Equity Bancshares showed strong financial performance, including robust earnings, loan growth, and successful M&A activities. However, challenges with nonaccrual loans and a decline in deposits present concerns. The positive aspects significantly outweigh the lowlights.

Company Guidance

During the Equity Bancshares, Inc. 2025 Q2 earnings call, several key metrics were highlighted, reflecting the company's robust performance and strategic developments. The call revealed a net income of $15.3 million, or 86¢ per diluted share, with adjusted earnings at $16.6 million, or 94¢ per diluted share, after accounting for M&A and debt extinguishment costs. The bank's net interest income rose to $49.8 million, marking an improvement of $1.8 million linked quarter, driven by a core margin increase to 4.17%. Loan balances grew by $100 million year-to-date, while the TCE ratio stood at 10.63%, demonstrating a 41% increase from the previous year. The tangible book value per share also saw a 25% rise, reaching $32.17. Additionally, noninterest income increased by $500,000 from Q1, and noninterest expenses were adjusted to $38.3 million, aligning with projections. The bank's provision for credit loss remained minimal at $19,000, reflecting stable credit quality. Moreover, Equity Bancshares successfully closed its merger with MVC Bank, boosting its presence in Oklahoma, and is poised for further growth opportunities both organically and through strategic M&A.

Strong Earnings and Core Margin Expansion

Equity Bancshares reported net income of $15.3 million, or 86¢ per diluted share, with adjusted earnings at $16.6 million or 94¢ per diluted share. The margin for the quarter improved by 10 basis points to 4.17%.

Successful Merger with MVC Bank

The merger with MVC Bank was successfully closed on July 2, enhancing Equity Bancshares' footprint in Oklahoma and adding valuable leadership to the team.

Loan Growth and Strong Pipeline

Loan balances increased by $100 million year-to-date, with a production total of $197 million, double that of Q2 2024. The loan pipeline stands at $481 million, up 33% from Q1.

Increased Tangible Book Value and TCE Ratio

The tangible book value per share rose by 25% to $32.17, and the TCE ratio increased by 41% compared to the previous year, reaching 10.63%.

Equity Bancshares (EQBK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

EQBK Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 21, 2025	2025 (Q3)	0.91 / -	1.28	―	―	―
Jul 14, 2025	2025 (Q2)	0.89 / 0.86	0.76	13.16% (+0.10)
Apr 15, 2025	2025 (Q1)	0.83 / 0.85	0.9	-5.56% (-0.05)
Jan 22, 2025	2024 (Q4)	0.91 / 1.04	-1.84	156.52% (+2.88)
Oct 15, 2024	2024 (Q3)	0.99 / 1.28	0.8	60.00% (+0.48)
Jul 16, 2024	2024 (Q2)	0.92 / 0.76	0.74	2.70% (+0.02)
Apr 16, 2024	2024 (Q1)	0.85 / 0.90	0.77	16.88% (+0.13)
Jan 24, 2024	2023 (Q4)	-1.88 / -1.84	0.72	-355.56% (-2.56)
Oct 17, 2023	2023 (Q3)	0.73 / 0.80	0.93	-13.98% (-0.13)
Jul 18, 2023	2023 (Q2)	0.69 / 0.74	0.94	-21.28% (-0.20)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

EQBK Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 14, 2025	$44.06	$41.14	-6.63%
Apr 15, 2025	$35.83	$36.28	+1.26%
Jan 22, 2025	$42.28	$43.03	+1.77%
Oct 15, 2024	$42.96	$43.86	+2.09%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Equity Bancshares Inc (EQBK) report earnings?

Equity Bancshares Inc (EQBK) is schdueled to report earning on Oct 21, 2025, After Close (Confirmed).

What is Equity Bancshares Inc (EQBK) earnings time?

Equity Bancshares Inc (EQBK) earnings time is at Oct 21, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is EQBK EPS forecast?

EQBK EPS forecast for the fiscal quarter 2025 (Q3) is 0.91.

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