The earnings call reflects a strategic pivot towards profitability and efficiency, with substantial improvements in operational costs and diversification into higher-margin verticals. However, the significant revenue decline and challenges in the Philippines market are notable concerns.

Company Guidance

In the MoneyHero Group's first quarter 2025 earnings call, the company provided robust guidance focused on profitability and revenue diversification. MoneyHero is on track to achieve positive adjusted EBITDA in the latter part of 2025, with a goal of reaching $100 million in revenue for the full year. The company has successfully narrowed its net loss and adjusted EBITDA loss, with Q1 reflecting a strategic pivot to emphasize higher-margin verticals like wealth and insurance, which now constitute approximately 25% of total revenue, up from 14% year-over-year. Personal loans accounted for 17% of revenue, while insurance contributed 13%, both showing significant growth. The credit card segment remains the largest revenue driver at 57%, down from over 70% in previous years, indicating successful diversification. Operational efficiency has been enhanced through an AI-first strategy, resulting in a 26% reduction in employee-related costs. MoneyHero is leveraging strategic partnerships, such as with bolttech for car insurance and TransUnion for the upcoming Credit Hero Club, to enhance user experience and capitalize on growth opportunities. With $36.6 million in cash and no debt, the company is well-positioned for disciplined capital allocation, focusing on sustainable growth and improving shareholder value.

Achievement of Improved Profitability

MoneyHero Group is on track to achieve positive adjusted EBITDA in the latter half of 2025, showing a narrowed adjusted EBITDA loss of $2.9 million in Q4 2024 and continued improvement in Q1 2025.

Diversification into High-Margin Verticals

Revenue from wealth and insurance verticals increased to approximately 25% of total revenue in Q1 2025, marking an 11 percentage point increase year-over-year.

Operational Efficiency Gains

Operating expenses declined by 26% year-over-year in Q1, driven by reductions in paid marketing, technology spend, employee costs, and general and administrative expenses.

Strong Cash Position

MoneyHero maintains a strong cash position with $36.6 million on hand and no debt, positioning the company well for strategic investments.

Successful Launch of Car Insurance Platform

Partnership with bolttech in Hong Kong and Singapore led to the launch of an end-to-end car insurance purchase journey, resulting in higher conversion rates and a new revenue stream.

MoneyHero Limited (MNY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

MNY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Sep 18, 2025	2025 (Q2)	-0.02 / -	-0.3	―	―	―
Jun 13, 2025	2025 (Q1)	- / -	-0.3	―	―
Apr 29, 2025	2024 (Q4)	- / -0.10	-0.3	66.67% (+0.20)	―
Dec 10, 2024	2024 (Q3)	- / 0.10	-0.187	153.48% (+0.29)	―
Sep 19, 2024	2024 (Q2)	- / -0.30	-0.12	-150.00% (-0.18)	―
Jun 24, 2024	2024 (Q1)	- / -	-0.092	―	―
Apr 29, 2024	2023 (Q4)	- / -0.30	-0.092	-226.09% (-0.21)	―
Dec 06, 2023	2023 (Q3)	- / -0.19	0.077	-342.86% (-0.26)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

MNY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jun 13, 2025	$0.81	$0.84	+3.70%
Apr 29, 2025	$0.79	$0.84	+6.33%
Dec 10, 2024	$1.20	$1.26	+5.00%
Sep 19, 2024	$1.35	$1.17	-13.33%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does MoneyHero Limited (MNY) report earnings?

MoneyHero Limited (MNY) is schdueled to report earning on Sep 18, 2025, Before Open (Confirmed).

What is MoneyHero Limited (MNY) earnings time?

MoneyHero Limited (MNY) earnings time is at Sep 18, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is MNY EPS forecast?

MNY EPS forecast for the fiscal quarter 2025 (Q2) is -0.02.

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