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Amerisafe (AMSF)
NASDAQ:AMSF
US Market

Amerisafe (AMSF) Ratios

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Amerisafe Ratios

AMSF's free cash flow for Q4 2025 was $0.64. For the 2025 fiscal year, AMSF's free cash flow was decreased by $ and operating cash flow was $0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.32 0.32 0.00 0.00 0.00
Quick Ratio
0.32 0.32 0.00 0.00 0.00
Cash Ratio
0.09 0.09 0.00 0.00 0.00
Solvency Ratio
0.05 0.05 0.06 0.07 0.06
Operating Cash Flow Ratio
0.02 0.02 0.00 0.00 0.00
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -656.08M$ -656.08M$ -900.45M$ -936.71M$ -951.85M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 0.00 0.00 0.00
Debt-to-Equity Ratio
<0.01 <0.01 0.00 0.00 0.00
Debt-to-Capital Ratio
<0.01 <0.01 0.00 0.00 0.00
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
4.10 4.10 4.50 4.20 4.00
Debt Service Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
0.00 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.03 0.03 0.00 0.00 0.00
Net Debt to EBITDA
-1.03 -1.03 -0.63 0.00 -0.89
Profitability Margins
Gross Profit Margin
46.43%46.43%41.44%100.00%48.31%
EBIT Margin
18.55%18.55%22.34%-0.46%22.95%
EBITDA Margin
18.78%18.78%22.69%0.00%23.40%
Operating Profit Margin
18.55%18.55%22.34%25.21%22.95%
Pretax Profit Margin
18.55%18.55%22.34%25.21%22.95%
Net Profit Margin
14.86%14.86%17.93%20.24%18.87%
Continuous Operations Profit Margin
14.86%14.86%17.93%20.24%18.87%
Net Income Per EBT
80.11%80.11%80.28%80.27%82.20%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
4.57%4.57%4.79%5.05%4.38%
Return on Equity (ROE)
17.91%18.74%21.54%21.24%17.52%
Return on Capital Employed (ROCE)
17.73%17.73%5.96%6.30%5.33%
Return on Invested Capital (ROIC)
14.20%14.20%0.00%0.00%0.00%
Return on Tangible Assets
4.66%4.66%4.79%5.05%4.38%
Earnings Yield
7.62%6.47%5.64%6.90%5.56%
Efficiency Ratios
Receivables Turnover
1.97 1.97 1.15 1.12 1.15
Payables Turnover
0.00 0.00 0.00 0.00 4.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 52.51 48.34 40.79
Asset Turnover
0.31 0.31 0.27 0.25 0.23
Working Capital Turnover Ratio
9.89 -1.33 0.00 0.00 0.84
Cash Conversion Cycle
185.15 185.17 317.86 324.53 227.45
Days of Sales Outstanding
185.15 185.17 317.86 324.53 318.65
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 91.20
Operating Cycle
185.15 185.17 317.86 324.53 318.65
Cash Flow Ratios
Operating Cash Flow Per Share
0.59 0.58 1.27 1.56 1.47
Free Cash Flow Per Share
0.47 0.47 1.22 1.53 1.36
CapEx Per Share
0.11 0.11 0.04 0.03 0.11
Free Cash Flow to Operating Cash Flow
0.81 0.81 0.97 0.98 0.93
Dividend Paid and CapEx Coverage Ratio
0.22 0.22 0.28 0.32 0.28
Capital Expenditure Coverage Ratio
5.15 5.15 28.80 53.96 13.50
Operating Cash Flow Coverage Ratio
22.55 22.55 0.00 0.00 0.00
Operating Cash Flow to Sales Ratio
0.03 0.03 0.08 0.10 0.10
Free Cash Flow Yield
1.44%1.22%2.38%3.25%2.61%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
13.12 15.46 17.73 14.49 17.98
Price-to-Sales (P/S) Ratio
1.96 2.30 3.18 2.93 3.39
Price-to-Book (P/B) Ratio
2.46 2.90 3.82 3.08 3.15
Price-to-Free Cash Flow (P/FCF) Ratio
69.55 81.71 42.10 30.73 38.29
Price-to-Operating Cash Flow Ratio
55.88 65.85 40.63 30.16 35.45
Price-to-Earnings Growth (PEG) Ratio
-2.46 -1.05 -1.74 1.20 -1.20
Price-to-Fair Value
2.46 2.90 3.82 3.08 3.15
Enterprise Value Multiple
9.38 11.20 13.38 0.00 13.60
Enterprise Value
559.10M 667.57M 938.87M 861.32M 938.07M
EV to EBITDA
9.38 11.20 13.38 0.00 13.60
EV to Sales
1.76 2.10 3.04 2.81 3.18
EV to Free Cash Flow
62.66 74.82 40.21 29.41 35.93
EV to Operating Cash Flow
50.51 60.30 38.81 28.86 33.27
Tangible Book Value Per Share
7.03 6.99 13.49 15.27 16.50
Shareholders’ Equity Per Share
13.34 13.26 13.49 15.27 16.50
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.20 0.20 0.18
Revenue Per Share
16.82 16.72 16.21 16.03 15.32
Net Income Per Share
2.50 2.48 2.91 3.24 2.89
Tax Burden
0.80 0.80 0.80 0.80 0.82
Interest Burden
1.00 1.00 1.00 -54.22 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.08 0.00 0.10 0.09 0.09
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.23 0.23 0.44 0.48 0.51
Currency in USD