Education
About Us
Working with TipRanks
Follow Us
US Bancorp (GB:0LHY)
LSE:0LHY
Earnings Data
Report Date
Oct 16, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.11Last Year’s EPS
1.03Same Quarter Last Year
Moderate Buy
Based on 16 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong EPS growth, positive operating leverage, and strategic repositioning of the balance sheet to ensure future growth. However, it also addressed challenges such as a decline in net interest margin due to deposit pricing pressures and increased short-term borrowing costs. Despite these challenges, the company's strategic initiatives and positive fee revenue growth indicate a cautiously optimistic outlook.Company Guidance -
Q3 2025
Earnings Per Share Growth
Reported earnings per share of $1.11 with a year-over-year EPS growth of approximately 13%.
Positive Operating Leverage
Achieved 250 basis points of year-over-year positive operating leverage, marking the fourth consecutive quarter of revenue growth outpacing expense growth.
Return on Tangible Common Equity
Generated an 18% return on tangible common equity and improved to a high-50s efficiency ratio.
Fee Revenue Growth
Total fee revenue growth of 4.6% year-over-year with robust performance across diversified fee income businesses.
Strategic Balance Sheet Actions
Divested approximately $6 billion in mortgage and auto loans to strategically reposition the balance sheet for stronger growth.
GB:0LHY Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
GB:0LHY Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 17, 2025 | $45.47 | $44.96 | -1.11% |
Apr 16, 2025 | $38.30 | $37.50 | -2.10% |
Jan 16, 2025 | $49.75 | $47.28 | -4.95% |
Oct 16, 2024 | $45.84 | $47.58 | +3.80% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does US Bancorp (GB:0LHY) report earnings?
US Bancorp (GB:0LHY) is schdueled to report earning on Oct 16, 2025, Before Open (Confirmed).
What is US Bancorp (GB:0LHY) earnings time?
US Bancorp (GB:0LHY) earnings time is at Oct 16, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of US Bancorp stock?
The P/E ratio of US Bancorp is N/A.
What is GB:0LHY EPS forecast?
GB:0LHY EPS forecast for the fiscal quarter 2025 (Q3) is 1.11.
