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National Australia Bank Limited (NAUBF)
OTHER OTC:NAUBF
US Market
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National Australia Bank Limited (NAUBF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
May 04, 2026
TBA (Confirmed)
Period Ending
2026 (Q2)
Consensus EPS Forecast
0.77
Last Year’s EPS
0.71
Same Quarter Last Year
Moderate Sell
Based on 11 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Nov 05, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
NAB's earnings call revealed several positive aspects, such as strong balance sheet growth, successful strategy implementation, and improved customer advocacy. However, challenges remain with higher impairment charges, cost impacts from payroll issues, and concerns about noninterest income growth. Despite these challenges, the positive elements suggest a generally stable outlook.
Company Guidance
In the National Australia Bank's full year 2025 results presentation, the bank reported a strong performance with a focus on maintaining a robust balance sheet and revenue growth. The Australian business lending balances increased by 5.8% in the second half, marking the strongest half-yearly improvement in 3.5 years. The bank's cash return on equity was reported at 11.4%, with a final dividend of $0.85 per share, bringing the total dividend for the year to $1.70, which represents 73.3% of cash earnings. The common equity Tier 1 capital ratio stood at 11.7%, comfortably above the target, while the liquidity coverage ratio and net stable funding ratio remained well above minimum requirements. NAB made significant strides in growing its business banking franchise and deposit growth, with deposits funding 84% of total lending, a noteworthy improvement from 70% in 2019. The bank also reported a 14% growth in business transaction account balances and a 46% increase in proprietary home lending drawdowns since the first half of 2024. The underlying profit rose by 0.7%, with revenue growth of 2.9%, driven by good volume growth and stronger market and treasury income, despite higher impairment charges.
Strong Balance Sheet and Revenue Growth
NAB's full year 2025 results reflect higher underlying profit supported by a strong balance sheet and revenue growth in the second half. Australian business lending balances increased by 5.8% in the second half, marking the strongest half-yearly improvement in 3.5 years.
Improved Cash Earnings Stability
Cash earnings were stable over the year, with a cash return on equity of 11.4%. A final dividend of $0.85 brings the total dividend for the year to $1.70, representing 73.3% of cash earnings, in line with the target payout policy of 65% to 75%.
Successful Strategy Implementation
NAB's refreshed strategy aims to strengthen customer advocacy, with improvements in customer advocacy metrics and strategic NPS scores. The bank reported improved outcomes in 12 out of 20 must-win battles for customer experience.
Strong Deposit Growth
Deposits fully funded GLA growth this year, and the share of total lending funded by customer deposits increased to 84%, a meaningful improvement from 70% in 2019.
Technology Modernization Progress
71% of NAB's technology workforce are NAB colleagues, and 90% of apps run on modern infrastructure in the cloud. The bank is also reducing the number of products and processes to simplify operations.
Business Banking Leadership
NAB is the largest business lender in Australia, with a 22% share of total business lending and a 28% share of lending to small and medium-sized businesses.
Capital and Liquidity Position
NAB's common equity Tier 1 capital ratio is 11.7%, comfortably above the target. The liquidity coverage ratio and net stable funding ratio are well above minimum requirements.

National Australia Bank Limited (NAUBF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

NAUBF Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
May 04, 2026
2026 (Q2)
0.77 / -
0.713
Nov 05, 2025
2025 (Q4)
0.75 / 0.71
0.733-3.27% (-0.02)
May 06, 2025
2025 (Q2)
0.73 / 0.71
0.726-1.79% (-0.01)
Nov 06, 2024
2024 (Q4)
0.74 / 0.73
0.7034.34% (+0.03)
May 01, 2024
2024 (Q2)
0.74 / 0.73
0.79-8.05% (-0.06)
Nov 08, 2023
2023 (Q4)
0.76 / 0.70
0.6832.85% (+0.02)
May 03, 2023
2023 (Q2)
0.84 / 0.79
0.68415.46% (+0.11)
Nov 09, 2022
2022 (Q4)
0.72 / 0.68
0.60812.38% (+0.08)
May 04, 2022
2022 (Q2)
0.67 / 0.68
0.6298.77% (+0.06)
Nov 08, 2021
2021 (Q4)
0.97 / 0.61
0.37761.27% (+0.23)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

NAUBF Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 05, 2025
$28.79$27.85-3.27%
May 06, 2025
$19.34$19.340.00%
Nov 06, 2024
$24.64$24.88+0.97%
May 01, 2024
$20.46$20.48+0.10%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does National Australia Bank Limited (NAUBF) report earnings?
National Australia Bank Limited (NAUBF) is schdueled to report earning on May 04, 2026, TBA (Confirmed).
    What is National Australia Bank Limited (NAUBF) earnings time?
    National Australia Bank Limited (NAUBF) earnings time is at May 04, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is NAUBF EPS forecast?
          NAUBF EPS forecast for the fiscal quarter 2026 (Q2) is 0.77.
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