Company DescriptionBilia AB (publ) engages in the distribution and service of cars, heavy trucks, and transport vehicles. The company operates through Service, Cars, and Fuels segments. It sells new and used cars primarily of Volvo, BMW, Toyota, Mercedes, Renault, Lexus, MINI, Porsche, Nissan, Dacia, Smart and Alpine cars; and Renault, Toyota, Mercedes, Nissan, and Dacia transport vehicles; and Mercedes heavy trucks. The company also sells petrol, diesel, ethanol, and compressed gas; provides workshop services and spare parts, as well as car dismantling, rim repair, car wash, and wheel sales and storage, store sales and e-commerce; and offers supplementary services, such as financing and insurance services. It operates two online auction sites in Sweden and Norway. The company sells its products through stores and online. It operates approximately 155 facilities in Sweden, Norway, Germany, Luxembourg, and Belgium. The company was incorporated in 1967 and is headquartered in Gothenburg, Sweden.

How the Company Makes Money

Bilia AB Class A Financial Statement Overview

Summary

Bilia AB Class A demonstrates stable financial condition with consistent revenue growth and solid profitability margins. Despite a high debt-to-equity ratio, the company generates strong operating cash flows and shows effective use of equity and improved free cash flow.

Income Statement

Positive

Bilia AB Class A shows moderate revenue growth with a 1.65% increase from the previous year. The gross profit margin is 16.38%, indicating solid profitability. However, the net profit margin decreased to 1.69% from 2.42%, suggesting a decline in cost efficiency. The EBIT and EBITDA margins are 3.06% and 7.18% respectively, reflecting stable operational performance despite a drop in EBIT from the previous year.

Balance Sheet

Positive

The company's balance sheet indicates a debt-to-equity ratio of 1.88, suggesting high leverage but manageable within industry norms. The return on equity (ROE) is 13.41%, which shows effective use of equity to generate profits. The equity ratio is 23.89%, indicating a balanced reliance on equity financing.

Cash Flow

Positive

Operating cash flow to net income ratio is 3.10, showing strong cash generation relative to net income. Free cash flow improved significantly to 816 million SEK. However, the free cash flow to net income ratio is 1.23, which indicates efficient conversion of profits into cash flow despite past volatility.

TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Breakdown
Income Statement		Total Revenue
39.72B	39.15B	38.51B	35.34B	35.51B	30.17B
	Gross Profit
6.54B	6.41B	6.14B	6.06B	6.01B	5.00B
	EBIT
1.24B	1.20B	1.42B	2.10B	1.93B	1.36B
	EBITDA
2.81B	2.81B	2.83B	3.40B	3.20B	2.49B
	Net Income Common Stockholders
655.00M	662.00M	931.00M	1.62B	1.46B	984.00M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
367.00M	331.00M	265.00M	456.00M	754.00M	2.06B
	Total Assets
19.45B	20.66B	19.39B	20.00B	17.20B	16.42B
	Total Debt
8.20B	9.26B	7.69B	6.94B	5.53B	4.86B
	Net Debt
7.83B	8.93B	7.42B	6.48B	4.77B	2.79B
	Total Liabilities
14.44B	15.72B	14.55B	15.11B	12.78B	12.45B
	Stockholders Equity
5.01B	4.94B	4.84B	4.89B	4.42B	3.97B
Cash Flow		Free Cash Flow
737.00M	816.00M	-498.00M	-862.00M	730.00M	1.58B
	Operating Cash Flow
1.98B	2.05B	1.59B	676.00M	1.99B	3.15B
	Investing Cash Flow
-794.00M	-1.20B	-972.00M	-343.00M	-1.25B	-440.00M
	Financing Cash Flow
-1.20B	-795.00M	-810.00M	-653.00M	-2.05B	-884.00M

Bilia AB Class A Peers Comparison

Overall Rating

UnderperformOutperform

Sector (62)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BHJC		€1.04B	18.01	12.79%	4.94%	―	―
Sector *	62 Neutral	$6.88B	11.32	2.95%	3.87%	2.70%	-24.57%
5IW		€1.13B	22.93	9.96%	2.50%	―	―
9RN		€45.06M	―	-9.23%	―	―	―
1OM		€613.56M	15.77	6.71%	3.13%	―	―
3AJ		€1.16B	23.73	14.36%	1.67%	―	―
3FB		€109.74M	16.73	3.84%	4.58%	―	―

* Consumer Cyclical Sector Average

Performance Comparison

DE:BHJC

Bilia AB Class A

11.18

-0.83

-6.91%

DE:5IW

Inwido AB

19.15

7.10

58.92%

DE:9RN

Nimbus Group AB

1.31

-0.83

-38.79%

DE:1OM

Mekonomen AB

10.72

0.49

4.79%

DE:3AJ

SkiStar AB Class B

14.71

1.14

8.40%

DE:3FB

Bulten AB

5.22

-2.21

-29.74%

Glossary

OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.

NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.

UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.