Allianz SE Unsponsored ADR (ALIZY)
OTHER OTC:ALIZY
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Earnings Data
Report Date
Aug 07, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.82Last Year’s EPS
0.86Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed a solid operational quarter with several clear strengths: record asset management inflows and profitability, strong P&C growth and underwriting performance, resilient Life & Health after adjusting for scope/Fx effects, and a robust capital position (Solvency II 221%, ROE 18%). Management reaffirmed the full‑year guidance and emphasized productivity and disciplined execution, including significant AI and training investments. Notable challenges include the accounting treatment and planned neutralization of the Bajaj disposal gain, FX and disposal impacts on Life, localized nat‑cat and inflationary pressures (France floods, weather‑related claims), and some execution/operational uncertainties around AI‑driven workforce changes and the cyber partnership. On balance, the positive operational and capital metrics substantially outweigh the reported headwinds.Company Guidance
Full-Year Outlook Reaffirmed
Management reaffirmed the 2026 operating profit outlook of EUR 17.4 billion ± EUR 1 billion despite elevated market volatility and macro uncertainty.
Group Operating Profit and Earnings Momentum
Operating profit rose nearly 7% year‑on‑year. Underlying core net income increased 7% YoY, ROE reported at 18%, and core EPS growth of 9% after normalizing for the Bajaj disposal impact.
P&C Segment: Record Profit and Strong Underwriting
P&C delivered double‑digit operating profit growth, reaching a record operating profit of EUR 2.4 billion (11% growth YoY). Internal top‑line growth was 7% (roughly 50/50 price vs volume). Combined ratio improved to 91%, supported by expense ratio improvements and benign nat‑cat in the quarter.
Asset Management: Exceptional Net Inflows and Profitability
Asset managers posted record Q1 net inflows of EUR 45 billion (annualized organic growth ~9%). Revenues were EUR 2.2 billion, up 12% FX‑adjusted; operating profit exceeded EUR 850 million, up 15% FX‑adjusted. Product outperformance: ~90% outperformance on 1‑ and 3‑year basis across third‑party AUM.
Life & Health: Resilient Underlying Performance
Despite a tough Q1 2025 comparison, underlying new business volumes were slightly up after adjusting for FX and disposals. Asia (ex‑Thailand) new business up 12%; strong double‑digit new business value growth in German Health. Life normalized in‑force (CSM) growth ~1.5–1.7%.
Capital Strength and Solvency
Solvency II ratio ended the quarter at 221%, up c.2 percentage points vs year‑end, reflecting contained market impact and consistent operating capital generation.
Operational Productivity and AI Adoption
Group executing productivity and digitalization: use of AI across P&C value chain (marketing, distribution, claims, underwriting). Over EUR 100 million invested in training/skills in 2024–2025. Allianz Direct non‑motor product reported 30% of customers completing purchase fully via an AI agent; platform and submission‑hub improvements cited as drivers of faster response and higher conversion.
Protection & Health Strategic Progress
New disclosure for Health & Protection introduced. Protection & Health operating profit grew c.10% YoY (adjusted for UniCredit JV disposal). Management reiterated target to grow Protection & Health operating profit at a 7% CAGR to reach EUR 2.2 billion by 2027.
ALIZY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ALIZY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 13, 2026 | $43.35 | $43.68 | +0.76% |
Feb 26, 2026 | $43.60 | $43.98 | +0.87% |
Nov 14, 2025 | $40.99 | $41.29 | +0.73% |
Aug 07, 2025 | $39.88 | $41.45 | +3.94% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Allianz SE Unsponsored ADR (ALIZY) report earnings?
Allianz SE Unsponsored ADR (ALIZY) is schdueled to report earning on Aug 07, 2026, TBA (Confirmed).
What is Allianz SE Unsponsored ADR (ALIZY) earnings time?
Allianz SE Unsponsored ADR (ALIZY) earnings time is at Aug 07, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
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What companies are reporting earnings today?
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What is ALIZY EPS forecast?
ALIZY EPS forecast for the fiscal quarter 2026 (Q2) is 0.82.