Conservative Balance SheetZero reported debt materially reduces solvency and refinancing risk over a multi-month horizon, giving management durable financial flexibility. This allows the company to fund growth or buffer credit cycles without interest burden, supporting long-term stability and optionality.

Improved Cash GenerationA rebound in operating and free cash flow that tracks net income improves the company’s ability to self-fund lending operations, invest in origination capacity, and sustain payouts. Strong recent FCF reduces reliance on external funding and supports durable liquidity.

Stable Lending Revenue ModelThe core NBFC business model—earning net interest spread and fees—provides a recurring revenue base. Spread-driven lending generates predictable interest income over time, anchoring cash generation provided asset quality and funding costs remain managed.

Bears Say

Declining Revenue TrendConsecutive annual revenue declines undermine scale and growth optionality for a lending franchise. A shrinking top line can compress future earnings power and limit ability to build loan book or diversify products, raising the bar for sustaining profitability.

Volatile Cash FlowsHistorical volatility in operating cash flow increases uncertainty around reinvestment and liquidity planning. Irregular cash generation can force dependence on external funding or opportunistic balance-sheet moves during downturns, weakening long-term resilience.

Earnings-Quality ConcernsExtremely high reported margins and moderate returns on equity suggest parts of profit may be non-recurring or driven by accounting/timing effects. That raises risk that reported profitability is not fully sustainable, complicating forecasting and capital allocation decisions.

Coral India Finance & Housing Ltd. News

Coral India Finance Updates RTA Contact Details

Coral India Finance & Housing Ltd. ( ($IN:CORALFINAC) ) has shared an announcement. Coral India Finance & Housing...

4M ago

CORALFINAC FAQ

What was Coral India Finance & Housing Ltd.’s price range in the past 12 months?

Coral India Finance & Housing Ltd. lowest stock price was ₹33.91 and its highest was ₹52.98 in the past 12 months.

What is Coral India Finance & Housing Ltd.’s market cap?

Coral India Finance & Housing Ltd.’s market cap is ₹1.41B.

When is Coral India Finance & Housing Ltd.’s upcoming earnings report date?

Coral India Finance & Housing Ltd.’s upcoming earnings report date is May 28, 2026 which is in 101 days.

How were Coral India Finance & Housing Ltd.’s earnings last quarter?

Coral India Finance & Housing Ltd. released its earnings results on Feb 12, 2026. The company reported ₹0.931 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.931.

Is Coral India Finance & Housing Ltd. overvalued?

According to Wall Street analysts Coral India Finance & Housing Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Coral India Finance & Housing Ltd. pay dividends?

Coral India Finance & Housing Ltd. pays a Annually dividend of ₹0.4 which represents an annual dividend yield of 1%. See more information on Coral India Finance & Housing Ltd. dividends here

What is Coral India Finance & Housing Ltd.’s EPS estimate?

Coral India Finance & Housing Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Coral India Finance & Housing Ltd. have?

Coral India Finance & Housing Ltd. has 40,302,223 shares outstanding.

What happened to Coral India Finance & Housing Ltd.’s price movement after its last earnings report?

Coral India Finance & Housing Ltd. reported an EPS of ₹0.931 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.486%.

Which hedge fund is a major shareholder of Coral India Finance & Housing Ltd.?

Currently, no hedge funds are holding shares in IN:CORALFINAC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Coral India Finance & Housing Ltd.

Coral India Finance and Housing Limited engages in the construction, development, maintenance of properties in India. The company operates through two segments, Construction and Investments. It develops commercial complexes and residential development projects; rents properties; and provides finance services. The company was incorporated in 1995 and is based in Mumbai, India.