Helvetia Holding AG (CH:HBAN)
:HBAN
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Helvetia Holding AG
(HBAN)
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Rating:53Neutral
Price Target:
CHF199.00
▼(-7.70% Downside)
Action:ReiteratedDate:11/01/25
Helvetia Holding AG's overall stock score of 53 reflects a cautious outlook, driven primarily by mixed financial performance with strong revenue growth offset by significant cash flow concerns and high leverage risks. Technical indicators suggest neutral momentum, while valuation remains reasonable with a fair P/E ratio and attractive dividend yield. Earnings call highlights growth but notes regional and cost challenges. Financial performance carries the most weight in this assessment.
Positive Factors
Revenue Growth
Strong revenue growth indicates successful market strategies and product demand, enhancing long-term business sustainability and market position.
Negative Factors
Profitability Challenges
Moderate profitability may limit reinvestment capabilities and shareholder returns, posing challenges to sustaining competitive advantages.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Strong revenue growth indicates successful market strategies and product demand, enhancing long-term business sustainability and market position.
Read all positive factors
Helvetia Holding AG (HBAN) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF21.43B
Dividend Yield3.19%
Average Volume (3M)78.66K
Price to Earnings (P/E)16.2
Beta (1Y)0.53
Revenue Growth-1.57%
EPS Growth95.56%
CountryCH
Employees11,915
SectorGeneral
Sector StrengthN/A
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)5.40
Shares Outstanding99,418,090
10 Day Avg. Volume81,768
30 Day Avg. Volume78,662
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)1.91
Price to Sales (P/S)0.70
P/FCF Ratio-66.84
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF230.50Price Target Upside6.91% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)11.9
Revenue Forecast (FY)CHF15.39B
Helvetia Holding AG Business Overview & Revenue Model
Company Description
Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the ar...
How the Company Makes Money
Helvetia Holding AG generates revenue primarily through its core business segments: property and casualty insurance, life insurance, and asset management. The company earns premiums from policyholders in exchange for providing coverage against var...
Helvetia Holding AG Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
50
Neutral
Cash Flow
30
Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 11.25B | 11.22B | 9.23B | 10.14B | 12.31B | 10.43B |
| Gross Profit | 7.30B | 11.22B | 10.48B | 10.14B | 12.31B | 10.43B |
| EBITDA | 838.90M | 824.90M | 653.80M | 720.70M | 1.00B | 513.40M |
| Net Income | 545.90M | 481.80M | 283.20M | 438.80M | 497.20M | 264.80M |
Balance Sheet | ||||||
| Total Assets | 60.05B | 60.96B | 61.49B | 59.99B | 70.01B | 70.31B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 2.10B | 2.76B | 2.38B | 1.86B | 1.85B |
| Total Debt | 2.43B | 2.00B | 1.99B | 2.86B | 2.88B | 3.06B |
| Total Liabilities | 55.78B | 56.52B | 55.10B | 56.21B | 63.60B | 63.91B |
| Stockholders Equity | 3.96B | 4.14B | 3.81B | 3.46B | 5.93B | 5.91B |
Cash Flow | ||||||
| Free Cash Flow | 163.80M | -118.20M | 907.30M | 807.70M | 993.30M | -642.60M |
| Operating Cash Flow | 212.50M | 42.90M | 1.01B | 923.20M | 1.11B | -521.10M |
| Investing Cash Flow | 14.30M | -149.90M | -131.40M | -1.00B | -983.90M | -588.00M |
| Financing Cash Flow | -625.05M | -370.10M | -406.50M | -185.70M | -472.20M | 646.00M |
Helvetia Holding AG Technical Analysis
Positive
215.60
Price Trends
197.31
Positive
199.96
Positive
199.22
Positive
Market Momentum
4.18
Negative
74.49
Negative
81.52
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:HBAN, the sentiment is Positive. The current price of 215.6 is above the 20-day moving average (MA) of 201.12, above the 50-day MA of 197.31, and above the 200-day MA of 199.22, indicating a bullish trend. The MACD of 4.18 indicates Negative momentum. The RSI at 74.49 is Negative, neither overbought nor oversold. The STOCH value of 81.52 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:HBAN.
Helvetia Holding AG Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | CHF2.41B | 13.56 | 6.06% | 3.38% | -1.58% | 4.07% | |
74 Outperform | CHF85.17B | 15.20 | 23.97% | 4.66% | -7.33% | 17.93% | |
71 Outperform | CHF36.36B | 10.08 | 14.51% | 4.49% | -4.94% | -5.71% | |
59 Neutral | CHF25.65B | 9.77 | 12.52% | 3.80% | -1.65% | 10.05% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
53 Neutral | CHF21.43B | 16.18 | ― | 3.19% | -1.57% | 95.56% |
* General Sector Average
CH:HBAN
Helvetia Holding AG
215.60
49.25
29.61%
CH:SLHN
Swiss Life Holding AG
906.00
193.26
27.12%
CH:ZURN
Zurich Insurance Group
570.20
41.00
7.75%
CH:SREN
Swiss Re AG
133.85
1.64
1.24%
CH:VAHN
Vaudoise Assurances Holding SA
825.00
295.43
55.79%
Helvetia Holding AG Corporate Events
Helvetia Baloise Group Receives Stable Rating Post-Merger
Dec 11, 2025
AM Best has confirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of ‘a+’ (Excellent) for Helvetia Schweizerische Versicherungsgesellschaft AG, with a stable outlook. This follows the successfu...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.