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CCC Intelligent Solutions Holdings
(NASDAQ:CCC)
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Rating:67Neutral
Price Target:
$6.50
▲(8.88% Upside)
Action:Reiterated
Date:07/31/26
Overall score reflects solid fundamentals and improving risk profile (strong growth, high gross margins, strong cash generation, and a much improved debt-to-equity position), reinforced by a positive earnings call with raised full-year revenue growth guidance and strong EBITDA margin outlook. These strengths are tempered by a very high P/E valuation, uneven net profitability/ROE, and only mixed technicals with the stock still below its 200-day moving average.
Positive Factors
Networked SaaS ecosystem
CCC’s cloud platform links insurers, repairers, OEMs and suppliers across a single network. That scale and connectivity create durable switching costs and many cross-sell opportunities, supporting predictable recurring and transaction revenue and reinforcing long-term customer stickiness.
Negative Factors
Volatile profitability
Despite solid top-line growth and high gross margins, net margins have been inconsistent—near breakeven TTM after profitable and loss years. Earnings volatility reduces predictability of returns and makes durable shareholder outcomes contingent on sustained margin improvement.
Read all positive and negative factors
Positive Factors
Negative Factors
Networked SaaS ecosystem
CCC’s cloud platform links insurers, repairers, OEMs and suppliers across a single network. That scale and connectivity create durable switching costs and many cross-sell opportunities, supporting predictable recurring and transaction revenue and reinforcing long-term customer stickiness.
Read all positive factors
CCC Intelligent Solutions Holdings Key Performance Indicators (KPIs)
Any
Revenue by Type
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Data provided by:
The Fly
The FlyCCC Intelligent Solutions Holdings (CCC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$3.55B
Dividend YieldN/A
Average Volume (3M)10.04M
Price to Earnings (P/E)108.7
Beta (1Y)0.88
Revenue Growth12.13%
EPS Growth250.00%
CountryUS
Employees2,310
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.07
Shares Outstanding586,940,550
10 Day Avg. Volume10,240,534
30 Day Avg. Volume10,041,465
Financial Highlights & Ratios
PEG Ratio-115.46
Price to Book (P/B)2.73
Price to Sales (P/S)4.62
P/FCF Ratio19.19
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$9.08Price Target Upside52.15% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)0.44
Revenue Forecast (FY)$1.16B
CCC Intelligent Solutions Holdings Business Overview & Revenue Model
Company Description
CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitate...
How the Company Makes Money
CCC primarily makes money by selling access to its cloud software platforms, data, and network-enabled workflow solutions to customers across the P&C insurance and automotive claims/repair ecosystem. Its revenue model is largely recurring and usag...
CCC Intelligent Solutions Holdings Earnings Call Summary
Earnings Call Date:Jul 30, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Oct 29, 2026
Earnings Call Sentiment Positive
The call presented a predominantly positive operational and financial story: revenue and adjusted EBITDA beat guidance, AI solutions are scaling rapidly (≈45–50% YoY) and delivering measurable customer outcomes with multiyear commitments, retention and upsell metrics remain strong, and free cash flow materially improved. Near‑term pressures include modest gross margin decline, higher operating expenses, a one‑point legacy business roll‑off headwind, and a meaningful debt balance. However, management raised the midpoint of full‑year revenue growth guidance, reiterated margin expansion goals, and outlined a path to lower stock‑based compensation, supporting confidence in multi‑year growth and profitability expansion.Positive Updates
Revenue Above Guidance and Year‑over‑Year Growth
Total revenue of $286M in Q2 2026, up 10% year‑over‑year and above the high end of the company's guidance range.
Negative Updates
Gross Margin Moderation
Adjusted gross margin declined to 76% in Q2 from 78% a year ago and 77% last quarter, signaling modest margin pressure as newer solutions scale and investments continue.
Read all updates
Q2-2026 Updates
Positive
Negative
Revenue Above Guidance and Year‑over‑Year Growth
Total revenue of $286M in Q2 2026, up 10% year‑over‑year and above the high end of the company's guidance range.
Read all positive updates
Company Guidance
Management guided Q3 2026 revenue of $289.5M–$291.5M (≈9% YoY at the midpoint) and adjusted EBITDA of $118M–$120M (≈41% margin at the midpoint), and full‑year 2026 revenue of $1.158B–$1.164B (≈10% YoY at the midpoint, with the midpoint raised into a 9.5%–10% growth range) and full‑year adjusted EBITDA of $485M–$491M (≈42% margin at the midpoint). The guide implies roughly 9% YoY growth in both Q3 and Q4, incorporates an approximately 1‑point headwind from the roll‑off of legacy first‑party cat fleet business, forecasts second‑half adjusted EBITDA margins of about 42.5% (≈+50 bps YoY) and, at the high end, margin expansion approaching ~100 bps for the full year.CCC Intelligent Solutions Holdings Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
78
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.11B | 1.06B | 944.80M | 866.38M | 782.45M | 688.29M |
| Gross Profit | 821.68M | 776.81M | 713.80M | 636.16M | 568.51M | 492.63M |
| EBITDA | 172.43M | 201.86M | 232.60M | 114.37M | 216.00M | -92.80M |
| Net Income | 42.35M | 412.00K | 26.14M | -92.48M | 38.41M | -248.92M |
Balance Sheet | ||||||
| Total Assets | 3.46B | 3.66B | 3.18B | 3.05B | 3.35B | 3.24B |
| Cash, Cash Equivalents and Short-Term Investments | 115.86M | 111.19M | 398.98M | 195.57M | 323.79M | 182.54M |
| Total Debt | 70.39M | 1.36B | 848.38M | 833.09M | 872.61M | 852.79M |
| Total Liabilities | 1.76B | 1.87B | 1.16B | 1.25B | 1.29B | 1.35B |
| Stockholders Equity | 1.77B | 1.79B | 2.00B | 1.78B | 2.05B | 1.87B |
Cash Flow | ||||||
| Free Cash Flow | 225.09M | 254.51M | 230.87M | 195.00M | 151.96M | 88.97M |
| Operating Cash Flow | 271.39M | 315.48M | 283.89M | 250.03M | 199.91M | 127.33M |
| Investing Cash Flow | -41.58M | -471.38M | -53.01M | -55.03M | -76.29M | -48.60M |
| Financing Cash Flow | -248.21M | -132.11M | -27.29M | -323.03M | 17.88M | -58.44M |
CCC Intelligent Solutions Holdings Technical Analysis
5.97
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCC, the sentiment is undefined. The current price of 5.97 is equal to the 20-day moving average (MA) of ―, equal to the 50-day MA of ―, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a undefined sentiment for CCC.
CCC Intelligent Solutions Holdings Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
* Technology Sector Average
Performance Comparison
CCC Intelligent Solutions Holdings Corporate Events
Executive/Board ChangesShareholder Meetings
CCC Intelligent Solutions Affirms Governance and Executive Pay Policies
Positive
May 22, 2026
On May 21, 2026, CCC Intelligent Solutions Holdings Inc. held its annual meeting of stockholders, with 91.87% of voting power represented, and stockholders elected three Class II directors—Neil de Crescenzo, William Ingram, and John Schweitz...
Business Operations and StrategyExecutive/Board ChangesFinancial Disclosures
CCC Intelligent Solutions Announces CFO Transition Amid Strong Quarter
Positive
Apr 30, 2026
CCC Intelligent Solutions Holdings Inc., a SaaS and AI platform provider serving the insurance economy through its CCC Intelligent Experience Cloud, connects tens of thousands of insurers, repair shops, automakers, and parts suppliers. The company...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.