The earnings call conveyed a generally positive outlook, with strong growth in operating profit and internal growth in the P&C segment. Notable strategic partnerships and continued productivity improvements were highlighted. However, FX volatility and rate softening in AGC&S were concerns.

Company Guidance

In the second quarter of 2025, Allianz showcased robust financial performance, reporting a total business volume growth of 8% at constant FX, with operating profit reaching €8.6 billion, up 9% from the previous year. The Property & Casualty segment achieved an internal growth rate of 8%, with notable contributions from Allianz Partners, AGC&S, and the German market. The combined ratio improved to 91.5%, driven by a lower expense ratio of 24% and an 8% increase in underlying volume growth. In the Life segment, new business value grew by 9% with a strong new business margin of 9.6%. Asset Management saw net inflows of €42 billion, leading to an annualized organic growth rate of 4%. The group maintained a strong capital position, with a Solvency II ratio of 209% and an impressive operating capital generation of 13 percentage points year-to-date. Allianz remains focused on driving smart growth, reinforcing productivity, and strengthening resilience as part of its strategic initiatives.

Strong Internal Growth in P&C

The Property & Casualty segment recorded 8% internal growth, driven by 5% pricing and 3% volume increases. Notable contributors include Allianz Partners, AGC&S, and the German market.

Operating Profit Growth

Operating profit for the first half of 2025 reached EUR 8.6 billion, up 9% year-on-year, positioning Allianz well for its EUR 16 billion full-year target.

Expense Ratio Improvement

Allianz achieved a 24% expense ratio for the first half of 2025, a reduction from 28.6% in 2018, reflecting ongoing productivity improvements.

New Business Ventures

Allianz has expanded its joint venture with Sanlam in Africa to 49% and entered a strategic partnership in India with Reliance Group, aiming to grow in commercial lines, P&C, and health insurance.

Asset Management Inflows

PIMCO saw EUR 42 billion in net inflows, with a strong focus on active ETFs, credit, and private alternative strategies.

Allianz SE Unsponsored ADR (ALIZY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

ALIZY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 14, 2025	2025 (Q3)	0.81 / -	0.693	―	―	―
Aug 07, 2025	2025 (Q2)	0.76 / 0.86	0.671	28.02% (+0.19)	―
May 15, 2025	2025 (Q1)	0.76 / 0.74	0.697	6.03% (+0.04)	―
Feb 28, 2025	2024 (Q4)	0.66 / 0.66	0.649	1.08% (<+0.01)	―
Nov 13, 2024	2024 (Q3)	0.68 / 0.69	0.557	24.42% (+0.14)	―
Aug 08, 2024	2024 (Q2)	0.63 / 0.67	0.658	1.98% (+0.01)
May 15, 2024	2024 (Q1)	0.61 / 0.70	0.59	18.14% (+0.11)
Feb 23, 2024	2023 (Q4)	0.61 / 0.65	0.532	21.99% (+0.12)
Nov 10, 2023	2023 (Q3)	0.59 / 0.56	0.613	-9.14% (-0.06)
Aug 10, 2023	2023 (Q2)	0.63 / 0.66	0.391	68.29% (+0.27)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ALIZY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$41.12	$42.74	+3.94%
May 15, 2025	$39.07	$38.81	-0.67%
Feb 28, 2025	$33.74	$33.25	-1.45%
Nov 13, 2024	$29.24	$29.11	-0.44%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Allianz SE Unsponsored ADR (ALIZY) report earnings?

Allianz SE Unsponsored ADR (ALIZY) is schdueled to report earning on Nov 14, 2025, TBA (Confirmed).

What is Allianz SE Unsponsored ADR (ALIZY) earnings time?

Allianz SE Unsponsored ADR (ALIZY) earnings time is at Nov 14, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ALIZY EPS forecast?

ALIZY EPS forecast for the fiscal quarter 2025 (Q3) is 0.81.

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