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Industrial and Commercial Bank of China Limited Class H (IDCBF)
OTHER OTC:IDCBF
US Market
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Industrial and Commercial Bank of China (IDCBF) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 27, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.04
Last Year’s EPS
0.04
Same Quarter Last Year
Based on 8 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
ICBC demonstrated resilience and growth with positive trends in operating income, net profit, and asset management. However, challenges remain in terms of narrowing interest margins and pressures within the real estate and personal finance sectors. The bank's steady advancement in inclusive finance and risk control measures provide a balanced outlook.
Company Guidance
During the ICBC 2025 Q3 earnings call, the bank reported several key performance metrics. Operating income for the first three quarters reached CNY 611 billion, marking a 2% year-on-year increase, while net profit was CNY 271.9 billion, up 0.5% year-on-year. The annualized return on assets (ROA) and return on equity (ROE) improved to 0.71% and 9.3%, respectively. The cost-to-income ratio was stable at 26.55%, and the net interest margin (NIM) saw a slight decline by 2 basis points from the first half. Total assets exceeded CNY 52.81 trillion, reflecting an 8.2% growth from the previous year. Customer loans increased to CNY 30.45 trillion, a 7.3% rise, and bond investments surged by 16.2% to reach CNY 16.01 trillion. The non-performing loan (NPL) ratio was slightly reduced to 1.33%, and the capital adequacy ratio (CAR) was a robust 18.85%. Additionally, the provision coverage ratio increased to 217.1%, showcasing ICBC's strengthening risk management.
Operating Income and Net Profit Growth
ICBC achieved operating income of CNY 611 billion, up 2% year-on-year, and net profit reached CNY 271.9 billion, up 0.5% year-on-year, indicating a recovery trend.
Steady Asset and Customer Growth
Total assets exceeded CNY 52.81 trillion, up 8.2% from the end of last year. Customer loans reached CNY 30.45 trillion, up 7.3%, and customer deposits amounted to CNY 37.3 trillion, up 7.1%.
Improved Risk Control
The NPL ratio stood at 1.33%, down 1 bp from the end of 2024. The provision coverage ratio rose 2.3 percentage points to 217.1%, indicating stable asset quality.
Growth in Fee-Based Income
Fee-based income recorded CNY 19.9 billion, up by 0.6%, driven by growth in wealth management and effective cost containment.
Inclusive Finance Expansion
The balance of inclusive loans reached CNY 3.5 trillion, an increase of nearly CNY 600 billion from the end of last year, representing over 20% growth.

Industrial and Commercial Bank of China (IDCBF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

IDCBF Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 27, 2026
2025 (Q4)
0.04 / -
0.038
Oct 30, 2025
2025 (Q3)
0.04 / 0.04
0.0358.00% (<+0.01)
Aug 29, 2025
2025 (Q2)
0.03 / 0.03
0.0332.17% (<+0.01)
Apr 29, 2025
2025 (Q1)
0.04 / 0.03
0.034-4.17% (>-0.01)
Mar 28, 2025
2024 (Q4)
0.04 / 0.04
0.0373.85% (<+0.01)
Oct 30, 2024
2024 (Q3)
0.04 / 0.04
0.0344.17% (<+0.01)
Aug 30, 2024
2024 (Q2)
0.03 / 0.03
0.0330.00% (0.00)
Apr 29, 2024
2024 (Q1)
0.04 / 0.03
0.035-4.00% (>-0.01)
Mar 27, 2024
2023 (Q4)
0.03 / 0.04
0.03310.64% (<+0.01)
Oct 27, 2023
2023 (Q3)
0.05 / 0.03
0.0340.00% (0.00)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

IDCBF Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$0.78$0.780.00%
Aug 29, 2025
$0.75$0.750.00%
Apr 29, 2025
$0.69$0.690.00%
Mar 28, 2025
$0.69$0.690.00%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Industrial and Commercial Bank of China Limited Class H (IDCBF) report earnings?
Industrial and Commercial Bank of China Limited Class H (IDCBF) is schdueled to report earning on Mar 27, 2026, TBA (Confirmed).
    What is Industrial and Commercial Bank of China Limited Class H (IDCBF) earnings time?
    Industrial and Commercial Bank of China Limited Class H (IDCBF) earnings time is at Mar 27, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is IDCBF EPS forecast?
          IDCBF EPS forecast for the fiscal quarter 2025 (Q4) is 0.04.
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