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Cathay General Bancorp (CATY)
NASDAQ:CATY
US Market

Cathay General Bancorp (CATY) Ratios

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Cathay General Bancorp Ratios

CATY's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, CATY's free cash flow was decreased by $ and operating cash flow was $-0.02. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.16 0.00 0.16 0.31 0.29
Quick Ratio
0.23 0.00 0.23 0.53 0.46
Cash Ratio
0.01 0.00 0.01 0.01 0.02
Solvency Ratio
0.02 0.02 0.02 1.63 0.75
Operating Cash Flow Ratio
0.03 0.00 0.03 0.03 0.04
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -13.70B$ -19.42B$ -16.80B$ 3.44B$ 2.19B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.03 <0.01 0.02
Debt-to-Equity Ratio
0.27 0.26 0.27 0.08 0.13
Debt-to-Capital Ratio
0.21 0.21 0.21 0.07 0.12
Long-Term Debt-to-Capital Ratio
0.21 0.20 0.21 0.06 0.12
Financial Leverage Ratio
8.89 8.43 8.89 8.54 7.88
Debt Service Coverage Ratio
-0.72 -0.10 -0.72 -0.60 0.04
Interest Coverage Ratio
5.02 1.07 5.02 5.55 1.71
Debt to Market Cap
0.22 0.21 0.22 0.05 0.13
Interest Debt Per Share
10.45 16.68 10.45 3.34 5.97
Net Debt to EBITDA
25.33 0.00 17.11 1.38 6.14
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
59.78%-2.31%59.78%58.53%42.69%
EBITDA Margin
3.43%0.00%3.43%6.51%5.14%
Operating Profit Margin
74.65%68.50%74.65%58.53%42.69%
Pretax Profit Margin
59.78%51.47%59.78%58.53%42.69%
Net Profit Margin
45.62%45.17%45.62%45.73%38.47%
Continuous Operations Profit Margin
45.62%45.17%45.62%45.73%38.47%
Net Income Per EBT
76.32%87.75%76.32%78.12%90.11%
EBT Per EBIT
80.07%75.15%80.07%100.00%100.00%
Return on Assets (ROA)
1.54%1.53%1.64%1.43%1.20%
Return on Equity (ROE)
12.17%12.94%14.58%12.19%9.46%
Return on Capital Employed (ROCE)
1.93%2.33%12.96%4.13%2.48%
Return on Invested Capital (ROIC)
5.79%2.04%-3.63%-7.97%-7.33%
Return on Tangible Assets
1.58%1.56%1.67%1.45%1.23%
Earnings Yield
9.17%10.95%11.89%8.87%8.93%
Efficiency Ratios
Receivables Turnover
9.59 8.03 9.59 11.45 10.08
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
6.35 6.37 6.35 5.13 4.44
Asset Turnover
0.04 0.03 0.04 0.03 0.03
Working Capital Turnover Ratio
-0.07 -0.11 -0.07 -0.09 -0.28
Cash Conversion Cycle
31.54 45.47 38.06 31.89 36.22
Days of Sales Outstanding
31.54 45.47 38.06 31.89 36.22
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
31.54 45.47 38.06 31.89 36.22
Cash Flow Ratios
Operating Cash Flow Per Share
6.29 5.30 6.29 4.27 4.02
Free Cash Flow Per Share
6.24 5.25 6.24 4.22 3.95
CapEx Per Share
0.05 0.05 0.05 0.05 0.07
Free Cash Flow to Operating Cash Flow
0.99 0.99 0.99 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
4.48 3.77 4.48 3.24 3.06
Capital Expenditure Coverage Ratio
137.87 113.13 137.87 89.68 55.37
Operating Cash Flow Coverage Ratio
0.71 0.54 0.71 1.73 0.98
Operating Cash Flow to Sales Ratio
0.59 0.49 0.59 0.51 0.54
Free Cash Flow Yield
14.06%11.79%15.30%9.83%12.26%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.41 9.13 8.41 11.28 11.19
Price-to-Sales (P/S) Ratio
3.84 4.13 3.84 5.16 4.31
Price-to-Book (P/B) Ratio
1.23 1.18 1.23 1.38 1.06
Price-to-Free Cash Flow (P/FCF) Ratio
6.53 8.48 6.53 10.18 8.15
Price-to-Operating Cash Flow Ratio
6.49 8.41 6.49 10.06 8.01
Price-to-Earnings Growth (PEG) Ratio
0.31 14.77 0.31 0.35 -0.64
Price-to-Fair Value
1.23 1.18 1.23 1.38 1.06
Enterprise Value Multiple
128.95 0.00 128.95 80.58 89.90
Enterprise Value
3.74B 3.77B 3.50B 3.42B 2.75B
EV to EBITDA
135.48 0.00 128.95 80.58 89.90
EV to Sales
6.04 4.81 4.42 5.25 4.62
EV to Free Cash Flow
8.75 9.89 7.53 10.36 8.75
EV to Operating Cash Flow
8.61 9.80 7.48 10.24 8.59
Tangible Book Value Per Share
28.15 32.47 28.15 259.58 230.44
Shareholders’ Equity Per Share
33.28 37.71 33.28 31.25 30.38
Tax and Other Ratios
Effective Tax Rate
0.24 0.12 0.24 0.22 0.10
Revenue Per Share
10.63 10.80 10.63 8.33 7.48
Net Income Per Share
4.85 4.88 4.85 3.81 2.88
Tax Burden
0.80 0.88 0.76 0.78 0.90
Interest Burden
-23.10 -22.29 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.25 0.23 0.19 0.24 0.25
Stock-Based Compensation to Revenue
0.01 <0.01 <0.01 0.01 0.01
Income Quality
1.56 1.09 1.30 1.12 1.40
Currency in USD
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