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CCC Intelligent Solutions Holdings
(NASDAQ:CCC)
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Rating:63Neutral
Price Target:
$6.00
▲(3.27% Upside)
Action:Reiterated
Date:05/23/26
The score is driven mainly by solid financial fundamentals (high margins and strong cash generation) and a constructive earnings update (raised guidance and strong AI/emerging solutions traction). These positives are partially offset by weak technicals (downtrend across moving averages and negative MACD) and a demanding valuation (high P/E with no dividend support), with additional watch-items around profitability consistency and near-term headwinds noted on the call.
Positive Factors
High Net Dollar Retention
NDR of 107% indicates durable customer stickiness and successful upsell within the platform. For a SaaS network connecting insurers and repair shops, >100% NDR signals scalable recurring revenue, lower churn risk, and predictable lifetime value that supports multi-year growth and ROI on sales investments.
Negative Factors
Volatile Net Profitability
While top-line and gross margins are strong, inconsistent net profitability (switching from losses to profit and back) indicates earnings quality volatility. This undermines predictability of free cash flow conversion and ROE, complicating long-term planning and reducing resilience to demand or pricing shocks over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
High Net Dollar Retention
NDR of 107% indicates durable customer stickiness and successful upsell within the platform. For a SaaS network connecting insurers and repair shops, >100% NDR signals scalable recurring revenue, lower churn risk, and predictable lifetime value that supports multi-year growth and ROI on sales investments.
Read all positive factors
CCC Intelligent Solutions Holdings Key Performance Indicators (KPIs)
Any
Revenue by Type
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Data provided by:
The Fly
The FlyCCC Intelligent Solutions Holdings (CCC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$3.19B
Dividend YieldN/A
Average Volume (3M)10.03M
Price to Earnings (P/E)95.6
Beta (1Y)0.86
Revenue Growth12.13%
EPS Growth250.00%
CountryUS
Employees2,310
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.06
Shares Outstanding586,940,550
10 Day Avg. Volume9,466,469
30 Day Avg. Volume10,025,043
Financial Highlights & Ratios
PEG Ratio-115.46
Price to Book (P/B)2.73
Price to Sales (P/S)4.62
P/FCF Ratio19.19
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue3.61
Enterprise Value/Gross Profit4.87
Enterprise Value/Ebitda14.09
Forecast
1Y Price Target
$8.57Price Target Upside47.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)0.44
Revenue Forecast (FY)$1.16B
CCC Intelligent Solutions Holdings Business Overview & Revenue Model
Company Description
CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitate...
How the Company Makes Money
CCC primarily makes money by selling subscription-based access to its software platforms and network services used in insurance claims and collision repair workflows. Revenue is typically generated through recurring SaaS and transaction-oriented f...
CCC Intelligent Solutions Holdings Earnings Call Summary
Earnings Call Date:Apr 30, 2026
(Q1-2026)
| % Change Since: |
Next Earnings Date:Jul 30, 2026
Earnings Call Sentiment Positive
The earnings call conveyed strong operational momentum driven by broad AI adoption, solid revenue growth (+12% to $281M), significant adjusted EBITDA expansion (+20% to $120M) and upgraded full-year guidance. AI and emerging solutions are sizable growth drivers (AI ≈10% of revenue, emerging ≈11% and +50% YoY) and large customer renewals/expansions validate the platform. Near-term caveats include one-time/timing impacts to Q1 results, an expected ~1-point H2 headwind from a customer transition, modest cash on hand versus significant debt (net leverage 2.7x), and an upcoming CFO transition. On balance, the positives—particularly durable revenue/EBITDA beats, accelerating AI monetization and strong capital returns—materially outweigh the manageable near-term risks.Positive Updates
Revenue Growth Above Guidance
Total revenue grew 12% year-over-year to $281.0M in Q1, coming in above the high end of company guidance.
Negative Updates
One-time / Timing Items in Q1
Management noted more than 1 point of Q1 growth was driven by timing and one-time items, including subscription true-ups and transactional strength in casualty—indicating some portion of the beat may not be fully recurring.
Read all updates
Q1-2026 Updates
Positive
Negative
Revenue Growth Above Guidance
Total revenue grew 12% year-over-year to $281.0M in Q1, coming in above the high end of company guidance.
Read all positive updates
Company Guidance
CCC guided Q2 revenue of $283–285 million (≈9% YoY at the midpoint) with adjusted EBITDA of $111–113 million (≈39% margin at the midpoint), and full‑year 2026 revenue of $1.155–1.163 billion (≈10% YoY at the midpoint) with adjusted EBITDA of $484–490 million (≈42% margin at the midpoint). Management said it raised full‑year revenue growth to roughly 9–10% after a strong Q1 (Q1 revenue $281M, +12% YoY; Q1 adjusted EBITDA $120M, 43% margin), but noted Q1 included >1 point of timing/true‑ups and transactional casualty strength and that H2 will face an ~1 point headwind as a carrier transitions legacy first‑party casualty away. They expect a sequential Q2 margin dip from phasing, then year‑over‑year margin expansion in H2 (the high end of the guide implies ~100 bps of margin expansion in both halves), and reiterated other context such as adjusted gross profit $216M (77% margin), software GDR 98%, NDR 107%, emerging solutions ≈11% of revenue (~50% YoY growth), AI ≈10% of revenue (~$120M run‑rate), stock‑based comp ~13% of revenue in 2026 with a path to single digits in 2027, Q1 free cash flow $42M (TTM FCF $252M, 23% margin), cash $37M, debt $1.3B and net leverage 2.7x.CCC Intelligent Solutions Holdings Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
78
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.09B | 1.06B | 944.80M | 866.38M | 782.45M | 688.29M |
| Gross Profit | 805.06M | 776.81M | 713.80M | 636.16M | 568.51M | 492.63M |
| EBITDA | 278.36M | 201.86M | 232.60M | 114.37M | 216.00M | -92.80M |
| Net Income | 34.53M | 412.00K | 26.14M | -92.48M | 38.41M | -248.92M |
Balance Sheet | ||||||
| Total Assets | 3.47B | 3.66B | 3.18B | 3.05B | 3.35B | 3.24B |
| Cash, Cash Equivalents and Short-Term Investments | 36.90M | 111.19M | 398.98M | 195.57M | 323.79M | 182.54M |
| Total Debt | 1.38B | 1.36B | 848.38M | 833.09M | 872.61M | 852.79M |
| Total Liabilities | 1.75B | 1.87B | 1.16B | 1.25B | 1.29B | 1.35B |
| Stockholders Equity | 1.72B | 1.79B | 2.00B | 1.78B | 2.05B | 1.87B |
Cash Flow | ||||||
| Free Cash Flow | 252.45M | 254.51M | 230.87M | 195.00M | 151.96M | 88.97M |
| Operating Cash Flow | 314.45M | 315.48M | 283.89M | 250.03M | 199.91M | 127.33M |
| Investing Cash Flow | -57.28M | -471.38M | -53.01M | -55.03M | -76.29M | -48.60M |
| Financing Cash Flow | -350.88M | -132.11M | -27.29M | -323.03M | 17.88M | -58.44M |
CCC Intelligent Solutions Holdings Technical Analysis
5.81
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCC, the sentiment is undefined. The current price of 5.81 is equal to the 20-day moving average (MA) of ―, equal to the 50-day MA of ―, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a undefined sentiment for CCC.
CCC Intelligent Solutions Holdings Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
* Technology Sector Average
Performance Comparison
CCC Intelligent Solutions Holdings Corporate Events
Executive/Board ChangesShareholder Meetings
CCC Intelligent Solutions Affirms Governance and Executive Pay Policies
Positive
May 22, 2026
On May 21, 2026, CCC Intelligent Solutions Holdings Inc. held its annual meeting of stockholders, with 91.87% of voting power represented, and stockholders elected three Class II directors—Neil de Crescenzo, William Ingram, and John Schweitz...
Business Operations and StrategyExecutive/Board ChangesFinancial Disclosures
CCC Intelligent Solutions Announces CFO Transition Amid Strong Quarter
Positive
Apr 30, 2026
CCC Intelligent Solutions Holdings Inc., a SaaS and AI platform provider serving the insurance economy through its CCC Intelligent Experience Cloud, connects tens of thousands of insurers, repair shops, automakers, and parts suppliers. The company...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.