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Hope Bancorp (HOPE)
:HOPE
US Market
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Hope Bancorp (HOPE) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 26, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.25
Last Year’s EPS
0.2
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Sep 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflected a positive quarter with significant improvements in net income, asset quality, and net interest margin. The bank experienced robust loan growth across all major segments and increased its capital ratios. However, there were challenges, including a decrease in total deposits and potential impacts from the government shutdown on SBA loan sales.
Company Guidance
In the Hope Bancorp 2025 Third Quarter Earnings Conference Call, the company provided several key metrics and guidance for the remainder of the fiscal year. The bank reported a net income of $31 million for the third quarter of 2025, which marked a 28% increase year-over-year and a significant turnaround from a net loss of $28 million in the previous quarter. The net interest margin expanded by 20 basis points to 2.89%, driven by improved asset yields and reduced funding costs. Loan growth was observed across all major segments, contributing to a 1.2% quarter-over-quarter increase in gross loans, reaching $14.6 billion. The bank also achieved a 57% reduction in net charge-offs and a 17% decrease in criticized C&I loans. Deposits totaled $15.8 billion, reflecting a slight decrease primarily due to a reduction in broker deposits. For the full year 2025, Hope Bancorp expects high single-digit loan growth, approximately 10% growth in net interest income, and a 30% increase in noninterest income, excluding notable items. Noninterest expenses, excluding notable items, are projected to rise by 15% due to the integration of Territorial Bancorp and investments in talent. The effective tax rate for the fourth quarter is anticipated to be around 14%, excluding notable items.
Significant Increase in Net Income
Net income for the third quarter of 2025 totaled $31 million, up 28% year-over-year from $24 million in the year-ago quarter and recovering from a net loss of $28 million in the second quarter.
Improved Asset Quality
Asset quality showed improvement with a 57% reduction in net charge-offs and a 17% reduction in C&I criticized loans.
Net Interest Margin Expansion
Net interest margin expanded by 20 basis points quarter-over-quarter to 2.89%, marking the best linked quarter expansion since 2012.
Loan Growth Across Major Segments
Loan growth across all major segments including C&I, commercial real estate, and residential mortgage, with gross loans up 1.2% quarter-over-quarter.
Increased Capital Ratios
All capital ratios increased quarter-over-quarter, maintaining a healthy cushion for growth and stability.

Hope Bancorp (HOPE) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

HOPE Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 26, 2026
2025 (Q4)
0.25 / -
0.2
Sep 30, 2025
2025 (Q3)
0.25 / 0.24
0.2114.29% (+0.03)
Jul 22, 2025
2025 (Q2)
-0.14 / -0.22
0.22-200.00% (-0.44)
Apr 22, 2025
2025 (Q1)
0.18 / 0.17
0.23-26.09% (-0.06)
Jan 27, 2025
2024 (Q4)
0.14 / 0.20
0.22-9.09% (-0.02)
Oct 28, 2024
2024 (Q3)
0.22 / 0.21
0.25-16.00% (-0.04)
Jul 29, 2024
2024 (Q2)
0.22 / 0.22
0.32-31.25% (-0.10)
Apr 29, 2024
2024 (Q1)
0.26 / 0.23
0.33-30.30% (-0.10)
Jan 30, 2024
2023 (Q4)
0.25 / 0.22
0.43-48.84% (-0.21)
Oct 23, 2023
2023 (Q3)
0.24 / 0.25
0.45-44.44% (-0.20)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

HOPE Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Sep 30, 2025
$10.57$10.63+0.57%
Jul 22, 2025
$11.05$10.54-4.62%
Apr 22, 2025
$9.17$9.33+1.74%
Jan 27, 2025
$11.49$11.61+1.04%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hope Bancorp (HOPE) report earnings?
Hope Bancorp (HOPE) is schdueled to report earning on Jan 26, 2026, After Close (Confirmed).
    What is Hope Bancorp (HOPE) earnings time?
    Hope Bancorp (HOPE) earnings time is at Jan 26, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is HOPE EPS forecast?
          HOPE EPS forecast for the fiscal quarter 2025 (Q4) is 0.25.
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