tiprankstipranks
Trending News
More News >
Beacon Financial Corporation (BBT)
:BBT
US Market
Advertisement

Beacon Financial Corporation (BBT) Earnings Dates, Call Summary & Reports

Compare
254 Followers

Earnings Data

Report Date
Jan 22, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.81
Last Year’s EPS
0.6
Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 29, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted successful merger integration and strong deposit growth, alongside a significant dividend increase and optimistic outlook on loan growth. However, the quarter was marked by a GAAP loss due to merger-related charges, elevated charge-offs, and challenges in the office loan portfolio, leading to a balanced sentiment.
Company Guidance
During the call, Beacon Financial Corporation provided a comprehensive overview of their financial performance and strategic initiatives following their merger. The combined entity reported $23 billion in assets, $19 billion in deposits, and $18 billion in loans, with third-quarter operating earnings of approximately $38.5 million or $0.44 per share before merger expenses and special charges. Notably, they experienced a GAAP loss of $56 million or $0.64 per share, attributed to pretax charges of $130 million, which included $78 million related to the initial provision expense and $52 million in merger expenses. Their net interest margin for the quarter was 372 basis points, including a 30 basis point benefit from purchase accounting, with projections of purchase accounting accretion ranging between $15 million to $20 million per quarter. Beacon's loan-to-deposit ratio stood at 96.5%, with an allowance for loan losses at $254 million, reflecting a coverage ratio of 139 basis points. The management expressed optimism about achieving cost synergies from the merger, targeting a quarterly noninterest expense of $119.8 million, and reported a quarterly dividend increase to $0.3225 per share, equating to an annual dividend of $1.29 per share.
Successful Merger and Integration
The merger between Brookline and Berkshire was completed on September 1, creating Beacon Financial Corporation with $23 billion in assets. The integration is proceeding as expected, with a strong retention of client-facing talent and enthusiasm among employees.
Increase in Customer Deposits
Combined customer deposits increased by $89 million, indicating strong client retention and growth potential post-merger.
Strong Dividend Increase
The quarterly dividend was increased to $0.3225 per share, representing a 79% increase for Berkshire shareholders and maintaining the level for Brookline stockholders.
Optimistic Outlook on Loan Growth
The company anticipates mid-single-digit growth in interest-earning assets, driven by strong C&I lending with coupons just south of 7%.
Solid Noninterest Income Run Rate
Noninterest income was $8.5 million for September, reflecting a $25 million to $26 million quarterly run rate.

Beacon Financial Corporation (BBT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

BBT Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 22, 2026
2025 (Q4)
0.81 / -
0.6
Oct 29, 2025
2025 (Q3)
0.68 / 0.44
0.58-24.14% (-0.14)
Jul 24, 2025
2025 (Q2)
0.59 / 0.69
0.5525.45% (+0.14)
Apr 24, 2025
2025 (Q1)
0.53 / 0.60
0.4922.45% (+0.11)
Jan 30, 2025
2024 (Q4)
0.55 / 0.60
0.4727.66% (+0.13)
Oct 24, 2024
2024 (Q3)
0.55 / 0.58
0.516.00% (+0.08)
Jul 18, 2024
2024 (Q2)
0.52 / 0.55
0.550.00% (0.00)
Apr 18, 2024
2024 (Q1)
0.47 / 0.49
0.63-22.22% (-0.14)
Jan 25, 2024
2023 (Q4)
0.49 / 0.47
0.64-26.56% (-0.17)
Oct 20, 2023
2023 (Q3)
0.49 / 0.50
0.62-19.35% (-0.12)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

BBT Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 29, 2025
$23.12$24.11+4.28%
Jul 24, 2025
$26.05$25.57-1.84%
Apr 24, 2025
$23.97$24.74+3.21%
Jan 30, 2025
$28.01$28.56+1.96%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Beacon Financial Corporation (BBT) report earnings?
Beacon Financial Corporation (BBT) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
    What is Beacon Financial Corporation (BBT) earnings time?
    Beacon Financial Corporation (BBT) earnings time is at Jan 22, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is BBT EPS forecast?
          BBT EPS forecast for the fiscal quarter 2025 (Q4) is 0.81.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis