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Beforepay Group Limited (AU:B4P)
ASX:B4P
Australian Market
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Beforepay Group Limited (B4P) Ratios

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Beforepay Group Limited Ratios

AU:B4P's free cash flow for Q4 2025 was AU$0.96. For the 2025 fiscal year, AU:B4P's free cash flow was decreased by AU$ and operating cash flow was AU$0.27. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
14.41 13.43 1.69 15.46 38.10
Quick Ratio
14.41 13.43 1.69 15.46 38.10
Cash Ratio
2.94 3.68 0.57 7.73 30.89
Solvency Ratio
0.19 0.10 -0.16 -1.13 -2.31
Operating Cash Flow Ratio
1.02 -0.77 -0.48 -9.87 -13.31
Short-Term Operating Cash Flow Coverage
12.62 0.00 -0.55 -103.81 -88.46
Net Current Asset Value
AU$ 32.34MAU$ 27.28MAU$ 26.46MAU$ 31.43MAU$ 54.15M
Leverage Ratios
Debt-to-Assets Ratio
0.42 0.52 0.52 0.37 0.11
Debt-to-Equity Ratio
0.81 1.24 1.26 0.65 0.13
Debt-to-Capital Ratio
0.45 0.55 0.56 0.40 0.11
Long-Term Debt-to-Capital Ratio
0.44 0.54 0.00 0.39 0.11
Financial Leverage Ratio
1.92 2.41 2.43 1.77 1.15
Debt Service Coverage Ratio
1.77 1.98 -0.08 -13.67 -11.07
Interest Coverage Ratio
2.54 1.86 -1.38 -16.73 -2.92
Debt to Market Cap
0.28 1.23 1.54 16.81 0.08
Interest Debt Per Share
0.75 0.77 0.79 4.15 0.18
Net Debt to EBITDA
1.62 2.14 -2.78 0.26 2.42
Profitability Margins
Gross Profit Margin
95.93%95.53%56.90%87.75%100.00%
EBIT Margin
27.33%23.43%-15.51%-181.94%-404.55%
EBITDA Margin
27.42%24.88%-13.94%-177.87%-400.50%
Operating Profit Margin
32.12%23.39%-14.63%-180.00%-89.70%
Pretax Profit Margin
13.34%10.94%-26.07%-190.76%-435.24%
Net Profit Margin
16.74%10.94%-21.61%-190.76%-435.24%
Continuous Operations Profit Margin
16.74%10.94%-21.61%-190.76%-435.24%
Net Income Per EBT
125.44%100.00%82.87%100.00%100.00%
EBT Per EBIT
41.54%46.78%178.21%105.98%485.24%
Return on Assets (ROA)
8.92%5.26%-10.18%-50.33%-31.02%
Return on Equity (ROE)
17.99%12.65%-24.73%-89.31%-35.77%
Return on Capital Employed (ROCE)
18.26%12.10%-16.72%-50.71%-6.56%
Return on Invested Capital (ROIC)
13.47%12.05%-6.11%-50.15%-6.54%
Return on Tangible Assets
9.41%5.34%-10.19%-50.41%-31.12%
Earnings Yield
6.07%13.08%-30.38%-2337.12%-22.11%
Efficiency Ratios
Receivables Turnover
0.75 0.70 0.73 0.56 0.46
Payables Turnover
1.79 1.54 13.04 1.18 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
28.86 21.76 283.97 16.76 25.90
Asset Turnover
0.53 0.48 0.47 0.26 0.07
Working Capital Turnover Ratio
0.60 0.77 0.77 0.27 0.15
Cash Conversion Cycle
282.53 281.40 468.95 344.71 789.70
Days of Sales Outstanding
486.09 518.69 496.93 653.14 789.70
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
203.56 237.29 27.99 308.42 0.00
Operating Cycle
486.09 518.69 496.93 653.14 789.70
Cash Flow Ratios
Operating Cash Flow Per Share
0.10 -0.07 -0.40 -6.53 -0.47
Free Cash Flow Per Share
0.10 -0.09 -0.40 -6.56 -0.48
CapEx Per Share
<0.01 0.02 <0.01 0.03 <0.01
Free Cash Flow to Operating Cash Flow
0.98 1.29 1.00 1.00 1.01
Dividend Paid and CapEx Coverage Ratio
64.43 -3.47 -1.11K -256.05 -95.60
Capital Expenditure Coverage Ratio
64.43 -3.47 -1.11K -256.05 -95.60
Operating Cash Flow Coverage Ratio
0.15 -0.11 -0.55 -1.69 -3.12
Operating Cash Flow to Sales Ratio
0.12 -0.11 -0.60 -2.37 -4.85
Free Cash Flow Yield
4.38%-17.61%-84.94%-2914.92%-24.91%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.48 7.64 -3.29 -0.04 -4.52
Price-to-Sales (P/S) Ratio
2.71 0.84 0.71 0.08 19.68
Price-to-Book (P/B) Ratio
2.83 0.97 0.81 0.04 1.62
Price-to-Free Cash Flow (P/FCF) Ratio
22.81 -5.68 -1.18 -0.03 -4.01
Price-to-Operating Cash Flow Ratio
22.86 -7.32 -1.18 -0.03 -4.06
Price-to-Earnings Growth (PEG) Ratio
0.21 -0.05 0.03 <0.01 >-0.01
Price-to-Fair Value
2.83 0.97 0.81 0.04 1.62
Enterprise Value Multiple
11.50 5.50 -7.89 0.21 -2.49
Enterprise Value
127.06M 48.30M 33.75M -5.75M 44.92M
EV to EBITDA
11.50 5.50 -7.89 0.21 -2.49
EV to Sales
3.15 1.37 1.10 -0.38 9.98
EV to Free Cash Flow
26.55 -9.29 -1.82 0.16 -2.03
EV to Operating Cash Flow
26.14 -11.97 -1.82 0.16 -2.06
Tangible Book Value Per Share
0.72 0.53 0.58 5.87 1.18
Shareholders’ Equity Per Share
0.80 0.55 0.58 5.89 1.18
Tax and Other Ratios
Effective Tax Rate
0.25 0.00 0.17 >-0.01 <0.01
Revenue Per Share
0.82 0.64 0.66 2.76 0.10
Net Income Per Share
0.14 0.07 -0.14 -5.26 -0.42
Tax Burden
1.25 1.00 0.83 1.00 1.00
Interest Burden
0.49 0.47 1.68 1.05 1.08
Research & Development to Revenue
0.01 <0.01 <0.01 0.01 0.03
SG&A to Revenue
0.09 0.20 0.32 0.52 0.30
Stock-Based Compensation to Revenue
0.05 -0.01 0.03 0.05 0.04
Income Quality
0.72 -1.04 2.79 1.24 1.11
Currency in AUD
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