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ProCredit Holding AG (DE:PCZ)
XETRA:PCZ
RESEARCH TOOLSreports
Total Valuation
ProCredit Holding AG has a market cap or net worth of €534.80M. The enterprise value is -€1.03B.
Market Cap€534.80M
Enterprise Value-€1.03B
Share Statistics
ProCredit Holding AG has 58,898,490 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding58,898,490
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
ProCredit Holding AG’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.87%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.87%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee152.78K
Profits Per Employee32.38K
Employee Count4,530
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio5.6
PS Ratio0.00
PB Ratio0.53
Price to Fair Value0.43
Price to FCF0.00
Price to Operating Cash Flow0.00
PEG Ratio-0.75
Income Statement
In the last 12 months, ProCredit Holding AG had revenue of 692.08M and earned 104.31M in profits. Earnings per share was 1.77.
Revenue692.08M
Gross Profit461.15M
Operating Income146.68M
Pretax Income146.68M
Net Income104.31M
EBITDA167.82M
Earnings Per Share (EPS)1.77
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
ProCredit Holding AG pays an annual dividend of €0.59, resulting in a dividend yield of 6.5%
Dividend Per Share€0.59
Dividend Yield6.5%
Payout Ratio72.39%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.94
52-Week Price Change14.75%
50-Day Moving Average9.62
200-Day Moving Average8.62
Relative Strength Index (RSI)40.06
Average Volume (3m)43.99K
Important Dates
ProCredit Holding AG upcoming earnings date is Aug 14, 2025, TBA (Confirmed).
Last Earnings DateMay 12, 2025
Next Earnings DateAug 14, 2025
Ex-Dividend DateJun 05, 2025
Financial Position
ProCredit Holding AG as a current ratio of 0.39, with Debt / Equity ratio of 32.53%
Current Ratio0.39
Quick Ratio0.39
Debt to Market Cap2.85
Net Debt to EBITDA-12.89
Interest Coverage Ratio0.64
Taxes
In the past 12 months, ProCredit Holding AG has paid 42.37M in taxes.
Income Tax42.37M
Effective Tax Rate0.29
Enterprise Valuation
ProCredit Holding AG EV to EBITDA ratio is -10.18, with an EV/FCF ratio of 7.85.
EV to Sales-2.47
EV to EBITDA-10.18
EV to Free Cash Flow7.85
EV to Operating Cash Flow9.67
Balance Sheet
ProCredit Holding AG has €1.95B in cash and marketable securities with €348.93M in debt, giving a net cash position of -€1.60B billion.
Cash & Marketable Securities€1.95B
Total Debt€348.93M
Net Cash-€1.60B
Net Cash Per Share-€27.12
Tangible Book Value Per Share€17.34
Margins
Gross margin is 82.97%, with operating margin of 21.19%, and net profit margin of 15.07%.
Gross Margin82.97%
Operating Margin21.19%
Pretax Margin21.19%
Net Profit Margin15.07%
EBITDA Margin24.25%
EBIT Margin21.19%
Analyst Forecast
The average price target for ProCredit Holding AG is €20.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target€20.00
Price Target Upside120.26% Upside
Analyst ConsensusModerate Buy
Analyst Count0
Revenue Growth Forecast6.69%
EPS Growth Forecast-18.28%