Citizens Community Bancorp (CZWI)
NASDAQ:CZWI
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Total Valuation
Citizens Community Bancorp has a market cap or net worth of $196.84M. The enterprise value is $100.21M.
Market Cap$196.84M
Enterprise Value$100.21M
Share Statistics
Citizens Community Bancorp has 9,644,112 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,644,112
Owned by Insiders3.79%
Owned by Institutions12.74%
Financial Efficiency
Citizens Community Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 2.03%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.03%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee435.12K
Profits Per Employee69.66K
Employee Count207
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Community Bancorp is 12.7. Citizens Community Bancorp’s PEG ratio is 1.34.
PE Ratio12.7
PS Ratio1.92
PB Ratio0.92
Price to Fair Value0.92
Price to FCF16.66
Price to Operating Cash Flow13.98
PEG Ratio1.34
Income Statement
In the last 12 months, Citizens Community Bancorp had revenue of 90.07M and earned 14.42M in profits. Earnings per share was 1.46.
Revenue90.07M
Gross Profit49.25M
Operating Income6.31M
Pretax Income17.44M
Net Income14.42M
EBITDA8.90M
Earnings Per Share (EPS)1.46
Cash Flow
In the last 12 months, operating cash flow was 14.06M and capital expenditures -962.00K, giving a free cash flow of 13.09M billion.
Operating Cash Flow14.06M
Free Cash Flow13.09M
Free Cash Flow per Share1.36
Dividends & Yields
Citizens Community Bancorp pays an annual dividend of $0.36, resulting in a dividend yield of 2%
Dividend Per Share$0.36
Dividend Yield2%
Payout Ratio27.91%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.40
52-Week Price Change40.60%
50-Day Moving Average20.19
200-Day Moving Average17.73
Relative Strength Index (RSI)46.71
Average Volume (3m)36.70K
Important Dates
Citizens Community Bancorp upcoming earnings date is Jul 27, 2026, TBA (Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 27, 2026
Ex-Dividend Date―
Financial Position
Citizens Community Bancorp as a current ratio of 0.13, with Debt / Equity ratio of 27.54%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.30
Net Debt to EBITDA-7.54
Interest Coverage Ratio0.16
Taxes
In the past 12 months, Citizens Community Bancorp has paid 3.02M in taxes.
Income Tax3.02M
Effective Tax Rate0.17
Enterprise Valuation
Citizens Community Bancorp EV to EBITDA ratio is 11.91, with an EV/FCF ratio of 10.20.
EV to Sales1.18
EV to EBITDA11.91
EV to Free Cash Flow10.20
EV to Operating Cash Flow9.06
Balance Sheet
Citizens Community Bancorp has $149.20M in cash and marketable securities with $52.58M in debt, giving a net cash position of $96.63M billion.
Cash & Marketable Securities$149.20M
Total Debt$52.58M
Net Cash$96.63M
Net Cash Per Share$10.02
Tangible Book Value Per Share$15.72
Margins
Gross margin is 55.06%, with operating margin of 7.01%, and net profit margin of 16.01%.
Gross Margin55.06%
Operating Margin7.01%
Pretax Margin19.36%
Net Profit Margin16.01%
EBITDA Margin9.88%
EBIT Margin7.01%
Analyst Forecast
The average price target for Citizens Community Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast2.45%
EPS Growth Forecast20.71%