Education
About Us
Working with TipRanks
Follow Us
Kbc Group (KBCSY)
:KBCSY
Earnings Data
Report Date
Feb 12, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
1.47Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong financial performance with significant increases in net results, loan growth, and insurance performance. The company has adjusted its guidance upward, indicating confidence in its operations. However, challenges such as the impact of inflation-linked bonds and potential regulatory changes are noted. Overall, the positive aspects significantly outweigh the challenges.Company Guidance
Strong Net Results
KBC reported a net result of EUR 1.02 billion for the third quarter of 2025, driven by balanced income from both net interest income and non-interest income.
Increased Guidance
Guidance for net interest income increased from at least EUR 5.85 billion to at least EUR 5.95 billion, with total income expected to grow by at least 7.5%.
Solid Loan Growth
Loan growth was reported at 1.6% for the quarter and 8% year-on-year, with a year-to-date growth of 6.3%.
Strong Insurance Performance
The insurance business showed strong performance with a combined ratio of 87% and life insurance up by 29% for the quarter.
Technological Advancements
The launch of Kate 2.0, a large language model, is expected to further increase efficiency and customer interactions.
Robust Cost Management
Costs are under control with a cost-to-income ratio of 41%, down from 43% the previous year.
Solid Solvency and Liquidity
The solvency position is strong at 14.9%, with liquidity ratios at 158% and 134% for LCR and NSFR respectively.
KBCSY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
KBCSY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 13, 2025 | $63.66 | $63.23 | -0.68% |
Aug 07, 2025 | $53.78 | $57.15 | +6.27% |
May 15, 2025 | $47.43 | $47.66 | +0.48% |
Feb 13, 2025 | $39.57 | $41.53 | +4.95% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Kbc Group (KBCSY) report earnings?
Kbc Group (KBCSY) is schdueled to report earning on Feb 12, 2026, Before Open (Confirmed).
What is Kbc Group (KBCSY) earnings time?
Kbc Group (KBCSY) earnings time is at Feb 12, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is KBCSY EPS forecast?
Currently, no data Available