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Peppermint Innovation Limited
(Sydney:PIL)
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Rating:43Neutral
Price Target:
AU$0.01
▲(0.00% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by very weak financial performance (large ongoing losses, revenue contraction, persistent cash burn, and negative equity), which elevates funding and execution risk. Technical signals are largely neutral with a flat price vs. moving averages, and valuation is not particularly supportive with a P/E of 40 and no dividend yield indicated.
Positive Factors
Positive gross margin
A positive gross margin indicates the company’s core product or service generates contribution per sale, which is a durable element of unit economics. If overheads are reduced and revenue stabilises, positive gross margins provide a realistic path to operating leverage and eventual profitability over months.
Negative Factors
Sharp revenue contraction
A ~63% revenue collapse is a fundamental threat to business viability: it destroys operating leverage, undermines retention of key customers and talent, and drastically reduces headroom to cover fixed costs. This magnitude of decline raises structural execution and market-demand concerns over months.
Read all positive and negative factors
Positive Factors
Negative Factors
Positive gross margin
A positive gross margin indicates the company’s core product or service generates contribution per sale, which is a durable element of unit economics. If overheads are reduced and revenue stabilises, positive gross margins provide a realistic path to operating leverage and eventual profitability over months.
Read all positive factors
Peppermint Innovation Limited (PIL) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$10.04M
Dividend YieldN/A
Average Volume (3M)7.24M
Price to Earnings (P/E)―
Beta (1Y)-0.24
Revenue Growth-64.74%
EPS Growth61.11%
CountryAU
EmployeesN/A
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)<0.01
Shares Outstanding3,222,571,300
10 Day Avg. Volume7,237,069
30 Day Avg. Volume7,237,069
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)-3.64
Price to Sales (P/S)11.28
P/FCF Ratio-1.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Peppermint Innovation Limited Business Overview & Revenue Model
Company Description
Peppermint Innovation Limited specializes in creating and bringing to market mobile solutions for banking, payments, and money transfers, with a primary focus on the Philippine market. The company's flagship product, the Peppermint Platform, is a ...
Peppermint Innovation Limited Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
22
Negative
Cash Flow
14
Very Negative
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 296.67K | 310.86K | 872.17K | 376.24K | 1.31M | 1.94M |
| Gross Profit | 198.40K | 118.10K | 474.99K | 114.72K | -251.60K | 176.79K |
| EBITDA | -2.22M | -2.61M | -3.84M | -2.41M | -3.44M | -1.85M |
| Net Income | -2.10M | -1.72M | -3.87M | -2.44M | -3.59M | -2.83M |
Balance Sheet | ||||||
| Total Assets | 769.46K | 933.73K | 1.60M | 3.46M | 5.82M | 3.60M |
| Cash, Cash Equivalents and Short-Term Investments | 619.79K | 479.19K | 1.23M | 3.06M | 5.57M | 3.45M |
| Total Debt | 0.00 | 421.49K | 0.00 | 0.00 | 0.00 | 653.24K |
| Total Liabilities | 2.65M | 1.90M | 1.14M | 799.08K | 727.74K | 1.20M |
| Stockholders Equity | -1.88M | -964.31K | 452.98K | 2.66M | 5.09M | 2.40M |
Cash Flow | ||||||
| Free Cash Flow | -1.04M | -2.20M | -3.10M | -2.63M | -3.03M | -1.87M |
| Operating Cash Flow | -1.04M | -2.19M | -3.10M | -2.63M | -3.03M | -1.87M |
| Investing Cash Flow | 203.78K | 258.44K | 258.57K | 0.00 | 336.83K | -336.83K |
| Financing Cash Flow | 267.89K | 1.20M | 1.03M | 45.00 | 5.16M | 5.06M |
Peppermint Innovation Limited Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
55 Neutral | AU$48.74M | -1.79 | -64.64% | 4.99% | -63.89% | -609.31% | |
51 Neutral | AU$12.76M | -2.73 | -15.64% | ― | -19.91% | 35.34% | |
48 Neutral | AU$14.94M | -16.67 | -432.52% | ― | -3.97% | 32.71% | |
43 Neutral | AU$10.04M | -10.00 | 147.62% | ― | -64.74% | 61.11% | |
43 Neutral | AU$4.02M | -1.46 | -625.11% | ― | 2.54% | 56.90% | |
37 Underperform | AU$37.70M | -5.63 | -7.23% | ― | 21.24% | 16.33% |
* Technology Sector Average
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Peppermint Innovation Limited
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.