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Humana Inc (DE:HUM)
FRANKFURT:HUM
Germany Market

Humana (HUM) Ratios

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Humana Ratios

DE:HUM's free cash flow for Q4 2025 was $0.12. For the 2025 fiscal year, DE:HUM's free cash flow was decreased by $ and operating cash flow was $-0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
2.00 2.00 0.00 0.00 0.00
Quick Ratio
2.00 2.00 0.00 0.00 0.00
Cash Ratio
0.26 0.26 0.00 0.00 0.00
Solvency Ratio
0.06 0.06 0.07 0.11 0.13
Operating Cash Flow Ratio
0.06 0.06 0.00 0.00 0.00
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ 1.56B$ 1.56B$ -30.03B$ -30.75B$ -27.68B
Leverage Ratios
Debt-to-Assets Ratio
0.25 0.25 0.24 0.22 0.21
Debt-to-Equity Ratio
0.70 0.70 0.68 0.63 0.59
Debt-to-Capital Ratio
0.41 0.41 0.40 0.39 0.37
Long-Term Debt-to-Capital Ratio
0.41 0.41 0.40 0.39 0.37
Financial Leverage Ratio
2.77 2.77 2.84 2.89 2.81
Debt Service Coverage Ratio
4.21 4.21 4.31 8.03 10.10
Interest Coverage Ratio
2.30 2.30 2.47 6.86 8.90
Debt to Market Cap
0.54 0.40 0.36 0.18 0.14
Interest Debt Per Share
108.03 107.93 97.90 86.43 74.63
Net Debt to EBITDA
2.81 2.81 2.74 1.15 0.83
Profitability Margins
Gross Profit Margin
14.54%14.54%14.55%100.00%100.00%
EBIT Margin
1.61%1.61%1.94%3.64%4.27%
EBITDA Margin
2.24%2.24%2.76%4.51%5.18%
Operating Profit Margin
1.12%1.12%1.38%3.18%3.84%
Pretax Profit Margin
1.12%1.12%1.38%3.12%3.84%
Net Profit Margin
0.92%0.92%1.02%2.34%3.02%
Continuous Operations Profit Margin
0.93%0.93%1.03%2.34%3.02%
Net Income Per EBT
81.76%81.76%74.19%74.97%78.73%
EBT Per EBIT
100.00%100.00%100.00%98.14%99.89%
Return on Assets (ROA)
2.43%2.43%2.60%5.29%6.52%
Return on Equity (ROE)
6.59%6.73%7.37%15.31%18.33%
Return on Capital Employed (ROCE)
4.46%4.46%3.50%7.19%8.29%
Return on Invested Capital (ROIC)
3.69%3.69%0.00%0.00%0.00%
Return on Tangible Assets
3.03%3.03%3.41%6.95%8.73%
Earnings Yield
5.18%3.85%3.95%4.39%4.33%
Efficiency Ratios
Receivables Turnover
39.65 39.65 43.57 52.27 55.48
Payables Turnover
11.12 11.12 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
58.12 58.12 39.57 30.05 24.86
Asset Turnover
2.65 2.65 2.53 2.26 2.16
Working Capital Turnover Ratio
1.25K 15.83 0.00 0.00 0.00
Cash Conversion Cycle
-23.63 -23.63 8.38 6.98 6.58
Days of Sales Outstanding
9.20 9.20 8.38 6.98 6.58
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
32.83 32.83 0.00 0.00 0.00
Operating Cycle
9.20 9.20 8.38 6.98 6.58
Cash Flow Ratios
Operating Cash Flow Per Share
7.65 7.65 24.60 32.14 36.28
Free Cash Flow Per Share
3.12 3.11 19.83 24.03 27.29
CapEx Per Share
4.54 4.53 4.77 8.11 8.99
Free Cash Flow to Operating Cash Flow
0.41 0.41 0.81 0.75 0.75
Dividend Paid and CapEx Coverage Ratio
0.94 0.94 2.95 2.77 3.00
Capital Expenditure Coverage Ratio
1.69 1.69 5.16 3.97 4.03
Operating Cash Flow Coverage Ratio
0.07 0.07 0.27 0.39 0.51
Operating Cash Flow to Sales Ratio
<0.01 <0.01 0.03 0.04 0.05
Free Cash Flow Yield
1.64%1.22%7.82%5.25%5.33%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
19.30 25.97 25.34 22.78 23.08
Price-to-Sales (P/S) Ratio
0.18 0.24 0.26 0.53 0.70
Price-to-Book (P/B) Ratio
1.30 1.75 1.87 3.49 4.23
Price-to-Free Cash Flow (P/FCF) Ratio
61.11 82.27 12.79 19.05 18.77
Price-to-Operating Cash Flow Ratio
24.90 33.50 10.31 14.24 14.12
Price-to-Earnings Growth (PEG) Ratio
-2.40 -18.57 -0.51 -2.40 -8.91
Price-to-Fair Value
1.30 1.75 1.87 3.49 4.23
Enterprise Value Multiple
10.69 13.42 12.14 12.98 14.28
Enterprise Value
31.09B 39.02B 39.51B 62.23B 68.72B
EV to EBITDA
10.69 13.42 12.14 12.98 14.28
EV to Sales
0.24 0.30 0.34 0.58 0.74
EV to Free Cash Flow
82.90 104.06 16.53 20.90 19.92
EV to Operating Cash Flow
33.75 42.37 13.32 15.63 14.98
Tangible Book Value Per Share
66.90 66.84 44.55 40.97 35.30
Shareholders’ Equity Per Share
146.73 146.59 135.81 131.29 121.11
Tax and Other Ratios
Effective Tax Rate
0.17 0.17 0.25 0.25 0.21
Revenue Per Share
1.08K 1.08K 977.11 858.78 734.62
Net Income Per Share
9.87 9.86 10.01 20.09 22.20
Tax Burden
0.82 0.82 0.74 0.75 0.79
Interest Burden
0.70 0.70 0.71 0.86 0.90
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.78 0.78 2.44 1.60 1.64
Currency in USD