SIV Capital Limited (SIV) AI Stock Analysis

• Market Cap: AU$7.10M
• Dividend Yield: N/A
• Average Volume (3M): 0.00
• Price to Earnings (P/E): ―
• Beta (1Y): 0.31
• Revenue Growth: -26.54%
• EPS Growth: -131.58%
• Country: AU
• Employees: 34
• Sector: Industrials
• Sector Strength: 72
• Industry: Rental & Leasing Services
• EPS (TTM): 0.00
• Shares Outstanding: 47,352,840
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 0
• PEG Ratio: 0.48
• Price to Book (P/B): 0.87
• Price to Sales (P/S): 72.13
• P/FCF Ratio: 16.58
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: AU$0.15 ▲(2.00% Upside)

The score is held back primarily by weakening profitability and a sharp revenue decline despite a strong, low-debt balance sheet. Technicals provide little trend support with overbought momentum signals, and valuation is constrained by negative earnings and no indicated dividend.

Positive Factors

Balance Sheet Strength

A strong balance sheet with low leverage provides financial stability and flexibility, enabling the company to withstand economic fluctuations and invest in growth opportunities.

Cash Flow Improvement

Improved cash flow generation indicates better cash management and operational efficiency, enhancing the company's ability to fund operations and strategic initiatives without relying on external financing.

Gross Margin Strength

A strong gross margin suggests effective cost management and pricing power, which can support profitability improvements as revenue stabilizes or grows.

Negative Factors

Revenue Decline

A significant revenue decline raises concerns about the company's market position and demand for its services, potentially impacting long-term growth and profitability.

Profitability Deterioration

Deteriorating profitability indicates challenges in maintaining cost control and revenue generation, which could hinder the company's ability to achieve sustainable earnings growth.

Volatile Cash Flow

Volatile cash flow patterns reduce confidence in the company's ability to consistently generate cash, potentially affecting its capacity to invest in growth and manage liabilities.

SIV Capital Limited Business Overview & Revenue Model

Company Description

SIV Capital Limited engages in the renting and financing of commercial equipment to businesses in Australia. The company was formerly known as Silver Chef Limited and changed its name to SIV Capital Limited in November 2019. SIV Capital Limited was incorporated in 1990 and is based in West End, Australia.

How the Company Makes Money

SIV Capital Limited generates revenue primarily through management fees and performance fees associated with its investment management services. The company earns management fees as a percentage of the assets under management (AUM), providing a steady income stream as long as clients' funds are invested with SIV. Additionally, performance fees are earned based on the investment returns exceeding certain benchmarks or predefined targets, aligning the company's interests with those of its clients. SIV may also engage in proprietary trading and other financial activities, potentially contributing to its overall revenue. The company collaborates with financial institutions and leverages strategic partnerships to enhance its service offerings and expand its market reach.

SIV Capital Limited Financial Statement Overview

Summary

SIV Capital Limited faces several financial challenges, including declining revenue and profitability, inconsistent return on equity, and negative cash flow trends. Despite strong equity and low leverage, the company must address its operational inefficiencies to improve its financial health and long-term sustainability.

Income Statement

SIV Capital Limited has experienced significant volatility in its revenue, with a sharp decline from 2019 to 2024. Recent years show a negative trend, with declining revenue and net income, leading to negative EBIT and EBITDA margins in 2024. The gross profit margin remains high, indicating good cost management relative to revenue, but the overall profitability is concerning due to negative net profit margins.

Balance Sheet

The company maintains a strong equity position with a high equity ratio, reflecting financial stability. The debt-to-equity ratio is extremely low, indicating minimal leverage and potential for future borrowing if needed. However, the return on equity is inconsistent, with negative and positive swings over the years, which could indicate underlying operational challenges.

Cash Flow

SIV Capital's cash flow metrics reveal challenges in generating consistent free cash flow, with negative growth in recent periods. The operating cash flow to net income ratio is volatile, suggesting inefficiencies in converting income into cash. Recent negative free cash flow indicates potential liquidity risks.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	546.45K	98.47K	278.83K	782.34K	1.57M	5.88M
Gross Profit	-308.20K	78.88K	275.23K	639.28K	1.12M	2.61M
EBITDA	-274.29K	-756.13K	-550.00K	-195.00K	-267.00K	416.00K
Net Income	-112.63K	-112.79K	358.65K	170.48K	-42.00K	55.00K
Balance Sheet
Total Assets	8.30M	8.30M	8.42M	8.07M	8.77M	9.23M
Cash, Cash Equivalents and Short-Term Investments	8.18M	8.18M	7.32M	7.76M	8.21M	7.04M
Total Debt	866.00	866.00	17.03K	22.24K	50.00K	100.00K
Total Liabilities	113.58K	113.58K	121.10K	129.32K	172.00K	593.00K
Stockholders Equity	8.19M	8.19M	8.30M	7.94M	8.60M	8.64M
Cash Flow
Free Cash Flow	428.53K	428.53K	-48.05K	347.07K	921.00K	-6.47M
Operating Cash Flow	428.53K	428.53K	-48.05K	347.07K	921.00K	-5.84M
Investing Cash Flow	424.90K	424.90K	-384.92K	17.20K	250.00K	956.00K
Financing Cash Flow	0.00	0.00	0.00	-819.96K	0.00	-2.00K

SIV Capital Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.15
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Neutral
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:SIV, the sentiment is Neutral. The current price of 0.15 is above the 20-day moving average (MA) of 0.15, below the 50-day MA of 0.15, and above the 200-day MA of 0.15, indicating a neutral trend. The MACD of <0.01 indicates Neutral momentum. The RSI at 100.00 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:SIV.

SIV Capital Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
SIV	54 Neutral	AU$7.10M	-62.50	-1.37%	―	-26.54%	-131.58%
IPC	54 Neutral	AU$10.87M	57.64	1.82%	3.50%	-50.00%	-52.07%
N1H	52 Neutral	AU$10.13M	11.86	43.56%	2.61%	8.15%	-21.14%
KBC	43 Neutral	AU$9.72M	―	―	―	―	―
CL8	41 Neutral	AU$3.49M	-0.80	―	―	46.26%	-10.88%

SIV Capital Limited Corporate Events

SIV Capital Limited Reports Quarterly Cash Flow

SIV Capital Limited reported its quarterly cash flow, highlighting a net cash outflow from operating activities amounting to $110,000 for the quarter ending September 30, 2025. The report indicates that the company did not engage in any significant investing or financing activities during this period, which suggests a focus on maintaining current operations without expansion or additional capital raising.

SIV Capital Reports Q1 FY25 Financials and Pursues Strategic Opportunities

SIV Capital Limited reported a negative cash flow of approximately $110,000 for the first quarter of FY25, primarily from rental asset income and interest earned after administrative expenses. The company holds over $8 million in cash and interest-bearing deposits and is actively pursuing debt recovery where feasible. Additionally, SIV Capital is engaged in a potential transaction under a non-binding term sheet, although its completion is uncertain. The company remains open to exploring other opportunities to enhance shareholder value if the current transaction does not proceed.