The earnings call highlighted significant achievements in revenue growth, profitability, and strategic partnerships, indicating a strong positive outlook. Despite some challenges in the HHIP segment and continued exposure to catastrophe losses, the overall sentiment was positive with substantial improvements in key financial metrics.

Company Guidance -

Q3 2025

During the Hippo Q2 2025 earnings call, detailed guidance was provided, highlighting several key financial metrics and strategic initiatives. The company raised its full-year guidance for gross written premiums to between $1.07 billion and $1.1 billion, driven by stronger performance in newly launched programs. Revenue for the full year is expected to range from $460 million to $465 million, while the consolidated net loss ratio guidance was improved to between 67% and 69%, reflecting positive loss trends. Hippo also achieved a 31% revenue growth to $117 million in Q2, and a significant improvement in profitability, with net income reaching $1 million, a $41 million increase year-over-year. Additionally, the company reported a consolidated net loss ratio of 47% for the quarter, and fixed expenses decreased by 16% as revenue grew. The strategic partnership with the Baldwin Group aims to triple market access and accelerate premium growth, further supporting Hippo's goal of achieving over $2 billion in gross written premiums by 2028.

Transformative Partnership and Strategic Plan

Hippo announced a new partnership with the Baldwin Group, expected to accelerate premium growth and diversification across lines of business, tripling market access through Baldwin's Westwood Insurance Agency.

Significant Revenue and Premium Growth

Revenue grew 31% year-over-year to $117 million, driven by gross earned premium growth of 12%. Gross written premium grew 16% to $299 million.

Improved Profitability and Net Income

Hippo posted positive net income from operating activities for the first time, achieving $1 million in Q2, a $41 million improvement year-over-year.

Operational Efficiency and Cost Reduction

Fixed expenses decreased by 16%, contributing to improved operating leverage as revenue growth outpaced expense growth.

Enhanced Underwriting Profitability

Consolidated net loss ratio improved to 47%, a 46 percentage point improvement year-over-year, supported by favorable reserve developments.

Hippo Holdings (HIPO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

HIPO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 06, 2025	2025 (Q3)	1.71 / -	-0.34	―	―	―
Aug 06, 2025	2025 (Q2)	-0.68 / 0.05	-1.64	103.05% (+1.69)	―
May 07, 2025	2025 (Q1)	-1.58 / -1.91	-1.47	-29.93% (-0.44)	―
Mar 06, 2025	2024 (Q4)	-0.17 / 1.71	-1.76	197.16% (+3.47)	―
Nov 08, 2024	2024 (Q3)	-0.91 / -0.34	-2.24	84.82% (+1.90)
Aug 08, 2024	2024 (Q2)	-1.57 / -1.64	-4.61	64.43% (+2.97)	―
May 02, 2024	2024 (Q1)	-1.31 / -1.47	-3.01	51.16% (+1.54)	―
Mar 06, 2024	2023 (Q4)	-1.98 / -1.76	-2.74	35.77% (+0.98)	―
Nov 02, 2023	2023 (Q3)	-2.40 / -2.24	-5.66	60.42% (+3.42)	―
Aug 08, 2023	2023 (Q2)	-2.76 / -4.61	-3.25	-41.85% (-1.36)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HIPO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$27.66	$31.54	+14.03%
May 07, 2025	$24.46	$20.57	-15.90%
Mar 06, 2025	$29.59	$30.28	+2.33%
Nov 08, 2024	$23.62	$28.15	+19.18%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hippo Holdings Inc (HIPO) report earnings?

Hippo Holdings Inc (HIPO) is schdueled to report earning on Nov 06, 2025, After Close (Confirmed).

What is Hippo Holdings Inc (HIPO) earnings time?

Hippo Holdings Inc (HIPO) earnings time is at Nov 06, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HIPO EPS forecast?

HIPO EPS forecast for the fiscal quarter 2025 (Q3) is 1.71.

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