Earnings Data
Report Date
Aug 29, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.03Last Year’s EPS
0.03Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call emphasized a strong set of operational achievements: robust asset and liability growth, notable expansion of non‑interest income, improved operating efficiency, strengthened capital ratios, resilient asset quality and meaningful progress in globalization, digitalization and targeted loan initiatives (sci‑tech, green, inclusive finance). The main negatives were pressure on net interest margin, modest net profit growth, competitive deposit market dynamics and external macro/geopolitical risks which pose ongoing vigilance needs. Overall, the positives are broad, quantifiable and strategic, while the lowlights are manageable risks acknowledged with mitigation plans.Company Guidance
Operating Income Growth
Operating income reached RMB 659.9 billion, up 4.28% year-on-year, reflecting steady top-line expansion despite a challenging environment.
Non‑interest Income Expansion and Mix Shift
Non‑interest income increased 19.21% year‑on‑year, accounting for 33.21% of operating income (up 4.16 ppt YoY), supported by wealth management, custody and trading businesses.
Asset and Liability Growth
Group total assets rose to RMB 38.36 trillion (+9.4% YoY) and total liabilities to ~RMB 35.15 trillion (+9.47% YoY); domestic RMB deposit balances increased by RMB 1.37 trillion and foreign currency deposits grew 15%.
Capital Strengthening
Completed capital replenishment of RMB 165 billion, with capital adequacy ratio (CAR) reaching 18.85% — the highest year‑end level historically for the bank, improving loss‑absorbing capacity.
Asset Quality Remained Strong
NPL ratio was 1.23% (down 0.02 ppt YoY) and watch list ratio ~1.47%; provision coverage reported (group figures later cited ~200.37%), maintaining asset quality at top‑peer levels.
Improved Operating Efficiency and Cost Control
Cost‑to‑income ratio fell 0.93 ppt YoY and operating efficiency further improved; liability interest payout rate improved (down ~37 bps), supporting margin stability.
Solid Global / International Performance
Overseas pretax profit contribution rose to 27.99%; domestic institutions handled international settlement of USD 4.45 trillion (+9.56% YoY); cross‑border e‑commerce settlement reached USD 1.18 trillion (+45.07% YoY).
Growth in Strategic Loan Categories
Domestic RMB loans increased by RMB 1.81 trillion (+9.9% YoY). Technology loan balances rose ~18.78%, green loans +27.83%, inclusive small & micro loans balances +21.32% and account numbers +22.86%.
Wealth, Custody and Client Base Expansion
Total personal clients approached ~554 million; mobile banking monthly active users exceeded 100 million; agency sales of personal wealth products and public mutual funds rose ~11.8% and ~12.73% respectively; custody assets scale increased ~21%.
Digital & Automation Progress
Cloud services exceeded 51,000; deployed 400+ intelligent assistants; enterprise RPA covered >3,600 scenarios; digital RMB pilots and cross‑border e‑commerce connect exceeded RMB 1 trillion annual transaction volume.
Shareholder Returns & Market Recognition
Delivered per share dividend of RMB 0.2310 with payout ratio maintained at 30%; credit rating agencies placed BOC at top peer levels; multi‑year double‑digit return claims and sustained dividend distributions.
BACHF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BACHF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 29, 2026 | $0.67 | $0.67 | +0.90% |
Mar 30, 2026 | $0.60 | $0.61 | +2.50% |
Oct 28, 2025 | $0.54 | $0.58 | +7.39% |
Aug 29, 2025 | $0.54 | $0.52 | -3.87% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bank of China Limited Class H (BACHF) report earnings?
Bank of China Limited Class H (BACHF) is schdueled to report earning on Aug 29, 2026, TBA (Confirmed).
What is Bank of China Limited Class H (BACHF) earnings time?
Bank of China Limited Class H (BACHF) earnings time is at Aug 29, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BACHF EPS forecast?
BACHF EPS forecast for the fiscal quarter 2026 (Q2) is 0.03.