The earnings call reflected a balanced view with significant achievements in operational performance, especially in international expansion and group insurance, countered by challenges in investment income and specific segments like Individual Retirement and PGIM flows. While there is solid momentum and growth in various areas, some operational and market challenges persist.

Company Guidance -

Q3 2025

During the second quarter of fiscal year 2025, Prudential reported a pretax adjusted operating income of $1.7 billion, translating to $3.58 per share, representing a 9% increase from the previous year. The company's year-to-date return on equity exceeded 14%. However, the quarter faced challenges with alternative investment income falling $60 million below expectations due to lower returns from private equity and real estate, and a net unfavorable impact of approximately $50 million from the annual assumption update process. Prudential's group insurance business exhibited strength with improved earnings, while Individual Life sales saw a 10% year-over-year increase. Institutional Retirement achieved $9 billion in sales, driven by robust Longevity Risk Transfer transactions. PGIM's assets under management rose by 8% to $1.4 trillion, supported by market appreciation and strong investment performance, despite retail outflows. Internationally, Prudential experienced strong sales in Japan and Brazil, though surrender activity in Japan remains a headwind. The company is focusing on evolving its strategy, with priorities on capital deployment, consistency in execution, and cultural enhancement.

Increased Pretax Adjusted Operating Income

Pretax adjusted operating income was $1.7 billion or $3.58 per share, up 9% from the prior year quarter.

Strong Return on Equity

Year-to-date return on equity was over 14%, reflecting more favorable underwriting experience and higher spread income.

Robust Longevity Risk Transfer Transactions

Institutional Retirement segment delivered $9 billion of sales, with significant Longevity Risk Transfer transactions.

International Business Growth

Sales in International Businesses were up 4% compared to the prior year quarter, driven by expansion of retirement and savings products in Japan.

PGIM Performance

PGIM delivered higher asset management fees, driven by market appreciation, positive net flows, and strong investment performance with an 8% increase in assets under management.

Successful Group Insurance Performance

Group Insurance sales were up 13% year-to-date, demonstrating strong growth and strategic initiatives to improve profitability.

Prudential Financial (PRU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PRU Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 04, 2025	2025 (Q3)	3.57 / -	3.48	―	―	―
Jul 30, 2025	2025 (Q2)	3.22 / 3.58	3.39	5.60% (+0.19)
Apr 30, 2025	2025 (Q1)	3.18 / 3.29	3.12	5.45% (+0.17)
Feb 04, 2025	2024 (Q4)	3.24 / 2.96	2.58	14.73% (+0.38)
Oct 30, 2024	2024 (Q3)	3.47 / 3.48	3.44	1.16% (+0.04)
Aug 01, 2024	2024 (Q2)	3.45 / 3.39	2.94	15.31% (+0.45)
Apr 30, 2024	2024 (Q1)	3.14 / 3.12	2.66	17.29% (+0.46)
Feb 06, 2024	2023 (Q4)	2.61 / 2.58	2.42	6.61% (+0.16)
Nov 01, 2023	2023 (Q3)	3.14 / 3.44	2.13	61.50% (+1.31)
Aug 01, 2023	2023 (Q2)	3.04 / 2.94	1.74	68.97% (+1.20)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PRU Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$100.49	$102.27	+1.77%
Apr 30, 2025	$100.14	$99.19	-0.95%
Feb 04, 2025	$113.61	$109.86	-3.30%
Oct 30, 2024	$120.74	$116.78	-3.28%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Prudential Financial (PRU) report earnings?

Prudential Financial (PRU) is schdueled to report earning on Nov 04, 2025, After Close (Confirmed).

What is Prudential Financial (PRU) earnings time?

Prudential Financial (PRU) earnings time is at Nov 04, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PRU EPS forecast?

PRU EPS forecast for the fiscal quarter 2025 (Q3) is 3.57.

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