Cost ManagementUPBD beat consensus on major revenue line, more than offset by higher-than-consensus cost of revenue.
Legal And Regulatory IssuesThe company incurred an estimated settlement expenses of $7.5 mil for regulatory lawsuits, which management stresses may change.
Market SentimentThe market has been fairly negative on UPBD shares, with a trend of shorting UPBD shares against a long on competitor PROG.