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Plato Income Maximiser Ltd. (AU:PL8)
:PL8
Australian Market

Plato Income Maximiser Ltd. (PL8) AI Stock Analysis

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AU

Plato Income Maximiser Ltd.

(Sydney:PL8)

73Outperform
Plato Income Maximiser Ltd. scores well due to its strong financial performance characterized by profitability and a robust balance sheet with no debt. The valuation is favorable, offering a competitive dividend yield. However, technical analysis suggests a lack of upward momentum, which could be a concern for short-term investors. Improving cash flow efficiency and monitoring technical trends could enhance the company's stock appeal.

Plato Income Maximiser Ltd. (PL8) vs. S&P 500 (SPY)

Plato Income Maximiser Ltd. Business Overview & Revenue Model

Company DescriptionPlato Income Maximiser Limited is a privately owned investment manager. The firm provides its services to SMSF and pension-phase investors. It invests in public equity markets of Australia. The firm invests in diversified portfolio of Australian shares with an income focus. Plato Income Maximiser Limited was founded on April 21, 2017 and is based in New South Wales, Australia.
How the Company Makes MoneyPlato Income Maximiser Ltd. makes money through its investment strategy focused on Australian equities that provide consistent dividends and franking credits. The company generates revenue primarily from the dividends received from its portfolio of investments. These dividends are distributed to shareholders in the form of monthly income. PL8's investment team actively manages the portfolio to optimize returns and minimize risk, which includes selecting stocks with strong dividend yields and potential for franking credits. The company also earns management fees based on the total assets under management, which contribute to its revenue streams. PL8's success is driven by its expertise in understanding market trends, selecting high-quality dividend-paying stocks, and efficiently managing investment portfolios to maximize shareholder income.

Plato Income Maximiser Ltd. Financial Statement Overview

Summary
Plato Income Maximiser Ltd. demonstrates solid financial health with strong profitability and a stable balance sheet. The lack of debt and a high equity ratio underline financial stability, while profitability metrics reflect effective operations. The negative EBITDA margin and declining free cash flow suggest areas for operational improvement. Overall, the company is in a strong position within the asset management industry, though focus on improving cash flow efficiency could enhance financial outcomes.
Income Statement
77
Positive
Plato Income Maximiser Ltd. shows strong profitability with a high Gross Profit Margin of 100.54% and a commendable Net Profit Margin of 77.72% for 2024. The revenue growth rate of 19.72% year-on-year reflects positive growth. However, the EBITDA margin is negative, indicating some operational inefficiencies or non-cash charges impacting EBITDA.
Balance Sheet
85
Very Positive
The company has a robust financial position with no debt, resulting in a Debt-to-Equity Ratio of 0. The Equity Ratio is exceptionally high at 99.92%, indicating strong financial stability and shareholder confidence. The Return on Equity is impressive at 8.02%, showcasing effective use of equity in generating profit.
Cash Flow
70
Positive
Operating cash flow to net income ratio stands at 0.65, reflecting a strong conversion of income to cash flow. However, the Free Cash Flow to Net Income Ratio of 0.65 suggests room for improvement in cash generation relative to net income. The Free Cash Flow growth rate is negative, indicating a decrease in cash available for growth or dividends.
Breakdown
Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income StatementTotal Revenue
84.40M70.88M-40.93M99.26M25.43M
Gross Profit
84.86M65.75M-45.52M95.62M22.02M
EBIT
78.63M65.43M-45.83M95.30M21.72M
EBITDA
-376.00K0.00-290.00K0.000.00
Net Income Common Stockholders
65.94M57.36M-12.86M73.02M21.45M
Balance SheetCash, Cash Equivalents and Short-Term Investments
803.33M307.00K207.00K866.00K908.00K
Total Assets
823.03M681.78M578.15M488.41M433.03M
Total Debt
0.000.000.000.000.00
Net Debt
-306.00K-307.00K-207.00K-866.00K-908.00K
Total Liabilities
697.00K577.00K519.00K3.60M295.00K
Stockholders Equity
822.33M681.20M577.63M484.81M432.36M
Cash FlowFree Cash Flow
42.77M47.64M-12.86M22.84M22.23M
Operating Cash Flow
42.77M47.64M-12.86M22.84M22.23M
Investing Cash Flow
-117.94M-93.73M-151.27M-2.31M-142.92M
Financing Cash Flow
75.16M46.19M105.68M-20.57M121.27M

Plato Income Maximiser Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1.30
Price Trends
50DMA
1.26
Positive
100DMA
1.25
Positive
200DMA
1.22
Positive
Market Momentum
MACD
0.01
Negative
RSI
60.61
Neutral
STOCH
72.62
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:PL8, the sentiment is Positive. The current price of 1.3 is above the 20-day moving average (MA) of 1.26, above the 50-day MA of 1.26, and above the 200-day MA of 1.22, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 60.61 is Neutral, neither overbought nor oversold. The STOCH value of 72.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:PL8.

Plato Income Maximiser Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AUPL8
73
Outperform
14.577.97%5.14%4.77%5.25%
AUWAM
73
Outperform
6.3114.95%10.03%46.53%35.15%
AUBKI
72
Outperform
22.164.44%4.70%-4.33%-13.07%
AUWHF
70
Outperform
31.113.58%3.77%9.87%5.04%
64
Neutral
$12.54B9.797.92%16985.69%12.58%-6.07%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:PL8
Plato Income Maximiser Ltd.
1.30
0.17
15.04%
AU:WAM
WAM Capital Ltd.
1.56
0.23
17.29%
AFOVF
Australian Foundation Investment Co. Ltd.
5.00
0.00
0.00%
AGVNF
Argo Investments Limited
5.59
0.12
2.19%
AU:WHF
Whitefield Ltd
5.57
0.57
11.40%
AU:BKI
BKI Investment Co. Ltd.
1.68
0.07
4.35%

Plato Income Maximiser Ltd. Corporate Events

Plato Income Maximiser Ltd. Announces New Dividend Distribution
May 5, 2025

Plato Income Maximiser Ltd. has announced a new dividend distribution of AUD 0.0055 per share for its ordinary fully paid shares. The distribution is scheduled with an ex-date of May 15, 2025, a record date of May 16, 2025, and a payment date of May 30, 2025. This announcement reflects the company’s ongoing commitment to providing regular income to its shareholders, reinforcing its position in the market as a reliable source of dividend income.

Plato Income Maximiser Ltd. Releases April NTA Update
Apr 30, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of April 17, 2025, with pre-tax NTA at $1.075 and post-tax NTA at $1.089. These figures precede the monthly dividend payment of $0.0055 per share due on April 30, 2025. The announcement provides stakeholders with insights into the company’s financial health and its commitment to regular income distributions, potentially impacting investor confidence and market positioning.

Plato Income Maximiser Releases NTA Update Ahead of Dividend
Apr 17, 2025

Plato Income Maximiser Ltd. has released an update on its Net Tangible Asset (NTA) backing per share as of April 11, 2025. The pre-tax NTA is estimated at $1.052 per share, while the post-tax NTA is $1.073 per share. These figures are provided before the monthly dividend of $0.0055 per share, which is scheduled for payment on April 30, 2025. This update provides stakeholders with insights into the company’s financial health and asset valuation, potentially impacting investment decisions and market perception.

Plato Income Maximiser Reports Strong Returns and Dividend Continuation Amid Market Challenges
Apr 17, 2025

Plato Income Maximiser Limited reported a total return of 9.4% per annum since inception, outperforming its benchmark slightly. The company announced the continuation of fully-franked dividends for April, May, and June 2025, maintaining the dividend level from the previous quarter. Despite a challenging market environment, with the Australian market falling 3.2% in March, the company remains actively positioned to seek superior income. Key contributors to performance included overweight positions in QBE Insurance and Rio Tinto, while positions in Helia and Pro Medicus detracted from relative performance.

Plato Income Maximiser Announces New Dividend Distribution
Apr 16, 2025

Plato Income Maximiser Ltd. has announced a new dividend distribution for its ordinary fully paid securities, with a distribution amount of AUD 0.0055 per share. The ex-date is set for April 23, 2025, with the record date on April 24, 2025, and payment to be made on April 30, 2025. This announcement reflects the company’s ongoing commitment to providing consistent returns to its investors, reinforcing its position in the market as a reliable source of income.

Plato Income Maximiser Ltd. Maintains Stable Dividends Amid Market Volatility
Apr 16, 2025

Plato Income Maximiser Ltd. has announced its decision to maintain monthly dividends of $0.0055 per share for the June 2025 quarter, reflecting the same level as the previous quarter. Despite market volatility and economic uncertainties, the company remains confident in its ability to provide stable dividends due to its diversified and liquid investment portfolio. The announcement aligns with the company’s policy of distributing regular dividends from available profits, supported by sufficient profit reserves and a strong franking account balance.

Plato Income Maximiser Ltd. Releases NTA Update
Apr 14, 2025

Plato Income Maximiser Ltd. has released its estimated Net Tangible Asset (NTA) backing per share as of April 4, 2025, with a pre-tax NTA of $1.052 and a post-tax NTA of $1.073. These figures, which are unaudited and approximate, provide insight into the company’s asset valuation, potentially impacting investor perception and market positioning.

Plato Income Maximiser Ltd. Reports March 2025 NTA Backing
Apr 11, 2025

Plato Income Maximiser Ltd. announced its Net Tangible Asset (NTA) backing per share as of March 31, 2025. The pre-tax NTA is $1.073 per share, while the post-tax NTA is $1.088 per share, with a franking account balance of $0.016 per share. This announcement provides insights into the company’s financial health and asset management efficiency, which are crucial for stakeholders and investors evaluating the company’s performance.

Plato Income Maximiser Ltd. Releases March NTA Update
Apr 4, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of March 28, 2025. The pre-tax NTA is $1.099, and the post-tax NTA is $1.101, following a monthly dividend payment. These figures are indicative and unaudited, reflecting the company’s ongoing commitment to transparency and shareholder value.

Plato Income Maximiser Ltd. Releases NTA Update
Mar 28, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of March 21, 2025, with pre-tax NTA at $1.088 and post-tax NTA at $1.093. These figures, which reflect the impact of a monthly dividend, provide stakeholders with insights into the company’s asset valuation and financial health, though they remain unaudited and approximate.

Plato Income Maximiser Achieves Benchmark Returns Amid Market Volatility
Mar 18, 2025

Plato Income Maximiser Limited reported a total return of 9.8% per annum and a yield of 7.6% per annum since its inception in April 2017, matching its benchmark performance. Despite a challenging February market, the company maintained its dividend payouts and continues to actively position itself for superior income generation compared to the benchmark, with strategic overweight and underweight positions in various sectors.

Plato Income Maximiser Ltd. Releases NTA Update and Dividend Details
Mar 14, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of 7 March 2025, with a pre-tax NTA of $1.094 and a post-tax NTA of $1.099. These figures are presented before the monthly dividend of $0.0055 per share, payable on 31 March 2025. The announcement provides stakeholders with insights into the company’s financial health and dividend distribution strategy, which could influence investor decisions.

Plato Income Maximiser Ltd. Reports February 2025 NTA
Mar 13, 2025

Plato Income Maximiser Ltd. announced its Net Tangible Asset (NTA) backing per share as of February 28, 2025, with both pre-tax and post-tax NTA standing at $1.111. The announcement provides transparency on the company’s financial standing, which could impact investor confidence and market positioning.

Plato Income Maximiser Announces Shareholder Webinar on Half-Year Results
Mar 5, 2025

Plato Income Maximiser Ltd. has announced a shareholder webinar to discuss its half-year results for the period ending December 31, 2024. The webinar, featuring key company directors, will provide insights into the company’s financial performance and portfolio updates, potentially impacting its market positioning and stakeholder interests.

Plato Income Maximiser Ltd. Announces New Dividend Distribution
Mar 3, 2025

Plato Income Maximiser Ltd. has announced a new dividend distribution of AUD 0.0055 per share for its ordinary fully paid securities, with an ex-date of March 14, 2025, and a payment date set for March 31, 2025. This announcement reflects the company’s ongoing commitment to providing regular income to its investors and may enhance its attractiveness to income-focused stakeholders.

Plato Income Maximiser Ltd. Reports February NTA Update
Feb 28, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of February 21, 2025, with a pre-tax NTA of $1.116 and a post-tax NTA of $1.115. These figures reflect the deduction of a monthly dividend of $0.0055 per share, highlighting the company’s commitment to providing consistent income to its shareholders. The announcement underscores the company’s financial health and its strategic focus on delivering shareholder value through regular dividends, which could positively impact investor confidence and market positioning.

Plato Income Maximiser Continues Strong Performance with Consistent Dividends
Feb 24, 2025

Plato Income Maximiser Limited reported a total return of 10.4% per annum and a yield of 7.6% per annum since its inception in April 2017, slightly trailing the benchmark. The Board has resolved to continue paying fully-franked dividends, maintaining the level from the previous quarter. The Australian market showed strong performance in January, with consumer discretionary and financial sectors outperforming, while defensive sectors lagged. The company’s strategic positions in certain resources and pharmaceutical stocks contributed positively to its performance, although some overweight and underweight positions detracted from its relative performance. The company remains actively positioned to seek superior income compared to its benchmark.

Plato Income Maximiser Reports February 2025 NTA Update
Feb 21, 2025

Plato Income Maximiser Ltd. announced its estimated Net Tangible Asset (NTA) backing per share as of February 14, 2025, reporting a pre-tax NTA of $1.145 and a post-tax NTA of $1.134. These figures, considered unaudited and approximate, reflect the impact of a recent dividend distribution, highlighting the company’s ongoing commitment to delivering shareholder value through consistent income returns.

Plato Income Maximiser Ltd Achieves Robust 1HFY25 Financial Performance
Feb 21, 2025

Plato Income Maximiser Ltd reported a half-year profit of $39.7 million for 1HFY25, with strong dividend payments of $0.033 per share, translating to an annualized yield of 7.6%. Despite a slight underperformance in total return compared to its benchmark, the company has successfully maintained its total return at benchmark levels since inception. The increase in pre-tax NTA per share and continued payment of fully franked monthly dividends underscores the company’s robust financial performance and commitment to shareholder returns. The announcement reflects the company’s strong market positioning and its adherence to its income objectives, with sufficient profit reserves to continue its dividend strategy.

Plato Income Maximiser Ltd. Releases Interim Financial Report for 2024
Feb 21, 2025

Plato Income Maximiser Ltd. has released its interim financial report for the half-year ending December 31, 2024. The report is intended to be read alongside the company’s annual report and any public announcements during the interim period, suggesting a focus on transparency and ongoing communication with stakeholders.

Plato Income Maximiser Ltd. Reports Revenue and Profit Growth Amid Declining EPS
Feb 21, 2025

Plato Income Maximiser Ltd. reported a 3.1% increase in revenues from ordinary activities, amounting to $51.34 million for the period ending December 31, 2024. The company’s profit from continuing operations after tax showed a marginal rise of 0.3%, reaching $39.71 million. Despite these increases, the basic and diluted earnings per share both declined by 14.5%, standing at 5.3 cents. The firm also announced fully-franked dividends of $0.0055 per share for each month from July to December 2024, with plans to continue the same dividend payout into early 2025. The net tangible asset backing per ordinary security rose compared to the previous period, indicating a stable asset position for the company.

Plato Income Maximiser Ltd. Announces Weekly NTA Update
Feb 14, 2025

Plato Income Maximiser Ltd. has announced the estimated Net Tangible Asset (NTA) backing per share as of February 7, 2025. The pre-tax NTA is reported at $1.151 per share, and post-tax NTA at $1.141 per share. These figures are provided prior to the scheduled monthly dividend payment, affecting the company’s financial outlook and shareholder returns. The announcement, while unaudited, gives stakeholders insight into the company’s current financial standing and potential future performance.

Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.