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STOCKS

Credit Corp Group Limited (AU:CCP)

ASX:CCP

CCP

Credit Corp Group Limited

RESEARCH TOOLSreports

Credit Corp Group Limited (CCP) Ratios

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42 Followers

Credit Corp Group Limited Ratios

AU:CCP's free cash flow for Q4 2025 was AU$-0.93. For the 2025 fiscal year, AU:CCP's free cash flow was decreased by AU$ and operating cash flow was AU$0.26. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	6.91	6.91	6.13	2.87	1.27
Quick Ratio	6.90	6.90	6.13	2.84	1.24
Cash Ratio	0.72	0.72	0.44	2.57	1.01
Solvency Ratio	0.20	0.20	0.12	0.24	0.48
Operating Cash Flow Ratio	1.73	0.66	-0.61	2.77	-0.44
Short-Term Operating Cash Flow Coverage	0.00	9.50	-9.19	9.19	-1.29
Net Current Asset Value	AU$ 40.25M	AU$ 40.25M	AU$ -10.52M	AU$ -365.55M	AU$ -204.27M
Leverage Ratios
Debt-to-Assets Ratio	0.30	0.30	0.31	0.27	0.16
Debt-to-Equity Ratio	0.48	0.48	0.50	0.42	0.21
Debt-to-Capital Ratio	0.32	0.32	0.33	0.29	0.18
Long-Term Debt-to-Capital Ratio	0.31	0.31	0.32	0.28	0.15
Financial Leverage Ratio	1.57	1.57	1.60	1.53	1.32
Debt Service Coverage Ratio	0.00	3.32	2.77	6.87	10.99
Interest Coverage Ratio	0.00	3.69	5.56	11.19	33.97
Debt to Market Cap	0.42	0.44	0.38	0.24	0.10
Interest Debt Per Share	6.24	6.77	6.43	5.28	2.41
Net Debt to EBITDA	2.59	2.06	3.47	1.41	0.72
Profitability Margins
Gross Profit Margin	-6.37%	-2291.03%	94.51%	87.61%	88.73%
EBIT Margin	24.49%	11204.88%	24.70%	30.70%	36.04%
EBITDA Margin	26.05%	11768.01%	27.15%	42.51%	45.23%
Operating Profit Margin	31.38%	8813.85%	36.08%	40.15%	42.68%
Pretax Profit Margin	24.49%	8813.85%	18.21%	27.12%	34.78%
Net Profit Margin	17.24%	6206.79%	12.69%	19.28%	24.49%
Continuous Operations Profit Margin	17.24%	6206.79%	12.69%	19.28%	24.49%
Net Income Per EBT	70.42%	70.42%	69.66%	71.09%	70.42%
EBT Per EBIT	78.05%	100.00%	50.47%	67.53%	81.49%
Return on Assets (ROA)	6.73%	6.73%	3.83%	7.31%	10.33%
Return on Equity (ROE)	10.60%	10.57%	6.14%	11.16%	13.60%
Return on Capital Employed (ROCE)	12.98%	10.13%	11.59%	15.50%	18.45%
Return on Invested Capital (ROIC)	9.10%	7.08%	8.00%	131.11%	215.97%
Return on Tangible Assets	6.80%	6.80%	3.87%	7.48%	10.35%
Earnings Yield	9.76%	10.22%	4.99%	6.78%	7.34%
Efficiency Ratios
Receivables Turnover	1.13	<0.01	0.91	1.15	1.10
Payables Turnover	7.20	7.20	18.14	7.49	6.16
Inventory Turnover	40.01	40.01	0.00	73.65	74.49
Fixed Asset Turnover	21.74	0.06	13.30	15.02	11.99
Asset Turnover	0.39	<0.01	0.30	0.38	0.42
Working Capital Turnover Ratio	2.13	<0.01	1.77	19.24	17.05
Cash Conversion Cycle	282.59	116.64K	382.16	273.55	277.33
Days of Sales Outstanding	324.19	116.68K	402.28	317.33	331.70
Days of Inventory Outstanding	9.12	9.12	0.00	4.96	4.90
Days of Payables Outstanding	50.72	50.72	20.12	48.73	59.27
Operating Cycle	333.31	116.69K	402.28	322.28	336.60
Cash Flow Ratios
Operating Cash Flow Per Share	2.02	0.77	-0.71	0.94	-0.15
Free Cash Flow Per Share	1.99	0.75	-0.74	0.92	-0.21
CapEx Per Share	0.02	0.02	0.02	0.02	0.06
Free Cash Flow to Operating Cash Flow	0.99	0.97	1.03	0.98	1.37
Dividend Paid and CapEx Coverage Ratio	3.53	1.35	-1.11	1.54	-0.19
Capital Expenditure Coverage Ratio	91.95	35.21	-33.16	47.80	-2.68
Operating Cash Flow Coverage Ratio	0.32	0.12	-0.12	0.19	-0.06
Operating Cash Flow to Sales Ratio	0.25	34.67	-0.12	0.13	-0.02
Free Cash Flow Yield	14.09%	5.55%	-4.93%	4.62%	-1.02%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.24	9.79	20.03	14.75	13.62
Price-to-Sales (P/S) Ratio	1.77	607.48	2.54	2.84	3.34
Price-to-Book (P/B) Ratio	1.08	1.03	1.23	1.65	1.85
Price-to-Free Cash Flow (P/FCF) Ratio	7.10	18.03	-20.29	21.63	-97.66
Price-to-Operating Cash Flow Ratio	7.02	17.52	-20.90	21.17	-134.15
Price-to-Earnings Growth (PEG) Ratio	-0.85	0.12	-0.45	-1.47	0.99
Price-to-Fair Value	1.08	1.03	1.23	1.65	1.85
Enterprise Value Multiple	9.37	7.22	12.83	8.10	8.10
Enterprise Value	1.33B	1.29B	1.39B	1.63B	1.51B
EV to EBITDA	9.37	7.22	12.83	8.10	8.10
EV to Sales	2.44	850.04	3.48	3.44	3.66
EV to Free Cash Flow	9.81	25.23	-27.83	26.17	-107.22
EV to Operating Cash Flow	9.70	24.52	-28.66	25.62	-147.28
Tangible Book Value Per Share	12.86	12.86	11.91	11.59	10.93
Shareholders’ Equity Per Share	13.08	13.08	12.13	12.02	10.95
Tax and Other Ratios
Effective Tax Rate	0.30	0.30	0.30	0.29	0.30
Revenue Per Share	8.02	0.02	5.87	6.96	6.08
Net Income Per Share	1.38	1.38	0.74	1.34	1.49
Tax Burden	0.70	0.70	0.70	0.71	0.70
Interest Burden	1.00	0.79	0.74	0.88	0.97
Research & Development to Revenue	0.00	0.00	0.00	<0.01	<0.01
SG&A to Revenue	0.41	147.79	0.55	0.43	0.41
Stock-Based Compensation to Revenue	0.00	0.00	>-0.01	<0.01	0.01
Income Quality	1.46	0.00	-0.96	0.70	-0.10

Currency in AUD