The earnings call for Hope Bancorp reflected a mix of strong strategic moves and financial improvements, such as the successful acquisition of Territorial Bancorp and growth in net interest income. However, these positives were offset by a reported net loss due to significant one-time costs and an increase in non-performing assets. The company is actively addressing challenges, particularly in asset quality and cost management.

Company Guidance -

Q3 2025

During the Hope Bancorp 2025 Second Quarter Earnings Conference Call, the company provided several key metrics and guidance updates. Hope Bancorp reported net income, excluding notable items, of $24.5 million for the second quarter, a 7% increase from $22.9 million in the first quarter. Earnings per diluted share, excluding notable items, remained at $0.19, despite the issuance of 7 million shares related to the acquisition of Territorial Bancorp. The net loss for the quarter was $27.9 million, affected by a one-time loss from selling lower-yielding legacy securities, merger-related expenses, and an impact from a change in California's state tax apportionment law. Pretax pre-provision net revenue rose to $41.2 million, up 17% from the previous quarter. The company emphasized its strong capital ratios, with all remaining well above requirements for well-capitalized financial institutions, and noted a quarterly common stock dividend of $0.14 per share. Total deposits grew to $15.9 billion, a 10% increase from the prior quarter, while loans receivable reached $14.4 billion, up 8%. Net interest income rose by 17% to $118 million, and the net interest margin increased by 15 basis points to 2.69%. The company expects high single-digit loan and net interest income growth for 2025, with fee income growth adjusted to the high 20s percentage range and noninterest expenses projected to grow in the low double-digits. The effective tax rate is expected to be approximately 14% for the remainder of the year.

Completion of Territorial Bancorp Acquisition

Hope Bancorp completed the acquisition of Territorial Bancorp, entering the strategically important market of Hawaii, which is expected to provide new growth opportunities.

Increase in Net Interest Income

Net interest income for the second quarter increased by 17% from the prior quarter, reflecting the positive impact of the Territorial acquisition and organic loan growth.

Improvement in Loan Production

Organic loan production increased 57% from the first quarter levels, with a well-diversified mix of originations across all areas of lending.

Deposit Growth and Cost Improvement

Total deposits grew to $15.9 billion, an increase of 10% from the prior quarter, driven by the addition of low-cost deposits from Territorial, decreasing the average cost of interest-bearing deposits by 37 basis points quarter-over-quarter.

Reduction in Brokered Deposits

Brokered deposits exposure decreased by $183 million or 19% quarter-over-quarter, reducing the broker deposits ratio to 5% of total deposits.

Hope Bancorp (HOPE) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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HOPE Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 27, 2025	2025 (Q3)	0.25 / -	0.21	―	―	―
Jul 22, 2025	2025 (Q2)	-0.14 / -0.22	0.22	-200.00% (-0.44)
Apr 22, 2025	2025 (Q1)	0.18 / 0.17	0.23	-26.09% (-0.06)
Jan 27, 2025	2024 (Q4)	0.14 / 0.20	0.22	-9.09% (-0.02)
Oct 28, 2024	2024 (Q3)	0.22 / 0.21	0.25	-16.00% (-0.04)
Jul 29, 2024	2024 (Q2)	0.22 / 0.22	0.32	-31.25% (-0.10)
Apr 29, 2024	2024 (Q1)	0.26 / 0.23	0.33	-30.30% (-0.10)
Jan 30, 2024	2023 (Q4)	0.25 / 0.22	0.43	-48.84% (-0.21)
Oct 23, 2023	2023 (Q3)	0.24 / 0.25	0.45	-44.44% (-0.20)
Jul 24, 2023	2023 (Q2)	0.30 / 0.32	0.43	-25.58% (-0.11)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HOPE Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$11.36	$10.84	-4.58%
Apr 22, 2025	$9.56	$9.73	+1.78%
Jan 27, 2025	$11.98	$12.10	+1.00%
Oct 28, 2024	$12.20	$12.26	+0.49%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hope Bancorp Inc (HOPE) report earnings?

Hope Bancorp Inc (HOPE) is schdueled to report earning on Oct 27, 2025, After Close (Confirmed).

What is Hope Bancorp Inc (HOPE) earnings time?

Hope Bancorp Inc (HOPE) earnings time is at Oct 27, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HOPE EPS forecast?

HOPE EPS forecast for the fiscal quarter 2025 (Q3) is 0.25.

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