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Trustmark Corp. (TRMK)
NASDAQ:TRMK
Earnings Data
Report Date
Oct 28, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.93Last Year’s EPS
0.84Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong loan and deposit growth, improved profitability metrics, and solid credit quality, alongside positive revisions in guidance. However, challenges included stagnant noninterest income and an increase in noninterest expenses. Overall, the highlights significantly outweighed the lowlights, indicating a strong performance.Company Guidance
Loan and Deposit Growth
Loans held for investment increased by $223 million or 1.7% quarter-over-quarter and $374.8 million or 2.9% year-to-date. Deposits grew by $35 million during the quarter, with personal and commercial deposits totaling $13 billion, an increase of $103.8 million or 0.8% from the prior quarter.
Profitability Metrics
Net income for the second quarter was $55.8 million, representing fully diluted EPS of $0.92, up 4.5% from the prior quarter. Return on average assets was 1.21% and return on average tangible equity was 13.13%.
Net Interest Margin and Income
Net interest income expanded by 4.3% to $161.4 million, producing a net interest margin of 3.81%, an increase of 6 basis points from the prior quarter.
Credit Quality Improvement
Nonperforming assets declined by $5 million or 5.3% quarter-over-quarter. Net charge-offs were $4.1 million, representing 12 basis points of average loans.
Capital Management
CET1 ratio expanded 7 basis points to 11.7%. The total risk-based capital ratio increased 5 basis points to 14.15%. The company repurchased $11 million of Trustmark common stock during the quarter.
Guidance and Forecast
Positive revisions in guidance, expecting loans held for investment to increase mid-single digits for the full year, revised upward from low single-digit growth. Net interest margin range tightened to 3.77% to 3.83% for full year 2025.
TRMK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TRMK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 22, 2025 | $38.49 | $38.11 | -0.99% |
Apr 22, 2025 | $33.37 | $33.45 | +0.24% |
Jan 28, 2025 | $35.82 | $36.66 | +2.35% |
Oct 22, 2024 | $33.64 | $33.58 | -0.18% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Trustmark Corp. (TRMK) report earnings?
Trustmark Corp. (TRMK) is schdueled to report earning on Oct 28, 2025, After Close (Confirmed).
What is Trustmark Corp. (TRMK) earnings time?
Trustmark Corp. (TRMK) earnings time is at Oct 28, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TRMK EPS forecast?
TRMK EPS forecast for the fiscal quarter 2025 (Q3) is 0.93.