Education
About Us
Working with TipRanks
Follow Us
Old Republic International Corp. (ORI)
NYSE:ORI
Earnings Data
Report Date
Oct 23, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.76Last Year’s EPS
0.71Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlights strong performance in Specialty Insurance and overall growth in investment income and net operating income. However, the Title Insurance segment faces challenges due to market conditions and legal expenses, and the company is cautious about entering the cyber insurance market. The strong growth and profitability in key segments are slightly offset by challenges in Title Insurance.Company Guidance
Consolidated Pretax Operating Income Growth
Old Republic International produced $267.5 million of consolidated pretax operating income, up from $253.8 million in the second quarter of '24.
Specialty Insurance Segment Performance
Net premiums earned by Specialty Insurance grew by 14.6% in the second quarter, with a pretax operating income of $253.7 million, up from $202.5 million last year. The combined ratio improved to 90.7 from 92.4.
Increase in Net Operating Income
Net operating income was $209 million for the quarter compared to $202 million last year, with a 9% increase in per-share basis.
Investment Income Growth
Net investment income increased by 2.4% due to higher yields on the bond portfolio, with an average reinvestment rate of 5% compared to 4% previously.
Healthy Book Value Increase
Book value per share increased by 12.6% to $25.14, driven by strong operating earnings and higher investment valuations.
Strong Renewal Retention in Specialty Insurance
Renewal retentions across Specialty Insurance lines remain above 85%, attributed to strong service and long-term commitments.
Expansion and Growth in Auto Warranty Segment
The auto warranty segment experienced growth due to several new key partnerships.
ORI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ORI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $36.36 | $35.49 | -2.39% |
Apr 24, 2025 | $37.41 | $37.85 | +1.18% |
Jan 23, 2025 | $34.94 | $35.49 | +1.57% |
Oct 24, 2024 | $32.82 | $32.03 | -2.41% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Old Republic International Corp. (ORI) report earnings?
Old Republic International Corp. (ORI) is schdueled to report earning on Oct 23, 2025, Before Open (Confirmed).
What is Old Republic International Corp. (ORI) earnings time?
Old Republic International Corp. (ORI) earnings time is at Oct 23, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ORI EPS forecast?
ORI EPS forecast for the fiscal quarter 2025 (Q3) is 0.76.