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Amerisafe (AMSF)
NASDAQ:AMSF
US Market
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Amerisafe (AMSF) Ratios

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Amerisafe Ratios

AMSF's free cash flow for Q2 2025 was $0.91. For the 2025 fiscal year, AMSF's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
220.87 0.00 17.18 8.62 8.34
Quick Ratio
220.87 0.00 15.39 18.64 18.58
Cash Ratio
20.24 0.00 1.62 1.87 1.59
Solvency Ratio
0.06 0.07 0.06 1.76 2.25
Operating Cash Flow Ratio
3.77 0.00 0.74 1.00 1.63
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -360.56M$ -308.09M$ -297.87M$ 288.50M$ 285.44M
Leverage Ratios
Debt-to-Assets Ratio
0.00 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.00 <0.01 <0.01 <0.01 <0.01
Debt-to-Capital Ratio
0.00 <0.01 <0.01 <0.01 <0.01
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
4.35 4.20 4.00 3.51 3.35
Debt Service Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.00 0.01 0.02 0.02 0.03
Net Debt to EBITDA
-1.04 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
69.85%100.00%82.85%83.94%85.64%
EBIT Margin
14.94%-0.46%-0.44%-0.32%-0.30%
EBITDA Margin
15.19%0.00%0.00%0.00%0.00%
Operating Profit Margin
20.62%91.02%22.95%25.14%31.49%
Pretax Profit Margin
20.64%25.21%22.95%25.14%31.49%
Net Profit Margin
16.45%20.24%18.87%20.81%25.51%
Continuous Operations Profit Margin
16.45%20.24%18.87%20.81%25.51%
Net Income Per EBT
79.73%80.27%82.20%82.77%81.00%
EBT Per EBIT
100.06%27.70%100.00%100.00%100.00%
Return on Assets (ROA)
4.37%5.05%4.38%4.69%5.89%
Return on Equity (ROE)
18.37%21.24%17.52%16.47%19.74%
Return on Capital Employed (ROCE)
5.48%22.73%5.49%5.82%7.47%
Return on Invested Capital (ROIC)
9.45%12.33%3.68%5.03%6.27%
Return on Tangible Assets
4.37%15.75%4.44%16.53%22.25%
Earnings Yield
5.70%6.90%5.56%6.32%7.82%
Efficiency Ratios
Receivables Turnover
1.76 1.12 1.15 0.00 0.00
Payables Turnover
0.00 0.00 1.33 1.34 0.00
Inventory Turnover
0.00 0.00 0.74 -0.13 -0.12
Fixed Asset Turnover
46.69 48.12 40.20 47.51 52.26
Asset Turnover
0.27 0.25 0.23 0.23 0.23
Working Capital Turnover Ratio
0.65 0.49 0.65 1.10 1.25
Cash Conversion Cycle
207.01 324.53 536.64 -3.00K -2.98K
Days of Sales Outstanding
207.01 324.53 318.65 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 492.79 -2.73K -2.98K
Days of Payables Outstanding
0.00 0.00 274.81 272.37 0.00
Operating Cycle
207.01 324.53 811.44 -2.73K -2.98K
Cash Flow Ratios
Operating Cash Flow Per Share
0.47 1.56 1.47 1.96 3.29
Free Cash Flow Per Share
0.42 1.53 1.36 1.90 3.24
CapEx Per Share
0.06 0.03 0.11 0.07 0.05
Free Cash Flow to Operating Cash Flow
0.88 0.98 0.93 0.97 0.99
Dividend Paid and CapEx Coverage Ratio
0.10 0.32 0.28 0.38 0.71
Capital Expenditure Coverage Ratio
8.06 53.96 13.50 29.30 68.84
Operating Cash Flow Coverage Ratio
0.00 111.77 83.91 96.15 127.05
Operating Cash Flow to Sales Ratio
0.03 0.10 0.10 0.12 0.19
Free Cash Flow Yield
0.89%3.25%2.61%3.52%5.64%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
17.55 14.49 17.98 15.83 12.79
Price-to-Sales (P/S) Ratio
2.89 2.93 3.39 3.29 3.26
Price-to-Book (P/B) Ratio
3.33 3.08 3.15 2.61 2.52
Price-to-Free Cash Flow (P/FCF) Ratio
111.79 30.73 38.29 28.37 17.73
Price-to-Operating Cash Flow Ratio
97.86 30.16 35.45 27.40 17.47
Price-to-Earnings Growth (PEG) Ratio
2.91 1.20 -1.20 -0.65 -1.87
Price-to-Fair Value
3.33 3.08 3.15 2.61 2.52
Enterprise Value Multiple
17.98 0.00 0.00 0.00 0.00
Enterprise Value
836.80M 861.59M 938.42M 970.34M 1.05B
EV to EBITDA
17.98 0.00 0.00 0.00 0.00
EV to Sales
2.73 2.81 3.18 3.07 3.08
EV to Free Cash Flow
105.67 29.42 35.95 26.45 16.75
EV to Operating Cash Flow
92.56 28.87 33.28 25.55 16.51
Tangible Book Value Per Share
13.95 -28.32 15.60 18.62 18.17
Shareholders’ Equity Per Share
13.95 15.27 16.50 20.66 22.75
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.18 0.17 0.19
Revenue Per Share
16.10 16.03 15.32 16.35 17.60
Net Income Per Share
2.65 3.24 2.89 3.40 4.49
Tax Burden
0.80 0.80 0.82 0.83 0.81
Interest Burden
1.38 -54.22 -51.68 -78.12 -105.65
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.05 0.09 0.09 0.08 0.08
Stock-Based Compensation to Revenue
0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.18 0.48 0.51 0.58 0.73
Currency in USD
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