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Citizens Community Bancorp (CZWI)
NASDAQ:CZWI
Total Valuation
Citizens Community Bancorp has a market cap or net worth of $147.74M. The enterprise value is $80.08M.
Market Cap$147.74M
Enterprise Value$80.08M
Share Statistics
Citizens Community Bancorp has 9,988,997 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,988,997
Owned by Insiders11.16%
Owned by Institutions20.54%
Financial Efficiency
Citizens Community Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.28%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.28%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee480.33K
Profits Per Employee66.43K
Employee Count207
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio11.9
PS Ratio0.00
PB Ratio0.81
Price to Fair Value0.93
Price to FCF12.43
Price to Operating Cash Flow11.76
PEG Ratio-0.43
Income Statement
In the last 12 months, Citizens Community Bancorp had revenue of 99.43M and earned 13.75M in profits. Earnings per share was 1.34.
Revenue99.43M
Gross Profit59.46M
Operating Income17.45M
Pretax Income17.45M
Net Income13.75M
EBITDA20.87M
Earnings Per Share (EPS)1.34
Cash Flow
In the last 12 months, operating cash flow was 5.78M and capital expenditures -331.00K, giving a free cash flow of 5.45M billion.
Operating Cash Flow5.78M
Free Cash Flow5.45M
Free Cash Flow per Share0.55
Dividends & Yields
Citizens Community Bancorp pays an annual dividend of $0.36, resulting in a dividend yield of 2.43%
Dividend Per Share$0.36
Dividend Yield2.43%
Payout Ratio29.03%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change17.54%
50-Day Moving Average14.46
200-Day Moving Average14.80
Relative Strength Index (RSI)51.36
Average Volume (3m)84.87K
Important Dates
Citizens Community Bancorp upcoming earnings date is Oct 27, 2025, TBA (Confirmed).
Last Earnings DateJul 28, 2025
Next Earnings DateOct 27, 2025
Ex-Dividend DateFeb 07, 2025
Financial Position
Citizens Community Bancorp as a current ratio of 0.09, with Debt / Equity ratio of 0.00%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.40
Net Debt to EBITDA0.79
Interest Coverage Ratio0.40
Taxes
In the past 12 months, Citizens Community Bancorp has paid 3.70M in taxes.
Income Tax3.70M
Effective Tax Rate0.21
Enterprise Valuation
Citizens Community Bancorp EV to EBITDA ratio is 8.75, with an EV/FCF ratio of 9.47.
EV to Sales1.84
EV to EBITDA8.75
EV to Free Cash Flow9.47
EV to Operating Cash Flow9.05
Balance Sheet
Citizens Community Bancorp has $171.03M in cash and marketable securities with $61.66M in debt, giving a net cash position of -$109.37M billion.
Cash & Marketable Securities$171.03M
Total Debt$61.66M
Net Cash-$109.37M
Net Cash Per Share-$10.95
Tangible Book Value Per Share$14.02
Margins
Gross margin is 45.02%, with operating margin of 17.55%, and net profit margin of 13.83%.
Gross Margin45.02%
Operating Margin17.55%
Pretax Margin17.55%
Net Profit Margin13.83%
EBITDA Margin20.99%
EBIT Margin17.55%
Analyst Forecast
The average price target for Citizens Community Bancorp is $14.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$14.00
Price Target Upside-5.02% Downside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast-0.81%
EPS Growth Forecast-7.17%