Xero Limited (XROLF)
OTHER OTC:XROLF
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XROLF Stock Chart & Stats
$59.93
$9.72(9.41%)
At close: 4:00 PM EST
$59.93
$9.72(9.41%)
Day’s Range― - ―
52-Week Range$48.15 - $131.94
Previous CloseN/A
Volume144.00
Average Volume (3M)296.00
Market Cap
$9.24B
Enterprise Value$17.28B
Total Cash (Recent Filing)$1.95B
Total Debt (Recent Filing)$2.14B
Price to Earnings (P/E)113.0
Beta0.91
Next Earnings
Nov 12, 2026EPS Estimate
0.25Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding170,599,260
10 Day Avg. Volume653
30 Day Avg. Volume296
Financial Highlights & Ratios
PEG Ratio-3.07
Price to Book (P/B)2.73
Price to Sales (P/S)5.01
P/FCF Ratio14.94
Enterprise Value/Market Cap1.87
Enterprise Value/Revenue6.04
Enterprise Value/Gross Profit8.57
Enterprise Value/Ebitda19.58
Forecast
1Y Price Target
$90.48Price Target Upside50.97% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)0.96
Revenue Forecast (FY)$2.61B
Bulls Say, Bears Say
Bulls Say
Cash GenerationXero’s operating cash flow (~A$1.0B) and free cash flow (~A$993M) in 2026 reflect sustained cash conversion since 2023. Consistent FCF supports product and AI investment, M&A or capital returns, reduces reliance on external funding and materially increases long-term financial flexibility.
Recurring SaaS Scale And ARPC ExpansionA 4.9M customer base with ARPC up 23% shows durable monetization of a recurring SaaS model. Higher ARPC — driven by payments and add-ons — increases LTV, improves payback economics and supports scalable revenue growth that is resilient across economic cycles and geographies.
AI Adoption And Product MomentumBroad AI uptake (2.6M users, 513k using generative features) signals product differentiation and stickiness. Embedding AI into core workflows can reduce support costs, deepen customer retention, unlock new paid features and raise switching costs, strengthening long-term competitive advantage.
Bears Say
Rising Debt / LeverageNet debt rising to ~A$2.14B marks a meaningful increase in leverage versus prior years. Higher indebtedness raises interest and refinancing exposure, constrains optionality on capital allocation, and increases vulnerability to any slowdown in cash generation or margin compression.
Melio Integration DragMelio has materially increased revenue but is incurring losses and SBC impacts, diluting near-term Rule of 40 to ~36%. The acquisition creates a multi-quarter earnings drag and integration risk until targeted run-rate EBITDA breakeven in H2 FY28, delaying margin recovery and cash payback.
Headline Gross Margin CompressionA 5.1ppt decline in headline gross margin driven by payments/media mix indicates the group margin profile is shifting below its organic software margin (~89%). Persistently higher share of lower-margin payments revenue could structurally reduce reported margins and headline profitability metrics.
Xero Limited News
XROLF FAQ
What was Xero Limited’s price range in the past 12 months?
Xero Limited lowest stock price was $48.15 and its highest was $131.94 in the past 12 months.
What is Xero Limited’s market cap?
Xero Limited’s market cap is $9.24B.
When is Xero Limited’s upcoming earnings report date?
Xero Limited’s upcoming earnings report date is Nov 12, 2026 which is in 172 days.
How were Xero Limited’s earnings last quarter?
Xero Limited released its earnings results on May 13, 2026. The company reported $0.07 earnings per share for the quarter, missing the consensus estimate of $0.341 by -$0.271.
Is Xero Limited overvalued?
According to Wall Street analysts Xero Limited’s price is currently Undervalued.
Does Xero Limited pay dividends?
Xero Limited does not currently pay dividends.
What is Xero Limited’s EPS estimate?
Xero Limited’s EPS estimate is 0.25.
How many shares outstanding does Xero Limited have?
Xero Limited has 170,599,260 shares outstanding.
What happened to Xero Limited’s price movement after its last earnings report?
Xero Limited reported an EPS of $0.07 in its last earnings report, missing expectations of $0.341. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Xero Limited?
Currently, no hedge funds are holding shares in XROLF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Xero Limited Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$90.48 (50.97% Upside)
$90.48 (50.97% Upside)
Blogger Sentiment
Bullish
XROLF Sentiment 90%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 88%
Bearish news 12%
Bearish news 12%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.92%
12-Months-Change
Fundamentals
Return on Equity
3.68%
Trailing 12-Months
Asset Growth
105.29%
Trailing 12-Months
Company Description
Xero Limited
Xero Limited, together with its subsidiaries, operates as a software as a service company in New Zealand, Australia, the United Kingdom, and internationally. The company offers Xero, an open platform that connects small businesses to a range of solutions, which helps to manage their finances. It also provides Xero mobile app; and accountant/bookkeeper tools, including Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.
XROLF Company Deck
XROLF Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: double-digit revenue growth, expanding ARPC driven by payments (Melio), accelerating U.S. momentum, robust adjusted EBITDA and free cash flow generation, and rapid AI adoption and product launches. Near-term headwinds include the pro forma dilution of Rule of 40 from the Melio acquisition, Melio-related losses and SBC timing, headline gross margin compression from payments/media mix, and planned multiyear U.S. brand investment that will weight FY'27 results toward H2. Management provided clear guidance for FY'27 and a pathway to Melio breakeven and Rule of 40 recovery by FY'28, indicating confidence in execution and capital discipline.View all XROLF earnings summariesXROLF Stock 12 Month Forecast
Average Price Target
$90.48
▲(50.97% Upside)
Technical Analysis
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Ownership Overview
0.02% Insiders
4.27% Mutual Funds
0.04% Other Institutional Investors
89.03% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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