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TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹634.72M
Enterprise Value₹3.82B
Total Cash (Recent Filing)₹258.66M
Total Debt (Recent Filing)₹3.26B
Price to Earnings (P/E)―
Beta0.13
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-9.13
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)1.08
Price to Sales (P/S)0.64
P/FCF Ratio-2.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Non-bank Lending Business ModelTruCap's core focus on non-bank lending creates a durable business model targeting credit needs outside traditional banks. This niche can generate recurring interest and fee income and sustain revenues over cycles if underwriting standards and asset quality are restored.
Proven Ability To Be Profitable HistoricallyA profitable FY2024 demonstrates the platform and cost structure can produce positive operating economics. That historical profitability implies operating leverage and the potential to return to sustainable margins if revenue stabilizes and credit trends normalize.
Demonstrated Cash-generation Capacity (FY2025)Strong operating and free cash flow in FY2025 shows TruCap can convert earnings to cash when performance aligns. That prior cash-generation ability provides a pathway to rebuild liquidity and reduce funding dependence if management can restore revenue and margins.
Bears Say
Sharp Revenue Decline And Earnings VolatilityA ~38% revenue drop in FY2026 and a swing into deeper losses indicate weak demand or deteriorating credit economics. Such top-line contraction undermines margin sustainability, reduces scale benefits, and makes consistent earnings recovery uncertain over the medium term.
Elevated And Rising LeverageLeverage rising to ~6.5x D/E reflects a heavily debt-funded balance sheet and compressed equity cushion. High leverage restricts strategic flexibility, increases refinancing and interest expense risk, and magnifies losses, threatening solvency if weak results persist.
Return To Negative Operating Cash FlowReversion to negative operating and free cash flow in FY2026 after prior improvement highlights inconsistent cash generation. Persistent negative cash flow raises reliance on external funding, heightens refinancing risk, and limits the firm's ability to absorb further earnings shocks.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹634.72M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 39 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.
Technical Analysis
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