The earnings call reflected strong investment income growth and improvements in Excess and Surplus lines, as well as Personal Lines. However, there were significant challenges such as unfavorable reserve development and industry-wide social inflation impacts, which are putting pressure on premium growth and profitability in certain segments.

Company Guidance -

Q3 2025

During the Selective Insurance Group's Second Quarter 2025 Earnings Conference Call, key financial metrics were discussed, including an operating return on equity of 10.3%, driven by an 18% increase in investment income. The combined ratio for the quarter was reported at 100.2%, influenced by 3.8 points of unfavorable prior year casualty reserve development and an assumed 6 points of catastrophe losses. The company highlighted that the insurance segments grew by 5%, with renewal pure pricing in Standard Commercial Lines increasing by 8.9%. The Excess and Surplus lines reported a 9% growth, while the Personal Lines combined ratio improved significantly by 26.5 points from the previous year. The company raised its guidance for 2025, expecting a GAAP combined ratio between 97% and 98% and after-tax net investment income of $415 million, reflecting a strategic focus on maintaining underwriting margins and addressing social inflation impacts on casualty lines.

Strong Investment Income Growth

Investment income increased by 18% from the prior year period, contributing significantly to the company's operating return on equity of 10.3%.

Excess and Surplus Lines Performance

The Excess and Surplus lines grew by 9% with an average renewal pure price increase of 9.3% and achieved a combined ratio of 89.8%.

Personal Lines Improvement

The Personal Lines combined ratio improved by 26.5 points compared to a year ago, with strong growth in target business (16%).

Disciplined Underwriting and Pricing

Insurance segments grew by 5%, reflecting disciplined underwriting and pricing strategies in a competitive market.

Selective Insurance Group (SIGI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

SIGI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 28, 2025	2025 (Q3)	1.67 / -	1.4	―	―	―
Jul 23, 2025	2025 (Q2)	1.51 / 1.31	-1.1	219.09% (+2.41)
Apr 23, 2025	2025 (Q1)	1.85 / 1.76	1.33	32.33% (+0.43)
Jan 29, 2025	2024 (Q4)	1.99 / 1.62	1.94	-16.49% (-0.32)
Oct 21, 2024	2024 (Q3)	1.63 / 1.40	1.51	-7.28% (-0.11)
Jul 18, 2024	2024 (Q2)	1.49 / -1.10	0.99	-211.11% (-2.09)
May 01, 2024	2024 (Q1)	1.86 / 1.33	1.44	-7.64% (-0.11)
Jan 31, 2024	2023 (Q4)	1.94 / 1.94	1.46	32.88% (+0.48)
Nov 01, 2023	2023 (Q3)	1.58 / 1.51	0.99	52.53% (+0.52)
Aug 02, 2023	2023 (Q2)	0.99 / 0.99	1.17	-15.38% (-0.18)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

SIGI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 23, 2025	$90.40	$75.00	-17.04%
Apr 23, 2025	$90.50	$88.87	-1.80%
Jan 29, 2025	$93.18	$81.40	-12.64%
Oct 21, 2024	$95.73	$92.13	-3.76%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Selective Insurance Group (SIGI) report earnings?

Selective Insurance Group (SIGI) is schdueled to report earning on Oct 28, 2025, After Close (Confirmed).

What is Selective Insurance Group (SIGI) earnings time?

Selective Insurance Group (SIGI) earnings time is at Oct 28, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is SIGI EPS forecast?

SIGI EPS forecast for the fiscal quarter 2025 (Q3) is 1.67.

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