Elders Limited (ELD) AI Stock Analysis

• Market Cap: AU$1.46B
• Dividend Yield: 5.25%
• Average Volume (3M): 788.39K
• Price to Earnings (P/E): 25.2
• Beta (1Y): 0.63
• Revenue Growth: 2.25%
• EPS Growth: -2.41%
• Country: AU
• Employees: 2,884
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Agricultural Farm Products
• EPS (TTM): 0.09
• Shares Outstanding: 213,511,750
• 10 Day Avg. Volume: 1,071,154
• 30 Day Avg. Volume: 788,390
• PEG Ratio: 0.00
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: AU$8.48
• Price Target Upside: 21.62% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 6
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 57 Neutral
• Price Target: AU$7.00 ▲(0.43% Upside)

Elders Limited's overall stock score is primarily influenced by its stable financial performance and strong cash flow generation, which are offset by bearish technical indicators and a relatively high valuation. The lack of earnings call data and corporate events means these factors do not contribute to the score.

Positive Factors

Cash Generation

Strong cash generation supports reinvestment and debt servicing, enhancing long-term financial flexibility and growth potential.

Balance Sheet Health

A balanced leverage position with a solid equity base ensures financial stability and reduces risk, supporting sustainable growth.

Profitability

Sustained profitability despite revenue decline indicates operational resilience and effective cost management, crucial for long-term success.

Negative Factors

Revenue Decline

Declining revenue growth can impact future earnings potential and market position, posing a challenge to maintaining competitive advantage.

Earnings Growth

Negative earnings growth (-2.41%) suggests challenges in expanding profitability, potentially affecting investor confidence and market valuation.

Market Position

Absence of recent corporate events or strategic updates may indicate stagnation in market positioning or innovation, affecting long-term competitiveness.

Elders Limited Business Overview & Revenue Model

Company Description

Elders Limited provides agricultural products and services to rural and regional customers primarily in Australia. The company operates through Branch Network, Wholesale Products, and Feed and Processing Services segments. It offers rural farm inputs, such as fertilizers, seeds, agricultural chemicals, animal health products, and general rural merchandise, as well as professional production and cropping advisory services; and provides retail services through corporate owned stores and through the Tucker Pet and Produce brand to independently owned member stores. The company also provides on-farm sales to third parties, regular physical, and online public livestock auctions, as well as directly sells through its owned and third-party feedlots and livestock exporters; agency services for the sale of greasy wool; and brokering services for wool growers. In addition, it offers farms, stations, and lifestyle estates marketing; residential real estate agency and property management; and water and home loan broking services. Further, the company provides a range of banking and insurance products and services; and operates AuctionsPlus, an online livestock auction platform. Additionally, it operates a beef cattle feedlot; and imports, processes, and distributes Australian meat in China. The company was founded in 1839 and is headquartered in Adelaide, Australia.

How the Company Makes Money

Elders Limited generates revenue through multiple streams. A significant portion of its income comes from livestock transactions, where the company acts as an intermediary in the buying and selling of cattle and sheep. The wool division also contributes to revenue by facilitating the sale of wool products. Additionally, Elders earns income from its real estate services, which involve the sale and leasing of agricultural properties. The agronomy segment generates revenue through the sale of agricultural inputs such as seeds, fertilizers, and chemicals, along with advisory services to farmers. Partnerships with suppliers and other agricultural entities enhance Elders' market reach and product offerings, further contributing to its earnings. The company's focus on rural Australia enables it to leverage local knowledge and relationships, driving customer loyalty and repeat business.

Elders Limited Financial Statement Overview

Summary

Elders Limited shows a mixed financial performance with declining revenue but stable profitability and strong cash flow generation. The balance sheet reflects a healthy equity position and manageable debt levels, positioning the company well for future growth opportunities.

Income Statement

Elders Limited has experienced a decline in revenue growth, with a negative growth rate of -5.24% in the latest year. However, the company maintains a reasonable gross profit margin of 20.53% and a net profit margin of 1.58%. The EBIT and EBITDA margins are 4.05% and 5.25%, respectively, indicating moderate operational efficiency. Despite the revenue decline, the company has managed to sustain profitability.

Balance Sheet

The company's debt-to-equity ratio stands at 0.55, reflecting a balanced leverage position. Return on equity is moderate at 4.65%, suggesting efficient use of equity to generate profits. The equity ratio is 40.82%, indicating a solid equity base relative to total assets. Overall, the balance sheet shows stability with manageable debt levels.

Cash Flow

Elders Limited has achieved a significant free cash flow growth rate of 153.72%, demonstrating strong cash generation capabilities. The operating cash flow to net income ratio is 2.34, and the free cash flow to net income ratio is 2.03, indicating robust cash flow relative to earnings. The cash flow position is strong, supporting potential reinvestment and debt servicing.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	3.20B	3.19B	3.12B	3.32B	3.43B	2.54B
Gross Profit	670.09M	654.17M	610.76M	604.84M	639.91M	518.42M
EBITDA	137.44M	167.36M	170.81M	216.13M	280.19M	195.46M
Net Income	50.29M	50.29M	45.08M	100.84M	162.87M	149.78M
Balance Sheet
Total Assets	2.65B	2.65B	2.33B	2.07B	2.02B	1.80B
Cash, Cash Equivalents and Short-Term Investments	46.73M	46.73M	40.21M	21.48M	17.84M	48.06M
Total Debt	594.13M	594.13M	730.72M	484.79M	302.75M	264.94M
Total Liabilities	1.56B	1.56B	1.48B	1.21B	1.16B	1.02B
Stockholders Equity	1.08B	1.08B	840.72M	862.48M	854.86M	775.42M
Cash Flow
Free Cash Flow	101.88M	101.88M	35.59M	121.48M	184.94M	133.93M
Operating Cash Flow	117.89M	117.89M	82.95M	169.24M	210.11M	142.16M
Investing Cash Flow	-77.94M	-77.94M	-150.94M	-132.15M	-45.14M	-35.49M
Financing Cash Flow	-33.43M	-33.43M	86.72M	-33.45M	-98.75M	-109.34M

Elders Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 6.97
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:ELD, the sentiment is Negative. The current price of 6.97 is below the 20-day moving average (MA) of 7.12, below the 50-day MA of 7.08, and above the 200-day MA of 6.72, indicating a neutral trend. The MACD of -0.05 indicates Positive momentum. The RSI at 45.20 is Neutral, neither overbought nor oversold. The STOCH value of 52.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:ELD.

Elders Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SGLLV	69 Neutral	AU$1.17B	15.53	12.11%	3.96%	-2.82%	12.29%
GNC	67 Neutral	AU$1.56B	38.77	2.58%	6.43%	12.27%	-35.60%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
ING	60 Neutral	AU$887.11M	9.89	36.84%	7.95%	-3.36%	-11.53%
ELD	57 Neutral	AU$1.46B	25.20	5.24%	5.25%	2.25%	-2.41%
DBF	54 Neutral	AU$84.10M	-2.62	-11.46%	30.04%	-16.73%	-343.82%
AAC	49 Neutral	AU$873.64M	15.08	3.47%	―	16.63%	66.67%

Elders Limited Corporate Events

Elders Limited’s Acquisition of Delta Agribusiness Approved with Conditions

Elders Limited’s proposed acquisition of Delta Agribusiness has been approved by the ACCC, subject to the divestment of six Delta stores in Western Australia to address competition concerns. The ACCC’s decision ensures that competition in the local retail supply of rural merchandise remains robust, with Independent Rural Pty Ltd and E. E. Muir & Sons Pty Limited acquiring the divested stores to maintain a strong competitive presence in those areas.

The most recent analyst rating on (AU:ELD) stock is a Hold with a A$8.00 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Appoints New Director

Elders Limited has announced the appointment of Stephanie Nixon as a director effective October 1, 2025. The company has submitted an Initial Director’s Interest Notice to the ASX, indicating that Nixon currently holds no relevant interests in securities or contracts. This announcement is part of Elders Limited’s compliance with ASX listing rules, ensuring transparency in its corporate governance practices.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Awaits ACCC Decision on Delta Agribusiness Acquisition

Elders Limited is awaiting a decision from the Australian Competition and Consumer Commission (ACCC) regarding its proposed acquisition of Delta Agribusiness Pty Ltd, with a provisional date set for 9 October 2025. The company is optimistic that the acquisition will enhance local agricultural markets by expanding product offerings and technical expertise for farmers.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Announces Leadership Changes with New Chair and Director Appointments

Elders Limited has announced significant leadership changes, with Ian Wilton stepping down as Chair of the Board and Glenn Davis appointed as Chair-elect, effective November 1, 2025. Wilton’s tenure saw the company through a period of substantial growth, including strategic acquisitions and a focus on modernizing systems. Additionally, Stephanie Nixon has been appointed as an independent Non-Executive Director, bringing extensive experience in strategy, mergers, and financial governance to the Board. These changes are expected to continue Elders’ trajectory of growth and value creation for stakeholders.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Pursues Delta Agribusiness Acquisition Amid ACCC Review

Elders Limited is working towards acquiring Delta Agribusiness Pty Ltd, with the Australian Competition and Consumer Commission (ACCC) currently reviewing the proposal. Elders is optimistic about the acquisition’s potential to enhance agricultural markets by offering competitive private label options and expanded services, despite the ACCC requiring more time to assess the transaction.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.31 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.