Record Profitability and Revenue Growth
The company achieved record profitability in the first 9 months of 2025 with revenues of EUR 24.4 billion, tracking in line with the full-year goal of EUR 32 billion. Profit before tax rose by 36% year-on-year, and pre-provision profit was up nearly 50%.
Strong Capital Position
The CET1 ratio rose to 14.5%, supported by a share buyback program. Total capital distributions in 2025 reached EUR 2.3 billion, up around 50% over 2024.
Growth Across Business Segments
All four businesses delivered double-digit profit growth and double-digit RoTE in the first 9 months. Corporate Bank achieved a return on tangible equity of 16.2%, with strong fee growth of 5%. The Investment Bank saw a 19% increase in FIC revenues, and Private Bank profits rose by 71%.
Asset Management and Wealth Growth
Assets under management grew by EUR 40 billion year-to-date with net inflows of EUR 25 billion. Asset Management delivered a 25% return on tangible equity.