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Bridgewater Bancshares Inc (BWB)
NASDAQ:BWB
US Market
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Bridgewater Bancshares (BWB) Ratios

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Bridgewater Bancshares Ratios

BWB's free cash flow for Q2 2025 was $0.47. For the 2025 fiscal year, BWB's free cash flow was decreased by $ and operating cash flow was $0.20. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
69.92 0.20 38.18 421.50 348.81
Quick Ratio
69.92 0.20 74.10 531.18 455.75
Cash Ratio
15.82 0.03 31.16 103.16 101.26
Solvency Ratio
<0.01 0.01 0.01 0.02 0.01
Operating Cash Flow Ratio
2.91 <0.01 30.02 38.49 14.25
Short-Term Operating Cash Flow Coverage
0.12 0.00 0.00 0.00 2.09
Net Current Asset Value
$ -3.86B$ -3.44B$ -3.84B$ -2.50B$ -2.10B
Leverage Ratios
Debt-to-Assets Ratio
0.10 0.09 0.04 0.04 0.05
Debt-to-Equity Ratio
1.11 0.97 0.48 0.36 0.54
Debt-to-Capital Ratio
0.53 0.49 0.32 0.26 0.35
Long-Term Debt-to-Capital Ratio
0.29 0.49 0.32 0.26 0.32
Financial Leverage Ratio
11.12 10.84 11.03 9.17 11.03
Debt Service Coverage Ratio
0.09 0.37 1.67 2.49 0.76
Interest Coverage Ratio
0.34 0.45 3.20 3.18 1.33
Debt to Market Cap
1.22 1.10 0.39 0.27 0.39
Interest Debt Per Share
24.41 19.03 8.06 5.50 5.92
Net Debt to EBITDA
5.80 5.10 1.35 -0.17 -0.57
Profitability Margins
Gross Profit Margin
43.68%48.44%100.00%100.00%100.00%
EBIT Margin
18.32%23.14%52.72%53.63%38.02%
EBITDA Margin
19.80%24.53%55.11%55.86%39.51%
Operating Profit Margin
18.32%23.14%79.96%53.63%38.02%
Pretax Profit Margin
18.44%23.14%52.72%53.63%38.02%
Net Profit Margin
14.12%17.61%39.25%39.79%28.99%
Continuous Operations Profit Margin
14.12%17.61%39.25%39.79%28.99%
Net Income Per EBT
76.58%76.08%74.46%74.20%76.25%
EBT Per EBIT
100.61%100.00%65.93%100.00%100.00%
Return on Assets (ROA)
0.72%0.87%1.23%1.31%0.93%
Return on Equity (ROE)
8.20%9.39%13.55%12.05%10.25%
Return on Capital Employed (ROCE)
0.93%5.86%2.50%1.77%1.22%
Return on Invested Capital (ROIC)
2.80%4.46%11.48%4.21%2.67%
Return on Tangible Assets
0.72%0.87%1.23%1.31%0.93%
Earnings Yield
8.75%10.62%10.84%9.21%7.62%
Efficiency Ratios
Receivables Turnover
4.31 13.59 0.00 0.00 0.00
Payables Turnover
36.91 22.15 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
5.39 4.64 2.81 2.32 1.84
Asset Turnover
0.05 0.05 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.17 -0.08 0.39 0.20 0.21
Cash Conversion Cycle
74.83 10.38 0.00 0.00 0.00
Days of Sales Outstanding
84.72 26.85 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
9.89 16.48 0.00 0.00 0.00
Operating Cycle
84.72 26.85 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.45 1.08 3.06 1.94 0.81
Free Cash Flow Per Share
1.25 0.97 3.00 1.91 -0.06
CapEx Per Share
0.20 0.11 0.06 0.03 0.86
Free Cash Flow to Operating Cash Flow
0.86 0.90 0.98 0.99 -0.07
Dividend Paid and CapEx Coverage Ratio
4.15 4.27 14.95 27.84 0.93
Capital Expenditure Coverage Ratio
7.17 10.11 52.05 69.80 0.93
Operating Cash Flow Coverage Ratio
0.08 0.07 0.45 0.40 0.16
Operating Cash Flow to Sales Ratio
0.15 0.13 0.62 0.47 0.25
Free Cash Flow Yield
7.95%7.19%16.93%10.78%-0.47%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.43 9.42 9.22 10.85 13.13
Price-to-Sales (P/S) Ratio
1.61 1.66 3.62 4.32 3.81
Price-to-Book (P/B) Ratio
0.91 0.88 1.25 1.31 1.35
Price-to-Free Cash Flow (P/FCF) Ratio
12.58 13.91 5.91 9.27 -213.89
Price-to-Operating Cash Flow Ratio
10.86 12.54 5.79 9.14 15.51
Price-to-Earnings Growth (PEG) Ratio
1.06 -0.34 0.77 0.16 -1.17
Price-to-Fair Value
0.91 0.88 1.25 1.31 1.35
Enterprise Value Multiple
13.92 11.86 7.92 7.57 9.06
Enterprise Value
742.84M 660.29M 593.86M 485.20M 335.69M
EV to EBITDA
13.92 11.86 7.92 7.57 9.06
EV to Sales
2.76 2.91 4.37 4.23 3.58
EV to Free Cash Flow
21.56 24.41 7.12 9.08 -201.13
EV to Operating Cash Flow
18.55 22.00 6.99 8.95 14.58
Tangible Book Value Per Share
16.57 15.19 14.09 13.42 9.17
Shareholders’ Equity Per Share
17.28 15.29 14.20 13.53 9.29
Tax and Other Ratios
Effective Tax Rate
0.23 0.24 0.26 0.26 0.24
Revenue Per Share
9.77 8.15 4.90 4.10 3.28
Net Income Per Share
1.38 1.44 1.92 1.63 0.95
Tax Burden
0.77 0.76 0.74 0.74 0.76
Interest Burden
1.01 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.17 0.18 0.28 0.31 0.31
Stock-Based Compensation to Revenue
0.01 0.02 0.02 0.02 0.02
Income Quality
1.05 0.75 1.59 1.19 0.85
Currency in USD
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