Chaince Digital Holdings Inc (CD) AI Stock Analysis

• Market Cap: $357.06M
• Dividend Yield: N/A
• Average Volume (3M): 243.94K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.46
• Revenue Growth: 33.47%
• EPS Growth: 74.41%
• Country: US
• Employees: 11
• Sector: Financial
• Sector Strength: 70
• Industry: Information Technology Services
• EPS (TTM): N/A
• Shares Outstanding: 69,874,794
• 10 Day Avg. Volume: 287,719
• 30 Day Avg. Volume: 243,935
• PEG Ratio: 1.46
• Price to Book (P/B): 17.25
• Price to Sales (P/S): 412.55
• P/FCF Ratio: -116.20
• Enterprise Value/Market Cap: 0.62
• Enterprise Value/Revenue: 233.22
• Enterprise Value/Gross Profit: -774.13
• Enterprise Value/Ebitda: -58.88
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 41 Neutral
• Price Target: $5.00

The score is held down primarily by weak financial performance (persistent losses, negative margins, and weak cash flow) and a bearish technical setup (price below key moving averages and negative MACD). Valuation provides limited support due to a negative P/E and no dividend yield data.

Positive Factors

Regulatory approval and strategic refocus

FINRA approval and an explicit shift to financial services create a regulated revenue pathway. This structural change enables fee-based broking, access to institutional clients, and compliance frameworks, supporting diversified, recurring revenue and a clearer route to sustained profitability over time.

Strategic manufacturing partnership

A strategic cooperation to develop a U.S. gigafactory ties the company into AI and semiconductor supply chains, expanding addressable markets and enabling vertical integration. If executed, this materially broadens long-term revenue channels and strengthens competitive positioning in high-growth infrastructure sectors.

Recent financing and institutional interest

The $6.14M private placement bolsters near-term liquidity to fund AI, semiconductor and platform initiatives, reducing immediate funding pressure. Coupled with rising institutional ownership and PIPE conversions, this improves credibility and the ability to execute capital-intensive strategic pivots over the medium term.

Negative Factors

Persistent unprofitable operations

Consistent negative gross, operating and net margins signal structural unprofitability. Sustained losses erode capital and limit reinvestment capacity, making strategic transitions dependent on external funding and increasing execution risk for long-term ventures like regulated services or manufacturing.

Weak cash generation

Difficulty converting income to cash and negative free cash flow constrain internal funding for growth and capex. Reliance on external financing increases dilution and cost of capital, reducing financial flexibility and making long-term projects more vulnerable if capital markets tighten.

Balance sheet leverage concerns

Elevated liabilities relative to equity increase interest burden and reduce capacity to fund strategic investments. High leverage magnifies downside during operational setbacks, limiting the company's ability to finance the gigafactory or scale regulated services without additional costly capital raises.

Chaince Digital Holdings Inc Business Overview & Revenue Model

Company Description

Mercurity Fintech Holding (MFH) is a global fintech company focused on revolutionizing the financial services sector through innovative technology solutions. The company operates primarily in the blockchain and digital asset space, offering a range of products and services including digital asset management, trading platforms, and blockchain technology integration. MFH aims to empower businesses and individuals by providing secure, efficient, and transparent financial services that leverage cutting-edge technology.

How the Company Makes Money

Mercurity Fintech Holding generates revenue through multiple streams including transaction fees from its trading platforms, subscription fees for premium services, and commissions on asset management services. Additionally, the company may earn income from partnerships with other financial institutions and technology providers, as well as through strategic investments in blockchain projects. MFH's ability to monetize its technology and services through enterprise solutions and collaborations with key industry players further enhances its revenue potential.

Chaince Digital Holdings Inc Financial Statement Overview

Summary

Mercurity Fintech Holding faces significant financial challenges. The company struggles with profitability and cash flow generation, which are critical for long-term sustainability. While the balance sheet shows some stability in equity, high leverage and negative margins pose substantial risks. The company needs to focus on improving operational efficiency and revenue growth to enhance its financial position.

Income Statement

Mercurity Fintech Holding has experienced significant volatility in its revenue and profitability. The company's revenue growth has been inconsistent, with a notable decline in recent years. Gross profit margins are negative, indicating cost challenges. Net profit margins are also negative, reflecting ongoing losses. The EBIT and EBITDA margins are similarly negative, highlighting operational inefficiencies.

Balance Sheet

The balance sheet shows moderate stability with a positive equity position, but the debt-to-equity ratio is concerning, indicating potential leverage risks. The equity ratio is relatively healthy, suggesting a reasonable proportion of assets financed by equity. However, the company's overall financial health is hindered by high liabilities relative to equity.

Cash Flow

Cash flow analysis reveals challenges in generating positive free cash flow, with negative free cash flow growth rates. The operating cash flow to net income ratio is unfavorable, indicating difficulties in converting income into cash. Despite some positive financing activities, the company's cash flow position remains weak.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	956.83K	1.01M	445.93K	863.44K	670.17K	1.40M
Gross Profit	-288.26K	-375.51K	-978.38K	-517.16K	-32.51K	1.33M
EBITDA	-3.79M	-2.11M	-7.90M	-5.85M	-12.13M	-693.32K
Net Income	-3.69M	-4.53M	-9.36M	-5.63M	-21.67M	-1.65M
Balance Sheet
Total Assets	36.58M	35.69M	30.40M	18.89M	9.94M	10.96M
Cash, Cash Equivalents and Short-Term Investments	27.23M	24.87M	18.44M	7.45M	440.64K	174.78K
Total Debt	3.59M	7.78M	9.63M	904.13K	1.12M	0.00
Total Liabilities	7.16M	11.60M	12.56M	2.06M	1.37M	708.50K
Stockholders Equity	29.42M	24.09M	17.83M	16.83M	8.57M	10.25M
Cash Flow
Free Cash Flow	-4.09M	-3.58M	-5.79M	-589.64K	-4.01M	-613.54K
Operating Cash Flow	-4.09M	-3.57M	-2.79M	-582.42K	-4.01M	-595.68K
Investing Cash Flow	1.08M	3.79M	-7.84M	-32.22K	2.59M	-10.15K
Financing Cash Flow	14.50M	7.58M	19.30M	7.72M	1.68M	300.00K

Chaince Digital Holdings Inc Technical Analysis

• Last Price: ―

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CD, the sentiment is undefined. The current price of undefined is equal to the 20-day moving average (MA) of ―, equal to the 50-day MA of ―, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a undefined sentiment for CD.

Chaince Digital Holdings Inc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Chaince Digital Holdings Inc Corporate Events

Chaince Digital Holdings Announces Resignation of Director and COO Sun Qian

On December 22, 2025, Chaince Digital Holdings Inc. announced that its board had received and accepted the voluntary resignation of Sun Qian as both a director and the company’s Chief Operating Officer. The company stated that her departure did not arise from any disagreement with management, the board or company policies, and publicly expressed appreciation for her service, signaling an orderly leadership transition rather than a sign of internal dispute for investors and other stakeholders.

The most recent analyst rating on (CD) stock is a Sell with a $6.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.

Chaince Digital Secures $6.14 Million for AI and Manufacturing Expansion

On December 15, 2025, Chaince Digital Holdings Inc. announced the completion of a private placement with an institutional investor, raising approximately $6.14 million. This funding will support the company’s development of a U.S.-based AI and semiconductor-focused gigafactory, expansion of AI/HPC infrastructure platforms, and corporate development activities. The financing strengthens Chaince’s balance sheet as it accelerates its transition into AI-driven industrial technology, enhancing its strategic manufacturing initiative.

The most recent analyst rating on (CD) stock is a Sell with a $6.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.

Chaince Digital Holdings Rebrands and Focuses on Financial Services

Chaince Digital Holdings Inc. has shifted its primary focus to financial services since March 2025, following FINRA’s approval of Chaince Securities, LLC’s Continuing Membership Application. This strategic move aligns with the company’s goal to expand its customer base and achieve profitability in the financial sector. The company also rebranded from Mercurity Fintech Holding Inc. to Chaince Digital Holdings Inc. on November 13, 2025, reflecting its new strategic direction. Furthermore, Chaince has increased its shareholders’ equity significantly through PIPE financing and the conversion of convertible notes, with 69,874,797 ordinary shares issued as of December 10, 2025.

The most recent analyst rating on (CD) stock is a Sell with a $6.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.

Chaince Digital and ZJK Industrial Announce $200 Million U.S. Gigafactory Partnership

On November 24, 2025, Chaince Digital Holdings Inc. announced a non-binding Strategic Cooperation Framework Agreement with ZJK Industrial Co., Ltd. to build a U.S.-based precision components gigafactory. The facility will serve the AI, semiconductor, and other advanced technology industries, with an investment of up to $200 million. This initiative aims to strengthen the U.S. high-end manufacturing ecosystem and advance the made-in-America strategy. Additionally, Chaince Securities has been appointed as ZJK’s capital markets strategic advisor for five years, highlighting Chaince Digital’s expanding role in bridging traditional capital markets with digital-asset infrastructure.

The most recent analyst rating on (CD) stock is a Sell with a $8.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.

Chaince Digital Holdings Sees Surge in Institutional Ownership

On November 18, 2025, Chaince Digital Holdings Inc. announced an increase in institutional ownership, with nearly 100 institutional investors, including major asset managers like BlackRock, State Street, and UBS, reporting increased holdings in the company. This growth in institutional presence, although primarily driven by index-related or passive investment activities, is seen as a recognition of Chaince Digital’s ongoing transformation and strategic focus on tokenized real-world assets, regulated brokerage, and AI-driven infrastructure. The company recently rebranded from Mercurity Fintech Holding Inc. to Chaince Digital Holdings Inc., reflecting its evolution into an integrated platform for digital-asset capital markets.

The most recent analyst rating on (CD) stock is a Sell with a $8.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.

Chaince Digital’s Strategic Insights at TCFA 2025 Conference

On November 14, 2025, Chaince Digital Holdings Inc. announced that its Chief Strategy Officer, Wilfred Daye, participated as a speaker at the 31st Annual Conference of The Chinese Finance Association, held on November 8-9, 2025. Daye discussed the institutional phase of Real-World Asset tokenization and the integration of AI in on-chain finance, emphasizing the potential for increased market transparency and efficiency. This participation underscores Chaince Digital’s commitment to advancing tokenized finance and its strategic positioning in the digital asset industry.

The most recent analyst rating on (CD) stock is a Sell with a $8.00 price target. To see the full list of analyst forecasts on Chaince Digital Holdings Inc stock, see the CD Stock Forecast page.