Ccc Intelligent Solutions Holdings Inc (CCC)
NASDAQ:CCC
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CCC Intelligent Solutions Holdings
(NASDAQ:CCC)
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Rating:65Neutral
Price Target:
$5.50
▼(-5.34% Downside)
Action:ReiteratedDate:03/02/26
The score is driven primarily by strong cash flow and a strengthened balance sheet, reinforced by constructive 2026 guidance and operational momentum from the latest earnings call. These positives are tempered by weak price/technical trends and limited valuation support given the extremely negative P/E and inconsistent GAAP profitability.
Positive Factors
Cash generation
Sustained and rising operating and free cash flow provide durable financial flexibility for investment, M&A, and buybacks. Strong cash conversion reduces reliance on earnings volatility, supports capital returns, and underpins the company’s ability to fund AI product scaling and integration costs over the next several quarters.
Negative Factors
EvolutionIQ integration drag
Integration-related operating losses and higher implementation costs are a durable near-to-midterm headwind. Continued investment to scale EvolutionIQ and to resolve deployment delays can pressure margins and cash flow pacing until implementations normalize and cross-sell realizes expected revenue synergies.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash generation
Sustained and rising operating and free cash flow provide durable financial flexibility for investment, M&A, and buybacks. Strong cash conversion reduces reliance on earnings volatility, supports capital returns, and underpins the company’s ability to fund AI product scaling and integration costs over the next several quarters.
Read all positive factors
CCC Intelligent Solutions Holdings (CCC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$3.03B
Dividend YieldN/A
Average Volume (3M)10.51M
Price to Earnings (P/E)150.3
Beta (1Y)0.82
Revenue Growth10.64%
EPS Growth-105.64%
CountryUS
Employees2,310
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)0.10
Shares Outstanding607,126,040
10 Day Avg. Volume7,010,570
30 Day Avg. Volume10,509,434
Financial Highlights & Ratios
PEG Ratio-120.49
Price to Book (P/B)2.73
Price to Sales (P/S)4.62
P/FCF Ratio19.19
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue2.94
Enterprise Value/Gross Profit4.01
Enterprise Value/Ebitda14.75
Forecast
1Y Price Target
$8.45Price Target Upside45.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)0.42
Revenue Forecast (FY)$1.15B
CCC Intelligent Solutions Holdings Business Overview & Revenue Model
Company Description
CCC Intelligent Solutions Holdings Inc. provides cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. It SaaS platform digitizes mission-critical AI-enabled workflows, facilitate...
How the Company Makes Money
CCC primarily makes money by selling subscriptions and transaction-based access to its cloud software platforms and network services used across the auto insurance claims and collision repair value chain. A major revenue stream comes from recurrin...
CCC Intelligent Solutions Holdings Key Performance Indicators (KPIs)
Any
Revenue by Type
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Categorizes revenue based on different product or service lines, offering a view of diversification and which segments are driving growth or facing challenges.
Data provided by:
The Fly
The FlyCCC Intelligent Solutions Holdings Earnings Call Summary
Earnings Call Date:Feb 24, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:Apr 30, 2026
Earnings Call Sentiment Positive
The call conveyed strong operational and financial momentum: record annual revenue (> $1B), double-digit revenue growth in Q4, robust adjusted EBITDA margins (43% Q4, 41% FY), growing free cash flow ($255M TTM), high retention (GDR 99%, NDR 106) and pronounced AI-led product momentum (AI ≈ $100M revenue, emerging solutions +70% YoY). Management acknowledged near-term integration and implementation costs from EvolutionIQ, some claim-volume volatility, and short-term gross profit pressure from new product launches, but provided confident 2026 guidance (~9% revenue growth, 42% adjusted EBITDA margin) and enacted disciplined capital returns (buybacks) while maintaining leverage under 3x. Overall, positives — including scalable subscription mix (85%), AI traction, customer renewals/expansions, and strong cash generation — outweigh the identified challenges.Positive Updates
Record Annual Revenue and Growth
Fiscal 2025 revenue of $1.057 billion, up 12% year-over-year, marking the first time CCC crossed the $1 billion revenue threshold.
Negative Updates
Claim Volume Headwinds
Industry claim volumes declined 6% year-over-year in Q4 2025 (though normalized down to <3% when adjusting for unusually severe weather in Q4 2024), creating top-line headwinds that management is mitigating via subscription mix.
Read all updates
Q4-2025 Updates
Positive
Negative
Record Annual Revenue and Growth
Fiscal 2025 revenue of $1.057 billion, up 12% year-over-year, marking the first time CCC crossed the $1 billion revenue threshold.
Read all positive updates
Company Guidance
CCC guided Q1 2026 revenue of $273.5M–$275.5M (up 8.5%–9.5% YoY) with adjusted EBITDA of $113M–$115M (about a 42% adjusted EBITDA margin at the midpoint), and full-year 2026 revenue of $1.147B–$1.157B (≈9% growth at the midpoint) with adjusted EBITDA of $477M–$485M (42% margin at the midpoint). Management expects Q1 margin expansion of roughly 200 basis points YoY at the midpoint, with margin expansion moderating in Q2 due to phasing and resuming in H2, and a multi-year target of continued margin progression (planning toward ~100 bps per year); share‑based compensation is expected to fall from 17% of revenue in 2025 to ~13% in 2026 with a path to single digits in 2027. The guide is presented on a fully organic basis post‑EvolutionIQ anniversary, with subscription revenue ~85% of total, trailing‑12‑month free cash flow $255M, trailing‑12‑month FCF margin 24%, and net leverage of 2.7x (management comfortable operating under 3x).CCC Intelligent Solutions Holdings Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
80
Positive
Cash Flow
86
Very Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.06B | 944.80M | 866.38M | 782.45M | 688.29M |
| Gross Profit | 776.81M | 713.80M | 636.16M | 568.51M | 492.63M |
| EBITDA | 201.86M | 232.60M | 114.37M | 216.00M | -92.80M |
| Net Income | 412.00K | 26.14M | -92.48M | 38.41M | -248.92M |
Balance Sheet | |||||
| Total Assets | 3.66B | 3.18B | 3.05B | 3.35B | 3.24B |
| Cash, Cash Equivalents and Short-Term Investments | 111.19M | 398.98M | 195.57M | 323.79M | 182.54M |
| Total Debt | 72.28M | 848.38M | 833.09M | 872.61M | 852.79M |
| Total Liabilities | 1.87B | 1.16B | 1.25B | 1.29B | 1.35B |
| Stockholders Equity | 1.79B | 2.00B | 1.78B | 2.05B | 1.87B |
Cash Flow | |||||
| Free Cash Flow | 254.51M | 230.87M | 195.00M | 151.96M | 88.97M |
| Operating Cash Flow | 315.48M | 283.89M | 250.03M | 199.91M | 127.33M |
| Investing Cash Flow | -471.38M | -53.01M | -55.03M | -76.29M | -48.60M |
| Financing Cash Flow | -132.11M | -27.29M | -323.03M | 17.88M | -58.44M |
CCC Intelligent Solutions Holdings Technical Analysis
5.81
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCC, the sentiment is undefined. The current price of 5.81 is equal to the 20-day moving average (MA) of ―, equal to the 50-day MA of ―, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of ― indicates undefined momentum. The RSI at ― is undefined, neither overbought nor oversold. The STOCH value of ― is undefined, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a undefined sentiment for CCC.
CCC Intelligent Solutions Holdings Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
* Technology Sector Average
Performance Comparison
CCC Intelligent Solutions Holdings Corporate Events
Business Operations and StrategyExecutive/Board Changes
CCC Intelligent Solutions Adds Independent Director, Revamps Governance
Positive
Mar 2, 2026
On March 2, 2026, CCC Intelligent Solutions Holdings Inc. appointed veteran enterprise software executive John A. Schweitzer as a Class II director on its board, underscoring a push to deepen go-to-market and revenue leadership at the governance l...
Business Operations and StrategyExecutive/Board Changes
CCC Intelligent Solutions Names Josh Valdez Chief Product Officer
Positive
Jan 30, 2026
On January 30, 2026, CCC Intelligent Solutions announced it had appointed Josh Valdez as Chief Product Officer, effective February 16, 2026, tasking him with leading the company’s product strategy, design and delivery. Valdez, an experienced...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.