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ABN AMRO Bank (DE:AB2A)
FRANKFURT:AB2A
Earnings Data
Report Date
May 20, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
―Last Year’s EPS
0.62Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call communicated a strong operational quarter and material strategic progress: robust profit (EUR 410m Q4), significant RWA reduction (~EUR 7.7bn), improving capital (CET1 15.4%), healthy deposit and client asset inflows (EUR 8.3bn deposits, ~EUR 7bn client assets in Q4), and clear cost-savings momentum. Headwinds include mortgage margin pressure, one-off Q4 impairments (EUR 70m), seasonal/one-off cost items and some weakness in other income. Management retained conservative 2026 guidance (commercial NII ~EUR 6.4bn; costs ~EUR 5.6bn) and highlighted timing/approval uncertainty around the NIBC acquisition and buyback. Overall, positives materially outweigh the negatives, with the bank portraying strong capital and execution while flagging manageable near-term volatility and integration/cost timing risks.Company Guidance
Solid Quarterly and Full-Year Profit
Q4 net profit of EUR 410 million; full-year NII ended in line with guidance. Net result supported by strong NII and fee income.
Strong Mortgage Production and Portfolio Growth
New mortgage production market share rose 21% in Q4, driving a net increase of EUR 2.5 billion in mortgage volume in the quarter; gross mortgage production of EUR 14 billion for the year and a net increase of EUR 8 billion in the mortgage portfolio for 2025.
Deposit and Client Asset Inflows
Total client deposits increased by EUR 8.3 billion in Q4. Client assets rose by ~EUR 7 billion in the quarter; Wealth Management client assets increased by EUR 44 billion in 2025 (driven by HAL acquisition, market performance and net new assets).
Significant RWA and Capital Optimization
Risk-weighted assets declined by around EUR 7.7 billion in Q4 (management cites close to EUR 8 billion), contributing to CET1 rising to 15.4%. More than EUR 4 billion of reductions came from RWA optimization measures; Corporate Banking delivered ~EUR 3 billion of RWA optimization in Q4.
Shareholder Distributions and Payouts
Proposed final dividend of EUR 0.70 per share and announced additional distributions of EUR 500 million (EUR 250 million cash dividend + EUR 250 million share buyback subject to approval). Total 2025 payout ratio ~87% (total distributions ~EUR 1.8 billion).
Cost Discipline and Run-Rate Improvements
Full-year costs ended at the lower end of guidance. Bank achieved around EUR 160 million of cost savings in 2025, reduced total FTEs by 1,500 during the year and retired more than 200 applications to simplify IT landscape.
Low Through-the-Cycle Cost of Risk and Solid Asset Quality
Full-year cost of risk was 1 basis point (well below through-the-cycle guidance of 10–15 bps). Stage 3 ratio at 2.1% with a slight increase in coverage ratio; management describes credit quality as solid.
Commercial Momentum in Key Businesses
Wealth Management and Personal & Business Banking jointly delivered deposit growth and Wealth Management saw conversion of cash into fee-generating mandates. Clearing strengthened top-3 position with higher fee income. New10 reached EUR 1 billion in financing to 10,000 SMEs since launch.
DE:AB2A Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DE:AB2A Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 11, 2026 | €31.20 | €30.40 | -2.56% |
Nov 12, 2025 | €27.20 | €27.20 | 0.00% |
Aug 06, 2025 | €24.20 | €23.21 | -4.07% |
May 14, 2025 | €19.18 | €18.89 | -1.54% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does ABN AMRO Bank (DE:AB2A) report earnings?
ABN AMRO Bank (DE:AB2A) is schdueled to report earning on May 20, 2026, Before Open (Confirmed).
What is ABN AMRO Bank (DE:AB2A) earnings time?
ABN AMRO Bank (DE:AB2A) earnings time is at May 20, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of ABN AMRO Bank stock?
The P/E ratio of ABN AMRO Bank is N/A.
What is DE:AB2A EPS forecast?
Currently, no data Available