WesBanco Inc (WSBC)
NASDAQ:WSBC
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Earnings Data
Report Date
Jul 28, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.85Last Year’s EPS
0.91Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a largely positive view: strong earnings (EPS +38% YoY), robust pretax pre-provision earnings (+44% YoY), improved profitability metrics, a record commercial pipeline and successful execution on the Premier acquisition. Management acknowledged near-term headwinds—elevated CRE payoffs (Q1 $340M; $700M–$900M expected for the year), a sequential loan decline, a modest rise in NPAs tied to three CRE loans, and higher operating expenses from acquisition-related and strategic investments—but provided clear plans and guidance (pipeline conversion, South Florida expansion, CET1 build, NIM and fee income outlook) to mitigate these issues. Overall, positive fundamentals and strategic momentum outweigh the listed challenges.Company Guidance
Strong Earnings and EPS Growth
Net income available to common shareholders (ex-merger/restructuring) of $87 million; diluted EPS $0.91, up 38% year-over-year; pretax pre-provision earnings of $114 million, up 44% year-over-year.
Improved Profitability Metrics
Return on average assets of 1.3% and return on tangible common equity of 17.4%; efficiency ratio improved by nearly 4 percentage points to 52.5%.
Solid Net Interest Margin and Funding Dynamics
Net interest margin of 3.57%, up 22 basis points year-over-year; total deposit funding costs down 11 basis points year-over-year to 177 basis points; deposits increased 2% year-over-year to $21.7 billion (organic).
Record Commercial Pipeline and Loan Growth Momentum
Commercial pipeline reached a record $1.6 billion (up 35% since year-end) and grew to $1.8 billion post-quarter; adjusted total loans growth of 3.6% year-over-year after accounting for CRE payoffs; management still expects mid-single-digit loan growth for 2026.
Successful Premier Acquisition Outcomes
Premier acquisition exceeded year-1 targets: core EPS growth of 49% over the last 12 months, ROAA 1.3%, pro forma CET1 exceeded by >1 percentage point; tangible book value per share $22.45, above June 2024 level and near year-end 2024 level.
Growing Fee and Treasury Income
Noninterest income $41.8 million, up $7.2 million or 21% year-over-year; treasury management revenue $2.5 million, up 82% year-over-year; quarterly fee income expected to grow 3%-5% year-over-year for the remainder of 2026.
Capital Position and Basel III Tailwind
CET1 ratio of 10.7% at quarter end with management expecting 5-10 basis points quarterly build to ~11% by year-end; preliminary Basel III impact estimated to add ~55-65 basis points to CET1, freeing roughly $120 million of capital.
Strategic Market Expansion
South Florida commercial banking launch with ~20 hires and an initial $400 million pipeline built in weeks; management expects the Southeast Florida expansion to reach positive operating leverage within 12-15 months.
WSBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WSBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 21, 2026 | $35.73 | $33.10 | -7.36% |
Jan 27, 2026 | $34.83 | $33.92 | -2.61% |
Oct 22, 2025 | $30.65 | $30.01 | -2.10% |
Jul 29, 2025 | $30.76 | $29.50 | -4.12% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does WesBanco Inc (WSBC) report earnings?
WesBanco Inc (WSBC) is schdueled to report earning on Jul 28, 2026, After Close (Confirmed).
What is WesBanco Inc (WSBC) earnings time?
WesBanco Inc (WSBC) earnings time is at Jul 28, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WSBC EPS forecast?
WSBC EPS forecast for the fiscal quarter 2026 (Q2) is 0.85.