tiprankstipranks
Trending News
More News >
Bank Of Montreal (TSE:BMO)
TSX:BMO
Canadian Market

Bank Of Montreal (BMO) Earnings Dates, Call Summary & Reports

Compare
2,267 Followers

Earnings Data

Report Date
Mar 03, 2026
Before Open (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
3.23
Last Year’s EPS
3.04
Same Quarter Last Year
Based on 10 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Dec 04, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements in earnings growth, ROE improvement, and strategic initiatives, especially in digital and AI advancements. However, challenges in the Canadian economy and credit card delinquencies, along with macroeconomic uncertainties, were notable concerns.
Company Guidance
During the BMO Financial Group's Q4 2025 earnings call, CEO Darryl White highlighted several key metrics reflecting the bank's strong performance. The bank reported an adjusted EPS of $3.28 for Q4 and $12.16 for the fiscal year, marking a 26% growth in EPS and a record net income of $9.2 billion. BMO achieved a full-year ROE increase from 9.8% to 11.3%, exiting Q4 with an ROE of 11.8%. Pre-Provision Pre-Tax (PPPT) earnings rose by 18% to $15.8 billion. The bank also achieved positive operating leverage of 4%, with an improved efficiency ratio of 56.3%. BMO's credit performance showed impaired provisions at 44 basis points, and the bank returned over $8 billion to shareholders through buybacks and dividends, increasing the dividend by $0.04 to $1.67 per share. The CET1 ratio remained strong at 13.3%. The bank's digital-first AI-powered strategy and investments in AI capabilities were also emphasized as key drivers of operational efficiency and client service enhancements.
Strong Earnings Growth
BMO reported an adjusted EPS of $3.28 for Q4 2025, up significantly from $1.90 last year, with net income of $2.5 billion driven by strong PPPT growth of 16% and lower PCLs.
Increased Return on Equity
Full year ROE increased by 150 basis points from 9.8% to 11.3%, with Q4 momentum at 11.8%.
Record Net Income
Record net income of $9.2 billion for the year, with EPS growth of 26%.
Positive Operating Leverage
Achieved positive operating leverage of 4% for the year, with an efficiency ratio improvement of 230 basis points to 56.3%.
Capital Optimization and Shareholder Returns
Returned over $8 billion in capital to shareholders through buybacks and dividends, with a dividend increase of $0.04 to $1.67 per share.
Digital and AI Strategy
Introduced AI productivity tools to all employees, with over 80% active users, and implemented Gen AI tools like Lumi and Rover to enhance customer service.
Strong Wealth Management Performance
Wealth Management had a very strong year with record revenues and net income, driven by client asset growth and market conditions.

Bank Of Montreal (TSE:BMO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

TSE:BMO Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 03, 2026
2026 (Q1)
3.23 / -
3.04
Dec 04, 2025
2025 (Q4)
3.04 / 3.28
1.972.63% (+1.38)
Aug 26, 2025
2025 (Q3)
2.98 / 3.23
2.6422.35% (+0.59)
May 29, 2025
2025 (Q2)
2.53 / 2.62
2.591.16% (+0.03)
Feb 25, 2025
2025 (Q1)
2.41 / 3.04
2.5618.75% (+0.48)
Dec 05, 2024
2024 (Q4)
2.38 / 1.90
2.81-32.38% (-0.91)
Aug 27, 2024
2024 (Q3)
2.76 / 2.64
2.78-5.04% (-0.14)
May 29, 2024
2024 (Q2)
2.77 / 2.59
2.93-11.60% (-0.34)
Feb 27, 2024
2024 (Q1)
3.02 / 2.56
3.22-20.50% (-0.66)
Dec 01, 2023
2023 (Q4)
2.85 / 2.81
3.04-7.57% (-0.23)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

TSE:BMO Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Dec 04, 2025
C$177.02C$176.82-0.11%
Aug 26, 2025
C$156.32C$163.63+4.68%
May 29, 2025
C$144.20C$144.89+0.48%
Feb 25, 2025
C$137.88C$144.41+4.73%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bank Of Montreal (TSE:BMO) report earnings?
Bank Of Montreal (TSE:BMO) is schdueled to report earning on Mar 03, 2026, Before Open (Confirmed).
    What is Bank Of Montreal (TSE:BMO) earnings time?
    Bank Of Montreal (TSE:BMO) earnings time is at Mar 03, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is TSE:BMO EPS forecast?
          TSE:BMO EPS forecast for the fiscal quarter 2026 (Q1) is 3.23.

            Bank Of Montreal (TSE:BMO) Earnings News

            TD Earnings: Shares Continue to Look Intriguing after Poor Results
            Premium
            Stock Analysis & Ideas
            TD Earnings: Shares Continue to Look Intriguing after Poor Results
            1y ago
            Bank of Montreal (TSE:BMO) Plummets after Earnings Disappoint
            Premium
            Market News
            Bank of Montreal (TSE:BMO) Plummets after Earnings Disappoint
            2y ago
            BMO’s (TSE:BMO) Disappointing Q3: Earnings Fall, Provisions Rise
            Premium
            Market News
            BMO’s (TSE:BMO) Disappointing Q3: Earnings Fall, Provisions Rise
            2y ago
            Scotiabank Stock (TSE:BNS) Gains Despite Q3 Earnings Miss
            Premium
            Market News
            Scotiabank Stock (TSE:BNS) Gains Despite Q3 Earnings Miss
            2y ago