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SpareBank 1 SMN (DE:SJI)
FRANKFURT:SJI
Total Valuation
SpareBank 1 SMN has a market cap or net worth of €2.67B. The enterprise value is €95.45B.
Market Cap€2.67B
Enterprise Value€95.45B
Share Statistics
SpareBank 1 SMN has 144,215,590 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding144,215,590
Owned by Insiders―
Owned by Institutions0.15%
Financial Efficiency
SpareBank 1 SMN’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 5.09%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)5.09%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee9.84M
Profits Per Employee0.00
Employee Count1,660
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SpareBank 1 SMN is 11.1. SpareBank 1 SMN’s PEG ratio is ―.
PE Ratio11.1
PS Ratio0.00
PB Ratio0.00
Price to Fair Value0.95
Price to FCF0.00
Price to Operating Cash Flow2.69
PEG Ratio―
Income Statement
In the last 12 months, SpareBank 1 SMN had revenue of 16.33B and earned 4.28B in profits. Earnings per share was 19.08.
Revenue16.33B
Gross Profit8.05B
Operating Income5.45B
Pretax Income5.45B
Net Income4.28B
EBITDA5.64B
Earnings Per Share (EPS)19.08
Cash Flow
In the last 12 months, operating cash flow was 11.20B and capital expenditures -105.00M, giving a free cash flow of 11.10B billion.
Operating Cash Flow11.20B
Free Cash Flow11.10B
Free Cash Flow per Share76.93
Dividends & Yields
SpareBank 1 SMN pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.33
52-Week Price Change27.60%
50-Day Moving Average17.01
200-Day Moving Average16.52
Relative Strength Index (RSI)73.33
Average Volume (3m)0.00
Important Dates
SpareBank 1 SMN upcoming earnings date is May 7, 2026, Before Open (Confirmed).
Last Earnings DateFeb 12, 2026
Next Earnings DateMay 7, 2026
Ex-Dividend Date―
Financial Position
SpareBank 1 SMN as a current ratio of 0.01, with Debt / Equity ratio of 154.49%
Current Ratio0.01
Quick Ratio0.01
Debt to Market Cap1.62
Net Debt to EBITDA8.14
Interest Coverage Ratio0.66
Taxes
In the past 12 months, SpareBank 1 SMN has paid 1.07B in taxes.
Income Tax1.07B
Effective Tax Rate0.20
Enterprise Valuation
SpareBank 1 SMN EV to EBITDA ratio is 13.41, with an EV/FCF ratio of 7.63.
EV to Sales4.63
EV to EBITDA13.41
EV to Free Cash Flow7.63
EV to Operating Cash Flow7.63
Balance Sheet
SpareBank 1 SMN has €2.28B in cash and marketable securities with €47.24B in debt, giving a net cash position of -€45.87B billion.
Cash & Marketable Securities€2.28B
Total Debt€47.24B
Net Cash-€45.87B
Net Cash Per Share-€318.03
Tangible Book Value Per Share€212.32
Margins
Gross margin is 49.33%, with operating margin of 33.37%, and net profit margin of 26.21%.
Gross Margin49.33%
Operating Margin33.37%
Pretax Margin33.37%
Net Profit Margin26.21%
EBITDA Margin34.52%
EBIT Margin33.37%
Analyst Forecast
The average price target for SpareBank 1 SMN is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―