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Banco Bilbao (BBVA)
NYSE:BBVA
US Market

Banco Bilbao (BBVA) Ratios

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Banco Bilbao Ratios

BBVA's free cash flow for Q1 2025 was €0.47. For the 2025 fiscal year, BBVA's free cash flow was decreased by € and operating cash flow was €0.24. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
561.94 0.48 1.39K 752.54 810.20
Quick Ratio
1.00K 0.48 2.47K 1.41K 1.75K
Cash Ratio
231.33 0.15 599.24 342.03 402.15
Solvency Ratio
<0.01 0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
-30.54 >-0.01 167.03 -5.70 161.27
Short-Term Operating Cash Flow Coverage
0.00 >-0.01 0.00 -5.70 0.00
Net Current Asset Value
€ -492.60B€ -449.76B€ -465.33B€ -450.07B€ -488.55B
Leverage Ratios
Debt-to-Assets Ratio
0.09 0.23 0.08 0.09 0.09
Debt-to-Equity Ratio
1.31 3.46 1.28 1.41 1.45
Debt-to-Capital Ratio
0.57 0.78 0.56 0.58 0.59
Long-Term Debt-to-Capital Ratio
0.58 0.58 0.56 0.57 0.59
Financial Leverage Ratio
14.34 15.00 15.18 15.10 16.53
Debt Service Coverage Ratio
0.50 0.09 0.66 0.77 -0.18
Interest Coverage Ratio
0.43 0.00 0.81 0.79 0.34
Debt to Market Cap
2.07 3.43 1.69 1.80 2.40
Interest Debt Per Share
11.56 28.79 11.70 10.94 10.88
Net Debt to EBITDA
0.20 6.93 -2.16 -1.51 0.00
Profitability Margins
Gross Profit Margin
100.00%108.77%100.00%100.00%100.00%
EBIT Margin
28.79%45.72%93154.55%31.75%-5.57%
EBITDA Margin
34.42%50.89%105227.27%37.16%0.00%
Operating Profit Margin
22.61%56.35%90445.45%28.76%11.64%
Pretax Profit Margin
25.99%45.72%94145.45%31.76%22.61%
Net Profit Margin
14.27%29.52%57800.00%20.39%16.62%
Continuous Operations Profit Margin
20.73%30.99%61481.82%23.39%16.40%
Net Income Per EBT
54.89%64.57%61.39%64.21%73.49%
EBT Per EBIT
114.97%81.15%104.09%110.44%194.24%
Return on Assets (ROA)
0.50%1.03%0.89%0.70%0.52%
Return on Equity (ROE)
7.21%15.51%13.53%10.60%8.62%
Return on Capital Employed (ROCE)
0.80%7.19%1.40%0.99%0.37%
Return on Invested Capital (ROIC)
1.00%3.26%1.53%1.52%0.44%
Return on Tangible Assets
0.51%1.04%0.89%0.70%0.52%
Earnings Yield
10.62%15.49%18.30%14.08%14.28%
Efficiency Ratios
Receivables Turnover
0.89 1.98 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.45 3.00 <0.01 3.21 2.68
Asset Turnover
0.04 0.04 <0.01 0.03 0.03
Working Capital Turnover Ratio
-1.74 -0.10 <0.01 0.13 0.13
Cash Conversion Cycle
411.47 183.98 0.00 0.00 0.00
Days of Sales Outstanding
411.47 183.98 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
411.47 183.98 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-1.24 -0.12 3.83 -0.19 5.91
Free Cash Flow Per Share
-1.44 -0.41 3.44 -0.34 5.74
CapEx Per Share
0.21 0.29 0.39 0.15 0.17
Free Cash Flow to Operating Cash Flow
1.17 3.52 0.90 1.76 0.97
Dividend Paid and CapEx Coverage Ratio
-2.33 -0.16 5.13 -0.66 17.98
Capital Expenditure Coverage Ratio
-5.95 -0.40 9.71 -1.31 35.04
Operating Cash Flow Coverage Ratio
-0.13 >-0.01 0.39 -0.02 0.61
Operating Cash Flow to Sales Ratio
-0.33 -0.03 2.16K -0.05 1.70
Free Cash Flow Yield
-29.00%-4.90%61.25%-6.62%142.11%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.42 6.46 5.46 7.10 7.00
Price-to-Sales (P/S) Ratio
1.34 1.91 3.16K 1.45 1.16
Price-to-Book (P/B) Ratio
0.68 1.00 0.74 0.75 0.60
Price-to-Free Cash Flow (P/FCF) Ratio
-3.45 -20.39 1.63 -15.10 0.70
Price-to-Operating Cash Flow Ratio
-4.03 -71.82 1.46 -26.60 0.68
Price-to-Earnings Growth (PEG) Ratio
-0.22 0.25 0.12 0.46 0.30
Price-to-Fair Value
0.68 1.00 0.74 0.75 0.60
Enterprise Value Multiple
4.11 10.67 0.84 2.38 0.00
Enterprise Value
34.81B 147.53B 9.76B 20.20B -6.63B
EV to EBITDA
4.11 10.67 0.84 2.38 0.00
EV to Sales
1.41 5.43 887.39 0.89 -0.29
EV to Free Cash Flow
-3.63 -58.08 0.46 -9.23 -0.17
EV to Operating Cash Flow
-4.24 -204.61 0.41 -16.26 -0.17
Tangible Book Value Per Share
6.47 8.50 7.83 7.27 6.73
Shareholders’ Equity Per Share
7.33 8.31 7.59 6.86 6.69
Tax and Other Ratios
Effective Tax Rate
0.32 0.32 0.34 0.26 0.27
Revenue Per Share
3.70 4.37 <0.01 3.56 3.47
Net Income Per Share
0.53 1.29 1.03 0.73 0.58
Tax Burden
0.55 0.65 0.61 0.64 0.73
Interest Burden
0.90 1.00 1.01 1.00 -4.06
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.42 0.39 840.64 0.36 0.40
Stock-Based Compensation to Revenue
<0.01 0.00 0.00 0.00 0.00
Income Quality
-1.89 -0.09 3.47 -0.22 19.10
Currency in EUR
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