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Selective Insurance Group (SIGI)
NASDAQ:SIGI
Earnings Data
Report Date
May 06, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
1.89Last Year’s EPS
1.76Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The call conveyed a balanced message: strong capital, investment performance and notable earnings and book-value gains are offset by meaningful reserve strengthening, commercial auto severity trends, and personal lines challenges concentrated in New Jersey. Management emphasized disciplined underwriting, pricing actions and strategic technology investments to drive future margin improvement, and provided guidance reflecting modest near-term headwinds but expected improvement going into 2026–2027.Company Guidance
Strong Return on Equity and Operating Performance
FY2025 ROE of 14.4% and operating ROE of 14.2%, both above the 10-year average operating ROE of 12.1% and 5-year average of 12.5%; Q4 ROE of 18.3% and non-GAAP operating ROE of 18.7% reflecting robust investment performance.
Significant EPS Growth
Q4 fully diluted EPS of $2.52, up 66% year-over-year; non-GAAP operating EPS of $2.57, up 59% year-over-year.
Book Value Growth and Shareholder Returns
Book value per share increased 18% in 2025; returned $182 million to shareholders through dividends and share repurchases (repurchased $86 million in 2025 with $30 million in Q4 and $170 million remaining authorization).
Strong Investment Income and Positioning
Q4 after-tax net investment income of $114 million, up 17% year-over-year and generating 13.6 points of ROE; investment portfolio average credit quality A+, duration 4.1 years; 2026 after-tax net investment income guidance of $465 million (up 10% vs 2025).
Improved Combined Ratio Versus Prior Year
Q4 GAAP combined ratio of 93.8%, a 4.7 point improvement from Q4 2024; full-year combined ratio improved to 97.2% from 103% in 2024, driven by lower prior year casualty reserve development and lower catastrophe losses.
E&S Segment Profitability
E&S delivered a very strong full-year combined ratio of 87.8%; Q4 E&S premium growth of 4% with average renewal pure price increases of 7.8% and Q4 combined ratio of 93.1%.
Meaningful Pricing Momentum Across Lines
Standard Commercial renewal pure price increase of 7.5% (8.5% excluding workers' compensation); general liability pricing +9.8%; commercial auto pricing +8.6%; property renewal premium change +12.2% (including 4 points of exposure growth).
Reinsurance and Capital Strength
Renewed property catastrophe program with retention at $100 million and exhaustion point increased to $1.5 billion (from $1.4 billion) with meaningful risk-adjusted pricing decreases; year-end GAAP equity and statutory surplus of $3.6 billion and A.M. Best affirmed A+ financial strength rating.
SIGI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SIGI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jan 29, 2026 | $83.67 | $83.67 | 0.00% |
Oct 22, 2025 | $80.34 | $75.77 | -5.69% |
Jul 23, 2025 | $89.04 | $73.87 | -17.04% |
Apr 23, 2025 | $89.13 | $87.53 | -1.80% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Selective Insurance Group (SIGI) report earnings?
Selective Insurance Group (SIGI) is schdueled to report earning on May 06, 2026, After Close (Confirmed).
What is Selective Insurance Group (SIGI) earnings time?
Selective Insurance Group (SIGI) earnings time is at May 06, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SIGI EPS forecast?
SIGI EPS forecast for the fiscal quarter 2026 (Q1) is 1.89.