Prudential Financial (PRU) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

May 05, 2026

After Close (Confirmed)

Period Ending

2026 (Q1)

Consensus EPS Forecast

3.37

Last Year’s EPS

3.29

Same Quarter Last Year

Analyst Consensus

Hold

Based on 11 Analysts Ratings

Earnings Call Summary

Q4 2025

Earnings Call Date:Feb 03, 2026|

% Change Since:

Earnings Call Sentiment|Neutral

The call mixed strong company-wide operating momentum, capital strength and strategic progress (AUM growth, improved ROE, robust retirement sales, share repurchase authorization) with a significant governance and operational setback in Japan (POJ misconduct) that carries a material near-term earnings and reputational hit (estimated $300M–$350M impact to 2026). PGIM flows showed both large annual inflows in key asset classes (> $30B) and a lumpy quarter with ~$10B of outflows tied to active-to-passive industry shifts and a single large client redemption. Management reiterated confidence in diversification, capital positions and remediation actions, but flagged potential downside to intermediate EPS targets if the Japan issue persists or worsens.

Company Guidance

Prudential guided that the POJ misconduct and voluntary 90‑day sales suspension will reduce 2026 pretax adjusted operating income by $300–$350 million — made up of $150–$180 million from the suspension (including roughly 20% from lost sales and ~20% from higher surrenders with the remainder supporting the distribution force), about $70 million of one‑time costs (≈70% of which is customer reimbursement), and roughly $80 million of lower earnings as sales ramp (management expects POJ sales to be ~50% below normal in 2026 and to ramp to ~90% by year‑end); this could push Prudential to the low end of its 5–8% intermediate EPS growth target for 2024–2027. Other metric guidance/context: Q4 after‑tax adjusted operating income was ~$1.2B ($3.30/share; ex‑$107M one‑time charge $3.60/share, +22% YoY), FY2025 pretax adjusted operating income was $6.6B ($14.43/share) with adjusted operating ROE ≈15% (up ~200 bps), PGIM AUM ≈$1.5T (up 7% YoY) with ~ $10B net outflows in the quarter but >$30B net inflows last year from key asset classes and an expected >200 bps margin expansion in 2026 toward a 25–30% target, Institutional Retirement sales ~ $26B (FY), Individual Retirement sales $14B (FY) and >$3B/quarter, Group Insurance sales >$600M (FY) with Q4 benefit ratio 82.5%, Individual Life sales $955M (FY), International sales $525M (Q4, +4% cc) and emerging markets record FY sales $386M (+6% cc), expected VA account runoff of $3–4B quarterly in 2026 (≈$10–$15M pretax AOI per quarter; ~$100–$150M annually), excess 2025 surrenders estimated to reduce 2026 earnings by ~$50M, cash & liquid assets $3.8B (above $3B target), board‑authorized buybacks up to $1B for 2026, dividend increased for the 18th consecutive year, ESR remains well above the 150% operating target despite recent JGB moves (management says it would remain within the operating range even with another ~90–100 bps rise in long‑dated Japanese rates), and a $135M pretax restructuring charge is expected to deliver ~$150M pretax run‑rate savings in 2027.

Strong Full-Year Financial Results and Improved ROE

Full-year pretax adjusted operating income of $6.6 billion ($14.43 per share). Adjusted operating return on equity of ~15%, up nearly 200 basis points year-over-year. Returned nearly $3.0 billion to shareholders via dividends and buybacks during 2025.

Solid Quarterly Operating Performance (Excluding One-Time Items)

Fourth quarter after-tax adjusted operating income of approximately $1.2 billion ($3.30 per share) that includes an after-tax one-time severance charge of $107 million ($0.30 per share). Excluding that charge, adjusted operating income per share was $3.60, a 22% increase versus the prior year quarter.

PGIM Scale and AUM Growth

PGIM assets under management of approximately $1.5 trillion, up 7% from the prior year quarter, and creation of a $1 trillion global credit platform combining public and private fixed income capabilities.

Strong Flows and Momentum in Key Asset Classes

Generated over $30 billion of total net inflows during the year across public fixed income, private credit and real estate. PGIM is also building momentum in asset-backed finance, direct lending and ETFs with expectations of >200 basis points of margin expansion in 2026 toward a 25%-30% margin target.

U.S. Business Strength — Retirement and Insurance

U.S. businesses produced pretax adjusted operating income of ~ $1.1 billion in the quarter, a 22% increase year-over-year. Institutional Retirement sales were ~ $4 billion in Q4 and nearly $26 billion for 2025; Individual Retirement sales were $14 billion for the year with >$3 billion in Q4 (eighth consecutive quarter >$3 billion). Group Insurance full year sales exceeded $600 million, up 11% year-over-year.

International Sales Growth and Emerging Markets Performance

International sales of $525 million in Q4, up 4% on a constant currency basis year-over-year. Emerging markets reported record full-year sales of $386 million on a constant currency basis, up 6% YoY driven by Brazil.

Capital Position, Liquidity and Shareholder Actions

Cash and liquid assets of $3.8 billion (above $3.0 billion minimum liquidity target). Board authorized up to $1.0 billion of share repurchases for 2026 and increased the common dividend for the 18th consecutive year. ESR (economic/regulatory solvency) remains well above the 150% operating target despite recent rate moves.

Cost Efficiency Actions with Run-Rate Benefits

Recorded a pretax corporate & other charge of $135 million tied to organizational efficiency moves that are expected to deliver approximately $150 million of pretax run-rate benefits in 2027; these savings are embedded in intermediate-term expense targets.

Prudential Financial (PRU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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PRU Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
May 05, 2026	2026 (Q1)	3.37 / -	3.29	―	―	―
Feb 03, 2026	2025 (Q4)	3.37 / 3.30	2.96	11.49% (+0.34)
Oct 29, 2025	2025 (Q3)	3.72 / 4.26	3.48	22.41% (+0.78)
Jul 30, 2025	2025 (Q2)	3.22 / 3.58	3.39	5.60% (+0.19)
Apr 30, 2025	2025 (Q1)	3.18 / 3.29	3.12	5.45% (+0.17)
Feb 04, 2025	2024 (Q4)	3.24 / 2.96	2.58	14.73% (+0.38)
Oct 30, 2024	2024 (Q3)	3.47 / 3.48	3.44	1.16% (+0.04)
Aug 01, 2024	2024 (Q2)	3.45 / 3.39	2.94	15.31% (+0.45)
Apr 30, 2024	2024 (Q1)	3.14 / 3.12	2.66	17.29% (+0.46)
Feb 06, 2024	2023 (Q4)	2.61 / 2.58	2.42	6.61% (+0.16)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PRU Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 03, 2026	$105.75	$100.80	-4.67%
Oct 29, 2025	$98.53	$100.38	+1.88%
Jul 30, 2025	$97.85	$99.58	+1.77%
Apr 30, 2025	$97.51	$96.58	-0.95%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Prudential Financial (PRU) report earnings?

Prudential Financial (PRU) is schdueled to report earning on May 05, 2026, After Close (Confirmed).

What is Prudential Financial (PRU) earnings time?

Prudential Financial (PRU) earnings time is at May 05, 2026, After Close (Confirmed).

Where can I see when companies are reporting earnings?

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What is PRU EPS forecast?

PRU EPS forecast for the fiscal quarter 2026 (Q1) is 3.37.