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Total Valuation
ACNB has a market cap or net worth of $655.45M. The enterprise value is $905.77.
Market Cap$655.45M
Enterprise Value$905.77
Share Statistics
ACNB has 10,169,930 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10,169,930
Owned by Insiders4.02%
Owned by Institutions6.51%
Financial Efficiency
ACNB’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 1.15%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.15%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee328.29K
Profits Per Employee71.39K
Employee Count519
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of ACNB is 12.2. ACNB’s PEG ratio is -3.59.
PE Ratio12.2
PS Ratio2.91
PB Ratio1.18
Price to Fair Value1.18
Price to FCF9.44
Price to Operating Cash Flow11.53
PEG Ratio-3.59
Income Statement
In the last 12 months, ACNB had revenue of 170.38M and earned 37.05M in profits. Earnings per share was 3.61.
Revenue170.38M
Gross Profit125.53M
Operating Income46.45M
Pretax Income46.45M
Net Income37.05M
EBITDA53.19M
Earnings Per Share (EPS)3.61
Cash Flow
In the last 12 months, operating cash flow was 56.83M and capital expenditures -2.83M, giving a free cash flow of 54.00M billion.
Operating Cash Flow56.83M
Free Cash Flow54.00M
Free Cash Flow per Share5.31
Dividends & Yields
ACNB pays an annual dividend of $0.42, resulting in a dividend yield of 2.2%
Dividend Per Share$0.42
Dividend Yield2.2%
Payout Ratio19.71%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change45.77%
50-Day Moving Average61.50
200-Day Moving Average52.32
Relative Strength Index (RSI)57.63
Average Volume (3m)20.18K
Important Dates
ACNB upcoming earnings date is Oct 22, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
ACNB as a current ratio of 0.32, with Debt / Equity ratio of 77.34%
Current Ratio0.32
Quick Ratio0.32
Debt to Market Cap0.65
Net Debt to EBITDA5.80
Interest Coverage Ratio1.16
Taxes
In the past 12 months, ACNB has paid 9.40M in taxes.
Income Tax9.40M
Effective Tax Rate0.20
Enterprise Valuation
ACNB EV to EBITDA ratio is 15.12, with an EV/FCF ratio of 15.30.
EV to Sales4.72
EV to EBITDA15.12
EV to Free Cash Flow15.30
EV to Operating Cash Flow15.00
Balance Sheet
ACNB has $28.00M in cash and marketable securities with $327.36M in debt, giving a net cash position of -$299.37M billion.
Cash & Marketable Securities$28.00M
Total Debt$327.36M
Net Cash-$299.37M
Net Cash Per Share-$29.44
Tangible Book Value Per Share$32.47
Margins
Gross margin is 79.98%, with operating margin of 27.26%, and net profit margin of 21.75%.
Gross Margin79.98%
Operating Margin27.26%
Pretax Margin27.26%
Net Profit Margin21.75%
EBITDA Margin31.22%
EBIT Margin27.26%
Analyst Forecast
The average price target for ACNB is $61.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$61.00
Price Target Upside-1.77% Downside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast24.95%
EPS Growth Forecast95.35%