The earnings call presented a balanced view of Prudential's performance, with strong financial metrics and strategic growth initiatives offset by challenges in alternative investments, flat PGIM flows, and ongoing issues in the Individual Retirement business. The company's international expansion and robust institutional retirement sales were highlighted as key successes.

Company Guidance -

Q3 2025

During the Prudential earnings call for the second fiscal quarter of 2025, several key metrics and guidance were provided. The company reported a pretax adjusted operating income of $1.7 billion, or $3.58 per share, reflecting a 9% increase from the previous year. The return on equity year-to-date exceeded 14%. Prudential highlighted strong performance in its group insurance business and a 10% year-over-year increase in Individual Life sales. The Institutional Retirement segment saw $9 billion in sales, driven by robust Longevity Risk Transfer transactions. Despite some challenges, including $60 million lower-than-expected alternative investment income and a $50 million unfavorable impact from an annual assumption update, Prudential remained optimistic about future growth. The company is focusing on evolving its strategy, improving earnings consistency, and leveraging technology such as artificial intelligence to enhance customer engagement and operational efficiency. In PGIM, assets under management rose by 8% to $1.4 trillion, with a significant focus on integrating public and private credit capabilities to drive revenue and improve margins. Prudential plans to maintain capital levels above regulatory requirements, citing an estimated economic solvency ratio for its Japanese operations between 180% and 200% as of March 2025.

Improved Earnings and Return on Equity

Pretax adjusted operating income was $1.7 billion or $3.58 per share, up 9% year-over-year, with a year-to-date return on equity over 14%.

Strong Performance in Group Insurance

Group insurance business reported one of its best earnings quarters, driven by successful diversification of product and segment mix.

Institutional Retirement Sales Growth

Institutional Retirement delivered $9 billion of sales, including significant Longevity Risk Transfer transactions.

International Business Expansion

In Japan and Brazil, strong sales growth was driven by new product offerings and expanded distribution networks.

PGIM Margin Expansion

PGIM reported margin expansion of 140 basis points, with assets under management increasing by 8% to $1.4 trillion.

Prudential Financial (PRU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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PRU Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 04, 2025	2025 (Q3)	3.59 / -	3.48	―	―	―
Jul 30, 2025	2025 (Q2)	3.22 / 3.58	3.39	5.60% (+0.19)
Apr 30, 2025	2025 (Q1)	3.18 / 3.29	3.12	5.45% (+0.17)
Feb 04, 2025	2024 (Q4)	3.24 / 2.96	2.58	14.73% (+0.38)
Oct 30, 2024	2024 (Q3)	3.47 / 3.48	3.44	1.16% (+0.04)
Aug 01, 2024	2024 (Q2)	3.45 / 3.39	2.94	15.31% (+0.45)
Apr 30, 2024	2024 (Q1)	3.14 / 3.12	2.66	17.29% (+0.46)
Feb 06, 2024	2023 (Q4)	2.61 / 2.58	2.42	6.61% (+0.16)
Nov 01, 2023	2023 (Q3)	3.14 / 3.44	2.13	61.50% (+1.31)
Aug 01, 2023	2023 (Q2)	3.04 / 2.94	1.74	68.97% (+1.20)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PRU Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$101.78	$103.58	+1.77%
Apr 30, 2025	$101.42	$100.46	-0.95%
Feb 04, 2025	$115.06	$111.27	-3.29%
Oct 30, 2024	$122.29	$118.27	-3.29%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Prudential Financial (PRU) report earnings?

Prudential Financial (PRU) is schdueled to report earning on Nov 04, 2025, After Close (Confirmed).

What is Prudential Financial (PRU) earnings time?

Prudential Financial (PRU) earnings time is at Nov 04, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PRU EPS forecast?

PRU EPS forecast for the fiscal quarter 2025 (Q3) is 3.59.

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