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Bayer (DE:BAYN)
XETRA:BAYN
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Bayer (BAYN) AI Stock Analysis

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DE:BAYN

Bayer

(XETRA:BAYN)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
€52.00
▲(12.90% Upside)
Action:Reiterated
Date:08/10/26
The score is held back primarily by weak financial performance (multi-year net losses, inconsistent operating profitability, and historically elevated leverage), partially offset by continued positive—though volatile—free cash flow. Technicals are a key support with a clear uptrend and positive momentum indicators. Valuation is mixed: a high dividend yield helps, but the negative P/E underscores that current earnings are under pressure.
Positive Factors
Diversified Business Model
Bayer's dual focus in Pharmaceuticals and Crop Science provides durable revenue diversification across healthcare and agriculture. This reduces exposure to single-market cycles, leverages separate distribution channels and regulatory moats, and supports long-term cash generation and R&D reinvestment.
Negative Factors
Elevated Leverage
Multi-year leverage above equity limits financial flexibility and raises interest and refinancing risk. Elevated debt constrains strategic options such as large M&A or accelerated buybacks, increases sensitivity to macro shocks, and can pressure credit metrics and investment capacity over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified Business Model
Bayer's dual focus in Pharmaceuticals and Crop Science provides durable revenue diversification across healthcare and agriculture. This reduces exposure to single-market cycles, leverages separate distribution channels and regulatory moats, and supports long-term cash generation and R&D reinvestment.
Read all positive factors

Bayer (BAYN) vs. iShares MSCI Germany ETF (EWG)

Bayer Business Overview & Revenue Model

Company Description
Bayer Aktiengesellschaft operates as a life science company in Europe, the Middle East, Africa, Germany, Switzerland, North America, the United States, the Asia Pacific, China, Latin America, and Brazil. It operates through Pharmaceuticals, Consum...
How the Company Makes Money
Bayer makes money mainly by selling products and related services across its two operating divisions. 1) Pharmaceuticals revenue model: - Prescription drug sales: The core revenue stream is the sale of patented and off-patent prescription medicin...

Bayer Financial Statement Overview

Summary
Financials are mixed: revenue has been flat-to-down over several years with a rebound in TTM, but profitability is the core weakness with net losses from 2023 through TTM and inconsistent/low operating margins. Cash generation is a relative positive (positive operating cash flow and free cash flow), though free cash flow is volatile with a sharp TTM drop. Balance-sheet leverage has been a multi-year constraint (debt above equity historically) and ROE is negative in recent periods, limiting financial flexibility.
Income Statement
36
Negative
Balance Sheet
48
Neutral
Cash Flow
55
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue45.38B45.58B46.61B47.64B50.74B44.08B
Gross Profit26.80B26.98B25.34B27.89B30.87B27.27B
EBITDA5.08B2.65B3.67B4.05B10.29B7.02B
Net Income-1.74B-3.62B-2.55B-2.94B4.15B1.00B
Balance Sheet
Total Assets107.28B110.61B110.85B116.26B124.88B120.24B
Cash, Cash Equivalents and Short-Term Investments5.08B7.86B8.09B10.59B10.15B7.74B
Total Debt38.43B37.44B40.74B44.79B41.65B39.53B
Total Liabilities77.58B84.54B78.81B83.18B85.95B87.07B
Stockholders Equity29.58B25.95B31.91B32.93B38.77B33.02B
Cash Flow
Free Cash Flow1.45B2.08B4.59B2.37B4.14B2.48B
Operating Cash Flow4.16B4.57B7.37B5.12B7.09B5.09B
Investing Cash Flow-2.18B-1.61B164.00M-4.01B-2.38B855.00M
Financing Cash Flow-2.31B-2.19B-7.18B-679.00M-4.22B-5.64B

Bayer Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
€16.97B18.3110.66%1.28%-2.50%8.61%
74
Outperform
€2.89B19.334.27%1.98%-0.06%-38.81%
70
Neutral
€45.65B7.6817.00%5.16%-8.88%1431.12%
60
Neutral
€1.45B43.424.19%1.82%
57
Neutral
€46.95B-27.15-7.52%0.24%-1.73%49.15%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:BAYN
Bayer
47.79
20.20
73.21%
DE:BAS
BASF SE
51.15
6.71
15.09%
DE:BEI
Beiersdorf
78.32
-22.99
-22.70%
DE:AFX
Carl Zeiss Meditec
32.28
-10.57
-24.68%
DE:COP
CompuGroup Medical
27.50
4.43
19.23%

Bayer Corporate Events

Regulatory Filings and Compliance
Ubben-Linked Trust Buys €1.19 Million in Bayer Shares
Positive
Jul 1, 2026
Bayer disclosed a managers’ transaction in which the Jeffrey and Laura Ubben 2000 Trust, a person closely associated with supervisory board member Jeffrey Ubben, purchased Bayer shares on the Xetra trading platform. The trust executed numero...
Business Operations and StrategyRegulatory Filings and Compliance
Bayer Board Member Hartmann Buys Shares Under Management Commitment Program
Positive
Jun 9, 2026
Bayer disclosed a managers’ transaction involving Board of Management member Dr. Judith Hartmann, who purchased Bayer shares on June 5, 2026 via the Xetra trading platform. The purchases, made at a price of €35.84 per share and totalin...
Regulatory Filings and Compliance
Insider-Linked Investor Buys €1.69 Million in Bayer Shares
Positive
Jun 3, 2026
Bayer disclosed a managers’ transaction under EU Market Abuse Regulation, reporting that SF Investment One Pte Ltd., a person closely associated with supervisory board member Marcel Smits, purchased Bayer shares. The transaction involved Bay...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 10, 2026