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Insignia Financial Ltd (AU:IFL)
ASX:IFL
IFL Stock Chart & Stats
AU$4.62
-AU$0.05(-1.22%)
At close: 4:00 PM EST
AU$4.62
-AU$0.05(-1.22%)
Day’s Range― - ―
52-Week RangeAU$3.27 - AU$4.84
Previous CloseN/A
Volume2.92M
Average Volume (3M)1.17M
Market Cap
AU$3.09B
Enterprise ValueAU$3.93B
Total Cash (Recent Filing)AU$476.30M
Total Debt (Recent Filing)AU$1.10B
Price to Earnings (P/E)27.8
Beta0.55
Next Earnings
Aug 26, 2026EPS Estimate
0.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.20
Shares Outstanding670,726,140
10 Day Avg. Volume1,265,220
30 Day Avg. Volume1,169,889
Financial Highlights & Ratios
PEG Ratio-1.39
Price to Book (P/B)1.18
Price to Sales (P/S)1.54
P/FCF Ratio29.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$4.80Price Target Upside3.90% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Scale And FUMA GrowthSizable FUMA/FUA and ongoing net inflows underpin durable fee revenue tied to asset balances. Scale supports cross‑selling, pricing leverage on platform costs, and resiliency to outflows. Over 2–6 months higher assets sustain recurring admin and management fees that drive margin stability.
Cost Discipline And EfficiencySustained base OpEx reduction and improved cost-to-income indicate structural efficiency gains, not one-off savings. This improves operating leverage, buffers fee margin pressure, and creates capacity to fund strategic reinvestment while protecting long‑term profitability as scale grows.
Cash Flow Turnaround & Simpler LeverageReturn to positive free cash flow and sub‑1x senior leverage materially strengthen financial flexibility. Improved cash generation supports remediation payments, debt runway and potential capital allocation choices, reducing refinancing risk and enhancing balance sheet durability over coming quarters.
Bears Say
Declining Revenue And Low Net MarginPersistent revenue decline and an extremely low net margin signal weak top‑line momentum and limited earnings resilience. Even with operational improvements, low net profitability constrains retained earnings, reduces shock absorbers for cyclical downdrafts, and limits durable returns to shareholders.
Ongoing Margin Pressure Across ProductsStructural margin compression from repricing, fee caps and product mix changes weakens core fee yields. Margin headwinds across Master Trust and Wrap limit the benefit of cost cuts and scale, making sustainable margin recovery dependent on slow migration timing and favorable product mix shifts.
Remediation Funding And Dividend ConstraintsMaterial remediation and repayment obligations consume near‑term cash and restrict capital returns under the scheme. This creates conditionality on shareholder payouts and limits optionality for M&A or accelerated reinvestment until funding obligations and scheme milestones are satisfied.
Insignia Financial Ltd News
IFL FAQ
What was Insignia Financial Ltd’s price range in the past 12 months?
Insignia Financial Ltd lowest share price was AU$3.27 and its highest was AU$4.83 in the past 12 months.
What is Insignia Financial Ltd’s market cap?
Insignia Financial Ltd’s market cap is AU$3.09B.
When is Insignia Financial Ltd’s upcoming earnings report date?
Insignia Financial Ltd’s upcoming earnings report date is Aug 26, 2026 which is in 185 days.
How were Insignia Financial Ltd’s earnings last quarter?
Insignia Financial Ltd released its earnings results on Feb 18, 2026. The company reported AU$0.198 earnings per share for the quarter, beating the consensus estimate of AU$0.182 by AU$0.016.
Is Insignia Financial Ltd overvalued?
According to Wall Street analysts Insignia Financial Ltd’s price is currently Undervalued.
Does Insignia Financial Ltd pay dividends?
Insignia Financial Ltd pays a Semiannually dividend of AU$0.093 which represents an annual dividend yield of N/A. See more information on Insignia Financial Ltd dividends here
What is Insignia Financial Ltd’s EPS estimate?
Insignia Financial Ltd’s EPS estimate is 0.17.
How many shares outstanding does Insignia Financial Ltd have?
Insignia Financial Ltd has 670,726,140 shares outstanding.
What happened to Insignia Financial Ltd’s price movement after its last earnings report?
Insignia Financial Ltd reported an EPS of AU$0.198 in its last earnings report, beating expectations of AU$0.182. Following the earnings report the stock price went up 0.651%.
Which hedge fund is a major shareholder of Insignia Financial Ltd?
Currently, no hedge funds are holding shares in AU:IFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insignia Financial Ltd Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
AU$4.80 (3.90% Upside)
AU$4.80 (3.90% Upside)
Blogger Sentiment
Bullish
AU:IFL Sentiment 90%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.28%
12-Months-Change
Fundamentals
Return on Equity
0.72%
Trailing 12-Months
Asset Growth
2.75%
Trailing 12-Months
Company Description
Insignia Financial Ltd
Insignia Financial Ltd. provides financial advice, platforms, and asset management services in Australia. The company offers financial services solutions on superannuation and investments to clients including investors, members, employers, and advisers. It also provides financial advisory, various financial products and services, and investment management services on behalf of institutional, retail, and direct clients. The company was formerly known as IOOF Holdings Ltd. and changed its name to Insignia Financial Ltd. in December 2021. Insignia Financial Ltd. was founded in 1846 and is based in Docklands, Australia.
IFL Company Deck
IFL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted meaningful operational and financial improvements: higher UNPAT, EBITDA growth, strong FUMA/FUA growth, substantial reduction in below-the-line cash costs, positive free cash flow turnaround, and clear progress across Advice, Wrap, Master Trust and Asset Management including AI enablement and an effective brand relaunch. Offsetting these positives are margin pressure (group margin down to 42 bps), margin impacts from prior repricing and divestments, delays in platform migrations that push some benefits into FY27, ongoing reinvestment spend, and remaining remediation and funding obligations. On balance the positive performance, cash flow improvement and structural cost reductions materially outweigh the challenges and timing risks noted.View all AU:IFL earnings summariesIFL Stock 12 Month Forecast
Average Price Target
AU$4.80
▲(3.90% Upside)
Technical Analysis
AMP
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Options Prices
Currently, No data available
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