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2328 Stock Chart & Stats
HK$16.69
HK$0.11(0.66%)
At close: 4:00 PM EDT
HK$16.69
HK$0.11(0.66%)
Day’s Range― - ―
52-Week RangeHK$13.65 - HK$19.81
Previous CloseN/A
Volume43.80M
Average Volume (3M)21.53M
Market Cap
HK$354.77B
Enterprise ValueHK$454.90K
Total Cash (Recent Filing)HK$29.31B
Total Debt (Recent Filing)HK$79.01B
Price to Earnings (P/E)7.6
Beta0.79
Next Earnings
Sep 02, 2026EPS Estimate
1.53Next Dividend Ex-DateN/A
Dividend Yield4.86%
Share Statistics
EPS (TTM)1.80
Shares Outstanding6,899,294,000
10 Day Avg. Volume23,889,799
30 Day Avg. Volume21,525,247
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.14
Price to Sales (P/S)0.64
P/FCF Ratio5.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$19.14Price Target Upside14.66% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.86
Revenue Forecast (FY)HK$550.10B
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationMaterial improvement in operating and free cash flow demonstrates stronger ability to convert underwriting float and investment returns into liquidity. Durable cash generation enhances capacity to pay claims, fund growth, support dividends, and reduce reliance on external financing over the next several quarters.
Equity Build And Solid ROESustained equity growth provides thicker regulatory and underwriting buffers while ROE in the low-to-mid teens signals efficient capital deployment. This structural strength supports scaled underwriting capacity and resiliency to losses, underpinning medium-term growth and capital return optionality.
Consistent Revenue GrowthSteady premium growth over multiple years reflects a durable market position and distribution effectiveness across motor, commercial and specialty lines. Persistent top-line expansion supports expense leverage and the ability to invest in underwriting, pricing analytics and distribution which are lasting competitive advantages.
Bears Say
Earnings And Cash-flow VolatilityNoticeable year-to-year volatility in earnings and cash flow reduces predictability for capital planning and dividend policy. That structural variability implies exposure to underwriting cycles and investment returns, requiring larger capital buffers and stricter risk controls to preserve long-term stability.
Rising Leverage In 2025A material increase in debt-to-equity in 2025 meaningfully tightens financial flexibility relative to prior years. Higher leverage raises interest and refinancing risk, can constrain capacity to expand underwriting, and amplifies downside in stress scenarios, making capital management more sensitive going forward.
Sensitivity To Underwriting & Investment CyclesProfitability depends on both underwriting discipline and investment returns; exposure to claim frequency, catastrophe losses or market shifts can swing net results. This structural sensitivity requires sustained pricing discipline and asset-liability management to protect margins over the medium term.
PICC Property & Casualty Co News
2328 FAQ
What was PICC Property & Casualty Co Ltd Class H’s price range in the past 12 months?
PICC Property & Casualty Co Ltd Class H lowest stock price was HK$13.65 and its highest was HK$19.81 in the past 12 months.
What is PICC Property & Casualty Co Ltd Class H’s market cap?
PICC Property & Casualty Co Ltd Class H’s market cap is HK$354.77B.
When is PICC Property & Casualty Co Ltd Class H’s upcoming earnings report date?
PICC Property & Casualty Co Ltd Class H’s upcoming earnings report date is Sep 02, 2026 which is in 22 days.
How were PICC Property & Casualty Co Ltd Class H’s earnings last quarter?
Currently, no data Available
Is PICC Property & Casualty Co Ltd Class H overvalued?
According to Wall Street analysts PICC Property & Casualty Co Ltd Class H’s price is currently Undervalued.
Does PICC Property & Casualty Co Ltd Class H pay dividends?
PICC Property & Casualty Co Ltd Class H pays a Semiannually dividend of HK$0.506 which represents an annual dividend yield of 4.86%. See more information on PICC Property & Casualty Co Ltd Class H dividends here
What is PICC Property & Casualty Co Ltd Class H’s EPS estimate?
PICC Property & Casualty Co Ltd Class H’s EPS estimate is 1.53.
How many shares outstanding does PICC Property & Casualty Co Ltd Class H have?
PICC Property & Casualty Co Ltd Class H has 6,899,294,000 shares outstanding.
What happened to PICC Property & Casualty Co Ltd Class H’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of PICC Property & Casualty Co Ltd Class H?
Currently, no hedge funds are holding shares in HK:2328
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PICC Property & Casualty Co Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
HK$19.14 (14.66% Upside)
HK$19.14 (14.66% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
66.78%
12-Months-Change
Fundamentals
Return on Equity
4.86%
Trailing 12-Months
Asset Growth
14.11%
Trailing 12-Months
Company Description
PICC Property & Casualty Co Ltd Class H
PICC Property and Casualty Company Limited, alongside its affiliated companies, provides a comprehensive range of property and casualty insurance services across the People's Republic of China. The firm segments its operations into categories such as Motor Vehicle, Commercial Property, Cargo, Liability, Accidental Injury and Health, Agriculture, Credit and Surety, and other business lines. Its product portfolio includes policies for accidental injury and medical expenses, short-term health, homeowners, specialized risks, marine hull, and construction, among others. Beyond direct insurance, the company also delivers services encompassing reinsurance, investment management and fund deployment, agency for insurance and claims, training, information technology and business support, and property administration. Founded in 2003 and based in Beijing, China, PICC Property and Casualty Company Limited is an integral subsidiary of The People's Insurance Company (Group) of China Limited.
2328 Stock 12 Month Forecast
Average Price Target
HK$19.14
▲(14.66% Upside)
Technical Analysis
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People's Insurance Co (Group) of China
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China Reinsurance (Group) Corp. Class H
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Sunshine Insurance Group Co. Ltd.
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