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Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY)
OTHER OTC:TKGZY
US Market

Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 29, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
0.17
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
Garanti BBVA reported strong financial performance with record net income and consistent growth in core banking revenues. However, there were challenges such as increased Stage 2 loans and a modest rise in NPL ratio. Despite some revisions in guidance, the bank remains confident in its ability to deliver sustainable value.
Company Guidance
During Garanti BBVA's third quarter 2021 earnings call, the company revised various financial metrics while maintaining their return on equity (ROE) guidance. They adjusted their year-end net cost of risk expectation to below 2% due to high provision reversals and revised down their net interest margin (NIM) expansion guidance to 1.5% to 2%, reflecting changes in policy rate expectations and TL deposit regulations. Despite these adjustments, Garanti BBVA achieved a 31% ROE over nine months, with a new record net income of TRY 30.9 billion in the third quarter, driven by a 9% quarterly growth. Their fee growth guidance was also revised upward, expecting fee coverage of operating expenses to be between 90% and 95%. These strategic adjustments underscore their confidence in achieving sustained financial performance amidst a dynamic economic environment.
Record Net Income Growth
Garanti BBVA achieved a quarterly net income growth of 9%, reaching a new record level of TRY 30.9 billion in the third quarter. This resulted in 9 months net earnings of TRY 84.5 billion, translating into a 31% ROE.
Strong NII and Fee Generation
Strong Net Interest Income (NII) improvement and stellar fee generation more than offset the increase in net provisions. NII base grew by 20% with a net interest margin of 5.3%, the highest among Tier 1 private peers.
Consistent Core Banking Revenue Growth
Garanti BBVA delivered consistent growth for 7 consecutive quarters in core banking revenue, with core banking revenues to assets reaching 7.8% in 9 months, the highest level among peers.
Robust Loan Growth
In the third quarter, TL loans grew by 10%, with credit cards and consumer loans leading at 15% and 12% growth, respectively. The bank's market share in TL loans increased to 22%.
Strong Fee Growth
Fee base remained robust, up by 54% year-over-year, supported by strong cash and noncash loan growth and increasing wealth management fees.

Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

TKGZY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 29, 2026
2025 (Q4)
- / -
0.172
Oct 30, 2025
2025 (Q3)
- / 0.18
0.15713.38% (+0.02)
Jul 30, 2025
2025 (Q2)
- / 0.17
0.1616.21% (+0.01)
Apr 28, 2025
2025 (Q1)
- / 0.17
0.172-4.07% (>-0.01)
Jan 29, 2025
2024 (Q4)
- / 0.17
0.243-29.22% (-0.07)
Oct 30, 2024
2024 (Q3)
- / 0.16
0.21-25.24% (-0.05)
Jul 30, 2024
2024 (Q2)
- / 0.16
0.206-21.84% (-0.04)
Apr 29, 2024
2024 (Q1)
- / 0.17
0.194-11.34% (-0.02)
Jan 29, 2024
2023 (Q4)
- / 0.24
0.252-3.57% (>-0.01)
Oct 30, 2023
2023 (Q3)
- / 0.21
0.232-9.48% (-0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

TKGZY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$3.05$3.10+1.64%
Jul 30, 2025
$3.43$3.51+2.33%
Apr 28, 2025
$2.67$2.64-1.12%
Jan 29, 2025
$3.79$3.77-0.53%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) report earnings?
Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) is schdueled to report earning on Jan 29, 2026, TBA (Confirmed).
    What is Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) earnings time?
    Turkiye Garanti Bankasi Anonim Sirketi 144A (TKGZY) earnings time is at Jan 29, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is TKGZY EPS forecast?
          Currently, no data Available