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Bridgewater Bancshares Inc (BWB)
NASDAQ:BWB
US Market
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Bridgewater Bancshares (BWB) Ratios

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Bridgewater Bancshares Ratios

BWB's free cash flow for Q3 2025 was $-53.82K. For the 2025 fiscal year, BWB's free cash flow was decreased by $ and operating cash flow was $45.91K. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.20 38.18 421.50 348.81
Quick Ratio
0.00 0.20 74.10 531.18 455.75
Cash Ratio
0.00 0.03 31.16 103.16 101.26
Solvency Ratio
<0.01 0.01 0.01 0.02 0.01
Operating Cash Flow Ratio
0.00 <0.01 30.02 38.49 14.25
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 2.09
Net Current Asset Value
$ -3.90B$ -3.44B$ -3.84B$ -2.50B$ -2.10B
Leverage Ratios
Debt-to-Assets Ratio
0.10 0.09 0.04 0.04 0.05
Debt-to-Equity Ratio
1.03 0.97 0.48 0.36 0.54
Debt-to-Capital Ratio
0.51 0.49 0.32 0.26 0.35
Long-Term Debt-to-Capital Ratio
0.51 0.49 0.32 0.26 0.32
Financial Leverage Ratio
10.77 10.84 11.03 9.17 11.03
Debt Service Coverage Ratio
0.55 0.37 1.67 2.49 0.76
Interest Coverage Ratio
0.07 0.45 3.20 3.18 1.33
Debt to Market Cap
1.12 1.10 0.39 0.27 0.39
Interest Debt Per Share
23.98 19.03 8.06 5.50 5.92
Net Debt to EBITDA
4.05 5.10 1.35 -0.17 -0.57
Profitability Margins
Gross Profit Margin
13.11%48.44%100.00%100.00%100.00%
EBIT Margin
45.29%23.14%52.72%53.63%38.02%
EBITDA Margin
45.82%24.53%55.11%55.86%39.51%
Operating Profit Margin
5.12%23.14%79.96%53.63%38.02%
Pretax Profit Margin
26.02%23.14%52.72%53.63%38.02%
Net Profit Margin
19.96%17.61%39.25%39.79%28.99%
Continuous Operations Profit Margin
19.96%17.61%39.25%39.79%28.99%
Net Income Per EBT
76.70%76.08%74.46%74.20%76.25%
EBT Per EBIT
507.92%100.00%65.93%100.00%100.00%
Return on Assets (ROA)
0.76%0.87%1.23%1.31%0.93%
Return on Equity (ROE)
8.62%9.39%13.55%12.05%10.25%
Return on Capital Employed (ROCE)
0.20%5.86%2.50%1.77%1.22%
Return on Invested Capital (ROIC)
0.78%4.46%11.48%4.21%2.67%
Return on Tangible Assets
0.77%0.87%1.23%1.31%0.93%
Earnings Yield
8.93%10.62%10.84%9.21%7.62%
Efficiency Ratios
Receivables Turnover
0.00 13.59 0.00 0.00 0.00
Payables Turnover
0.00 22.15 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.03 4.64 2.81 2.32 1.84
Asset Turnover
0.04 0.05 0.03 0.03 0.03
Working Capital Turnover Ratio
0.22 -0.08 0.39 0.20 0.21
Cash Conversion Cycle
0.00 10.38 0.00 0.00 0.00
Days of Sales Outstanding
0.00 26.85 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 16.48 0.00 0.00 0.00
Operating Cycle
0.00 26.85 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.01 1.08 3.06 1.94 0.81
Free Cash Flow Per Share
1.89 0.97 3.00 1.91 -0.06
CapEx Per Share
0.12 0.11 0.06 0.03 0.86
Free Cash Flow to Operating Cash Flow
0.94 0.90 0.98 0.99 -0.07
Dividend Paid and CapEx Coverage Ratio
7.41 4.27 14.95 27.84 0.93
Capital Expenditure Coverage Ratio
16.19 10.11 52.05 69.80 0.93
Operating Cash Flow Coverage Ratio
0.11 0.07 0.45 0.40 0.16
Operating Cash Flow to Sales Ratio
0.27 0.13 0.62 0.47 0.25
Free Cash Flow Yield
11.33%7.19%16.93%10.78%-0.47%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.20 9.42 9.22 10.85 13.13
Price-to-Sales (P/S) Ratio
2.24 1.66 3.62 4.32 3.81
Price-to-Book (P/B) Ratio
0.92 0.88 1.25 1.31 1.35
Price-to-Free Cash Flow (P/FCF) Ratio
8.83 13.91 5.91 9.27 -213.89
Price-to-Operating Cash Flow Ratio
8.28 12.54 5.79 9.14 15.51
Price-to-Earnings Growth (PEG) Ratio
1.25 -0.34 0.77 0.16 -1.17
Price-to-Fair Value
0.92 0.88 1.25 1.31 1.35
Enterprise Value Multiple
8.94 11.86 7.92 7.57 9.06
Enterprise Value
840.28M 660.29M 593.86M 485.20M 335.69M
EV to EBITDA
8.94 11.86 7.92 7.57 9.06
EV to Sales
4.09 2.91 4.37 4.23 3.58
EV to Free Cash Flow
16.16 24.41 7.12 9.08 -201.13
EV to Operating Cash Flow
15.16 22.00 6.99 8.95 14.58
Tangible Book Value Per Share
17.35 15.19 14.09 13.42 9.17
Shareholders’ Equity Per Share
18.04 15.29 14.20 13.53 9.29
Tax and Other Ratios
Effective Tax Rate
0.23 0.24 0.26 0.26 0.24
Revenue Per Share
7.44 8.15 4.90 4.10 3.28
Net Income Per Share
1.49 1.44 1.92 1.63 0.95
Tax Burden
0.77 0.76 0.74 0.74 0.76
Interest Burden
0.57 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.27 0.18 0.28 0.31 0.31
Stock-Based Compensation to Revenue
0.02 0.02 0.02 0.02 0.02
Income Quality
1.35 0.75 1.59 1.19 0.85
Currency in USD
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