FinLab AG (DE:A7A)
XETRA:A7A
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A7A Stock Chart & Stats
€15.90
€0.10(0.96%)
At close: 4:00 PM EST
€15.90
€0.10(0.96%)
Day’s Range― - ―
52-Week Range€12.30 - €16.49
Previous CloseN/A
Volume3.35K
Average Volume (3M)4.21K
Market Cap
€124.81M
Enterprise Value€144.52M
Total Cash (Recent Filing)€2.06M
Total Debt (Recent Filing)€22.22M
Price to Earnings (P/E)0.5
Beta0.63
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding9,011,768
10 Day Avg. Volume3,378
30 Day Avg. Volume4,206
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.79
Price to Sales (P/S)148.70
P/FCF Ratio-92.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Asset-light Fintech Company-builder ModelFinLab’s core model—building and investing in fintech ventures—creates multiple durable value channels: equity revaluations, disposals, dividends and operating income from built ventures. This diversified, asset-light approach supports long-term value capture even if individual holdings fluctuate.
Manageable Leverage And Equity BufferA moderate debt-to-equity ratio (~0.31) and sizable equity provide balance-sheet flexibility to support operations and time-consuming exit processes. This financial headroom reduces near-term insolvency risk and allows gradual monetization of holdings without urgent deleveraging.
Lean Operating FootprintA very small employee base implies a capital- and labor-light operating model, lowering fixed overhead and extending runway when cash flow is pressured. For a holding/company-builder, a lean core team supports scalability via outsourced ventures and conserves capital for portfolio activity.
Bears Say
Negative Operating And Free Cash FlowSustained negative operating and free cash flow despite reported net income indicates weak cash conversion and raises funding risk. Over months this forces reliance on asset disposals or external capital, constraining strategic flexibility and endangering investment and build-out plans.
Sharp Revenue ContractionA ~78% revenue drop is structurally significant: it erodes recurring fee pools and reduces the probability that high recent margins are repeatable. Such a contraction weakens the business’ ability to fund operations internally and increases dependency on one-off portfolio gains.
Highly Volatile Profitability And Earnings QualityLarge swings in profit and reliance on non-core or one-off items compromise earnings predictability. This volatility makes operational planning and valuation difficult, undermines investor confidence in repeatable returns, and increases execution risk for multi-year business building.
A7A FAQ
What was FinLab AG’s price range in the past 12 months?
FinLab AG lowest stock price was €12.30 and its highest was €16.49 in the past 12 months.
What is FinLab AG’s market cap?
FinLab AG’s market cap is €124.81M.
When is FinLab AG’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were FinLab AG’s earnings last quarter?
Currently, no data Available
Is FinLab AG overvalued?
According to Wall Street analysts FinLab AG’s price is currently Overvalued.
Does FinLab AG pay dividends?
FinLab AG does not currently pay dividends.
What is FinLab AG’s EPS estimate?
FinLab AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does FinLab AG have?
FinLab AG has 9,011,768 shares outstanding.
What happened to FinLab AG’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of FinLab AG?
Currently, no hedge funds are holding shares in DE:A7A
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FinLab AG Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.98%
12-Months-Change
Fundamentals
Return on Equity
145.03%
Trailing 12-Months
Asset Growth
53.44%
Trailing 12-Months
Company Description
FinLab AG
Heliad AG (formerly known as FinLab AG) is a venture capital firm specializing in growth capital, early venture and follow-on investment in fintech companies. The firm also tends to make fund of fund investments in venture capital funds. It prefers to invest in blockchain, online financial services and financial technology and software sector. It seeks to invest in Germany, Europe, and globally, primarily in the United States and Asia. For fund of fund investments, the firm seeks to invest in funds specializing in fintech companies especially in the US and Asia. It also considers co-investment opportunities. It makes both minority and majority venture capital investments. Heliad AG was founded in 2003 and is based in Frankfurt am Main, Germany.
Technical Analysis
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