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Vaudoise Assurances Holding SA (DE:VAHB)
FRANKFURT:VAHB

Vaudoise Assurances Holding SA (VAHB) Price & Analysis

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VAHB Stock Chart & Stats

€777.00
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Market closed
€777.00
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Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetA very low debt-to-equity (~0.06) and an improving capital base provide durable financial flexibility for an insurer. This reduces solvency and refinancing risk, supports regulatory requirements and large-claim absorption, and enables disciplined capital allocation and stable underwriting capacity over time.
Accelerating Revenue GrowthConsistent top-line growth, with acceleration to ~9.7% in 2025, points to sustained premium expansion and effective distribution. For a retail/business insurer, recurring premiums and successful cross-sell increase customer lifetime value and create a predictable revenue base that supports multi-quarter underwriting and product investments.
Improving Cash GenerationRising operating cash flow and FCF (101m, covering ~74% of net income) strengthen internal funding for reserves, dividends and reinvestment without relying on external debt. Improved cash conversion enhances earnings quality and supports sustainable capital management across several quarters.
Bears Say
Moderate Return On EquityROE of ~5.5–5.9% reflects conservative risk posture but signals limited capital efficiency. Persistently moderate ROE may constrain long-term per-share growth and requires larger equity to finance expansion, reducing leverage-based returns and potentially limiting total shareholder value creation versus higher-return peers.
Volatile Gross Margin ReadingsHighly variable gross margin metrics imply inconsistent reporting drivers or mix shifts between life and non-life lines. This undermines reliable assessment of core underwriting profitability and complicates medium-term margin forecasting, increasing uncertainty for capital allocation and pricing strategies.
Cash Flow Variability & Coverage Data GapsDespite 2025 improvement, historical FCF swings and a reported 0.0 coverage metric indicate inconsistent cash generation or measurement issues. This raises caution about the predictability of funding for dividends, reserves and investments, complicating multi-period capital planning and stress testing.

Vaudoise Assurances Holding SA News

VAHB FAQ

What was Vaudoise Assurances Holding SA’s price range in the past 12 months?
Vaudoise Assurances Holding SA lowest stock price was €442.00 and its highest was €885.00 in the past 12 months.
    What is Vaudoise Assurances Holding SA’s market cap?
    Vaudoise Assurances Holding SA’s market cap is €2.61B.
      When is Vaudoise Assurances Holding SA’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Vaudoise Assurances Holding SA’s earnings last quarter?
      Currently, no data Available
      Is Vaudoise Assurances Holding SA overvalued?
      According to Wall Street analysts Vaudoise Assurances Holding SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Vaudoise Assurances Holding SA pay dividends?
        Vaudoise Assurances Holding SA does not currently pay dividends.
        What is Vaudoise Assurances Holding SA’s EPS estimate?
        Vaudoise Assurances Holding SA’s EPS estimate for its next earnings report is not yet available.
        How many shares outstanding does Vaudoise Assurances Holding SA have?
        Vaudoise Assurances Holding SA has 1,000,000 shares outstanding.
          What happened to Vaudoise Assurances Holding SA’s price movement after its last earnings report?
          Currently, no data Available
          Which hedge fund is a major shareholder of Vaudoise Assurances Holding SA?
          Currently, no hedge funds are holding shares in DE:VAHB
          What is the TipRanks Smart Score and how is it calculated?
          Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

            Company Description

            Vaudoise Assurances Holding SA

            Vaudoise Assurances Holding SA provides insurance products and services to individuals and SMEs primarily in Switzerland. The company offers vehicle, household, public liability, foresight, mortgage, and business insurance. It serves customers through its network of agencies. The company was founded in 1895 and is headquartered in Lausanne, Switzerland. Vaudoise Assurances Holding SA operates as a subsidiary of Mutuelle Vaudoise, Société Coopérative.

            Vaudoise Assurances Holding SA (VAHB) Earnings & Revenues

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