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Swedbank AB (SWDBY)
:SWDBY
Earnings Data
Report Date
Jul 17, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.66Last Year’s EPS
0.72Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Date:Apr 29, 2025
|% Change Since: 11.05%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted Swedbank's strong financial performance in terms of profitability, cost control, and sustainability initiatives. However, challenges were noted in the decline of net interest income, net commission income, and the impact of increased taxes in Latvia. The sentiment is balanced with both positive achievements and notable challenges.Company Guidance
In Swedbank's first-quarter results presentation for 2025, the bank demonstrated resilience despite increased global economic uncertainty. Key financial metrics included a robust return on equity of 15.2% and earnings per share of SEK 7.26. The bank's net interest income remained strong, although it experienced a decline of SEK 785 million, attributed to lower market rates, fewer days in the quarter, and currency effects. The cost-to-income ratio was maintained at 0.35, and credit quality remained solid with credit impairment reversals of SEK 140 million. Swedbank's capital position was strong with a CET1 capital ratio of 19.7% and a capital buffer of 4.5 percentage points. Despite challenges, the bank continued to show strong performance in its home markets, notably with strong public finances and innovative companies positioning them well for future growth. Additionally, Swedbank made strategic moves to strengthen its corporate segment, including a partnership with SpareBank 1 to establish a new Nordic investment bank.Strong Return on Equity
Swedbank reported a return on equity of 15.2% for the first quarter, indicating robust profitability.
Earnings Per Share Increase
Earnings per share reached SEK7.26 for the first quarter, reflecting strong financial performance.
Cost Control and Efficiency
The bank demonstrated strict cost control with a cost-to-income ratio of 0.35 and a decrease in total expenses by SEK625 million during the quarter.
Credit Quality and Capital Position
Swedbank maintained solid credit quality with credit impairment reversals of SEK140 million and a strong capital buffer of 4.5 percentage points.
Sustainability Initiatives
Swedbank's Sustainable Asset Register amounted to SEK136 billion, with successful issuance of two green bonds and a third of arranged bonds classified as sustainable.
Customer Service Improvements
Significant improvements in customer service, with more than 50% of incoming calls answered within three minutes compared to 20% at the beginning of the quarter.
SWDBY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SWDBY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 29, 2025 | $23.53 | $24.32 | +3.36% |
Jan 23, 2025 | $20.00 | $20.80 | +4.00% |
Oct 23, 2024 | $18.32 | $19.10 | +4.26% |
Jul 16, 2024 | $19.03 | $18.72 | -1.63% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Swedbank AB (SWDBY) report earnings?
Swedbank AB (SWDBY) is schdueled to report earning on Jul 17, 2025, TBA Not Confirmed.
What is Swedbank AB (SWDBY) earnings time?
Swedbank AB (SWDBY) earnings time is at Jul 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SWDBY EPS forecast?
SWDBY EPS forecast for the fiscal quarter 2025 (Q2) is 0.66.