Record-Breaking Shareholder Return
UniCredit delivered a total shareholder return of 513%, four times that of European peers, along with the best share price performance despite derating.
Strong Financial Performance
Net profit exceeded €9.7 billion for the full year, with underlying net profit reaching €10.3 billion, reflecting strong performance across all P&L lines.
Cost Efficiency Achievements
Cost-to-income ratio improved to 37.9%, with total cost reduction of around €1.7 billion despite inflationary pressures.
Capital Efficiency and Distribution
Capital efficiency improved significantly, supporting a €26 billion distribution, 65% more than the original target, while maintaining a stable CET1 ratio of 15.9%.
Successful Transformation
UniCredit completed the first phase of its transformation, 'UniCredit Unlocked,' achieving all targets and setting the stage for future growth.